Regular Savings Accounts: The Best Currently Available List!

Digital_Payback

Aidanmc said:

Just wondering if you've had any reply from Progressive re the 5.05% ISA?

It will be a leading rate soon now Trading 212 are cutting theirs.

Not sure if it has been said before but….
The Progressive ISA account can be only be opened and operated in branch or by post. Not online. 

chris_the_bee

Kim_13 said:

Hinckley and Rugby

Having set up online access on the new system, it seems as though it would allow a withdrawal to my now in place nominated account without having to present the passbook. Can anyone confirm whether this is the case?

Was going to send off to withdraw down to minimum balance to while the notice waiver is in place and redepositing in other higher paying RSs, but if I could save on the postage I’ll wait a month until the account matures (guessing that the online system will not recognise that a waiver is in place.)

Hinckley and Rugby
Yes, I have used that way four times now. As long as you have passed your notice date, select withdraw funds & it should ask if you want funds by FPS to your nominated account. Then no need to send passbook & letter. At present, until 9th September, they are allowing penalty free no notice closure since they dropped the rate. But this does have to be by letter with passbook and they only pay this by cheque or CHAPS @ £25. 

Kim_13

chris_the_bee said:

Kim_13 said:

Hinckley and Rugby

Having set up online access on the new system, it seems as though it would allow a withdrawal to my now in place nominated account without having to present the passbook. Can anyone confirm whether this is the case?

Was going to send off to withdraw down to minimum balance to while the notice waiver is in place and redepositing in other higher paying RSs, but if I could save on the postage I’ll wait a month until the account matures (guessing that the online system will not recognise that a waiver is in place.)

Hinckley and Rugby
Yes, I have used that way four times now. As long as you have passed your notice date, select withdraw funds & it should ask if you want funds by FPS to your nominated account. Then no need to send passbook & letter. At present, until 9th September, they are allowing penalty free no notice closure since they dropped the rate. But this does have to be by letter with passbook and they only pay this by cheque or CHAPS @ £25. 

Thanks - I'll wait until it converts into an EA at the end of September and use that method then. If the account had longer to run I'd probably send the letter, but in fairness to them they've only dropped by the amount of the BoE drop.

simonsmithsays

Monmouthshire RS

Anyone else have a RS mature yesterday and yet they are still showing as unmatured today?

chris_the_bee

simonsmithsays said:

Monmouthshire RS

Anyone else have a RS mature yesterday and yet they are still showing as unmatured today?

Yesterday was a Bank Holiday so they will not have processed the maturity/withdrawal until today. Should appear in your MONBS online tomorrow (Wednesday)

simonsmithsays

chris_the_bee said:

simonsmithsays said:

Monmouthshire RS

Anyone else have a RS mature yesterday and yet they are still showing as unmatured today?

Yesterday was a Bank Holiday so they will not have processed the maturity/withdrawal until today. Should appear in your MONBS online tomorrow (Wednesday)

I hope you're right.

Seeing two both as RS the day after maturity isn't normal for the dozens of other RS I have - even with the BH considered.

Hopefully they received the postal maturity instructions as they once again didn't advise me.

It's a shame the maturity instructions online aren't a little more sophisticated to include all permutations.

I'll be interested to see that the final bounced £300 (and recredited) payment has accrued the correct level of interest too.

Hattie627

simonsmithsays said:

Monmouthshire RS

Anyone else have a RS mature yesterday and yet they are still showing as unmatured today?

I am in a similar position. 

schiff

badger09 said:

MONBS RS
I applied for this 22/8 & received signature letter today.  I’ve added account to ‘My Accounts’ & sent initial £500 by FP this morning. I’ll post signature form tomorrow & set up SO from 1 Sept as soon as £500 appears. 

Signature letter dated 21/8 (day of application) received today and sent back today. Added the account successfully to the home page and sent £100 by FP today, intending to add £400 once it shows. Optimistic that it will be done and dusted in August for adding to it next month. 
My Exclusive 1 matures on Friday but I wasn't prepared to risk waiting.

t1redmonkey

chris_the_bee said:

simonsmithsays said:

Monmouthshire RS

Anyone else have a RS mature yesterday and yet they are still showing as unmatured today?

Yesterday was a Bank Holiday so they will not have processed the maturity/withdrawal until today. Should appear in your MONBS online tomorrow (Wednesday)

Mine technically didn't mature yesterday (was supposed to be the 30th), but I had given advance access to them a few weeks ago of early closure as the 26th (forgot it was a bank holiday at the time I requested the closure).  I got the money + interest in my nominated bank account about 5:30pm today.

simonsmithsays

t1redmonkey said:

chris_the_bee said:

simonsmithsays said:

Monmouthshire RS

Anyone else have a RS mature yesterday and yet they are still showing as unmatured today?

Yesterday was a Bank Holiday so they will not have processed the maturity/withdrawal until today. Should appear in your MONBS online tomorrow (Wednesday)

Mine technically didn't mature yesterday (was supposed to be the 30th), but I had given advance access to them a few weeks ago of early closure as the 26th (forgot it was a bank holiday at the time I requested the closure).  I got the money + interest in my nominated bank account about 5:30pm today.

Nice one.  

How does that reflect on your Mon BS online please?

Am conscious that deposits are normally glacial speed.