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Regular Savings Accounts: The Best Currently Available List!

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  • jim1999
    jim1999 Posts: 258 Forumite
    Tenth Anniversary 100 Posts Name Dropper
    edited 19 June 2024 at 10:31AM
    Nationwide Start 2 Save Iss 3 matured today, interest in my account at midnight! 
    Thanks very much NW!
    Neither me nor my wife ever won any of the prize draws, so Nationwide can sod off ;)

    But yes to glad to have my interest and be able to close it!
  • jim1999 said:
    Nationwide Start 2 Save Iss 3 matured today, interest in my account at midnight! 
    Thanks very much NW!
    Neither me nor my wife ever won any of the prize draws, so Nationwide can sod off ;)

    But yes to glad to have my interest and be able to close it!
    Have any of this threads readers ever won in this prize draw or similar?
  • SuperHans1
    SuperHans1 Posts: 160 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    jim1999 said:
    Nationwide Start 2 Save Iss 3 matured today, interest in my account at midnight! 
    Thanks very much NW!
    Neither me nor my wife ever won any of the prize draws, so Nationwide can sod off ;)

    But yes to glad to have my interest and be able to close it!
    Have any of this threads readers ever won in this prize draw or similar?

    Yes I was lucky enough to win £250 in the last draw :)
  • Kim_13
    Kim_13 Posts: 3,652 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    edited 19 June 2024 at 1:00PM
    jim1999 said:
    Nationwide Start 2 Save Iss 3 matured today, interest in my account at midnight! 
    Thanks very much NW!
    Neither me nor my wife ever won any of the prize draws, so Nationwide can sod off ;)

    But yes to glad to have my interest and be able to close it!
    Have any of this threads readers ever won in this prize draw or similar?
    Wasn’t it Issue 2? 

    I’m not aware of a future issue being planned - anyone seen anything that I’ve missed? 

    I didn’t win under either version, but many forumites won under one or the other. Not aware of anyone winning on both.
  • Hattie627
    Hattie627 Posts: 475 Forumite
    100 Posts Second Anniversary Name Dropper
    Kim_13 said:
    jim1999 said:
    Nationwide Start 2 Save Iss 3 matured today, interest in my account at midnight! 
    Thanks very much NW!
    Neither me nor my wife ever won any of the prize draws, so Nationwide can sod off ;)

    But yes to glad to have my interest and be able to close it!
    Have any of this threads readers ever won in this prize draw or similar?
    Wasn’t it Issue 2? 

    I’m not aware of a future issue being planned - anyone seen anything that I’ve missed? 

    I didn’t win under either version, but many forumites won under one or the other. Not aware of anyone winning on both.
    Yes, it was Issue 2. I closed mine early, only about a month early in May. never won anything on Issue 2, I didn't have the first issue.
  • Hattie627
    Hattie627 Posts: 475 Forumite
    100 Posts Second Anniversary Name Dropper
    Just received by email from Furness BS. It sounds like a bit of a faff, similar to the recent upgrade of their system by Hinckley and Rugby BS but even more so.

    "We’re launching a brand new, digital, self-service savings experience this July which will replace your current eSavings system.  

    Y
    ou’ll need to register for our new service before the 30th of August 2024 to continue enjoying access to your accounts online.

    Set to unlock new and faster ways of interacting, it’s going to be available online and via iOS and Android apps.  You’ll be able to do everything you can now plus a lot more:  

    • View statements and transactions 
    • Open new savings accounts
    • Provide instructions for your existing maturing account balances 
    • Make withdrawals to your bank account without the need for phone or branch contact 
    • Access your account balances at a time and place to suit you 
    • Get in touch with us in real time with Live Chat 


    In order to access the new platform, you’ll need to re-register using our quick and easy digital onboarding process. For this, you’ll need some identification in the form of either a passport or driving licence.  If you don’t have either of these documents, please let us know by completing the form on www.furnessbs.co.uk/register-for-digital as soon as possible and we’ll get in touch to sort out an alternative way to get you onboarded.


    If you have a passport or driving licence, you don’t need to do anything yet. We’ll contact you as soon as we launch - so please look out for updates from us with further instructions.   


    Once you’ve signed up to the new platform, we will remove your access to the current system. The existing eSavings system will be retired on Friday 30th August at 5pm and no further access will be available from this time.  If you don't wish to re-register please don't worry.  Your savings accounts will be unaffected and can be accessed in branch or over the phone as usual."

  • Thomas_Crown
    Thomas_Crown Posts: 924 Forumite
    Part of the Furniture 500 Posts
    HHUK said:
    Thomas_Crown said:

    The wording on the Vernon BS website actually states:-

    ELIGIBILTY: This account is only available to UK residents aged 18 or over, living in the following postcodes: BL, CH, CW, M, OL, SK, WA, or WN, unless you were a society member prior to 1st May 2024.

    The key word is 'unless'. It means that anyone living in the above postcode areas can apply for this account, even if they weren't a member prior to 1st May 2024.
    'Unless' denotes an exception to the general rule that the account is only available to UK residents aged 18 or over, living in the postcodes mentioned. The exception clearly being that people living elsewhere may also apply if they were members prior to 1 May 2024.
    You've said the same as me but in a long winded way. The OP mistakenly used the word ''and'' instead of ''unless''. That meant that I wasn't eligible to apply for this account. I checked with the Vernon BS and found out that I was eligible.
  • Bridlington1
    Bridlington1 Posts: 4,066 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    HHUK said:
    Thomas_Crown said:

    The wording on the Vernon BS website actually states:-

    ELIGIBILTY: This account is only available to UK residents aged 18 or over, living in the following postcodes: BL, CH, CW, M, OL, SK, WA, or WN, unless you were a society member prior to 1st May 2024.

    The key word is 'unless'. It means that anyone living in the above postcode areas can apply for this account, even if they weren't a member prior to 1st May 2024.
    'Unless' denotes an exception to the general rule that the account is only available to UK residents aged 18 or over, living in the postcodes mentioned. The exception clearly being that people living elsewhere may also apply if they were members prior to 1 May 2024.
    You've said the same as me but in a long winded way. The OP mistakenly used the word ''and'' instead of ''unless''. That meant that I wasn't eligible to apply for this account. I checked with the Vernon BS and found out that I was eligible.
    I didn't mistakenly use the word ``and". The statement you posted is equivalent to the one I posted. The account is available those living in the following postcodes: BL, CH, CW, M, OL, SK, WA or WN. It is also available to existing members prior to 1st May 2024. Hence why I stated 
    Vernon BS have launched an online regular saver at 6.5% (variable) for those living in the following postcodes: BL, CH, CW, M, OL, SK, WA or WN, and existing members prior to 1st May 2024.
    I could have just as easily said ``the account is available to existing members prior to 1st May 2024 and those living in the following postcodes: BL, CH, CW, M, OL, SK, WA or WN", both statements are equivalent and do not imply that you were ineligible, your post simply reworded what I had said in my original post.
  • HHUK
    HHUK Posts: 269 Forumite
    Part of the Furniture 100 Posts Savvy Shopper! Photogenic
    Thomas_Crown said:You've said the same as me but in a long winded way. The OP mistakenly used the word ''and'' instead of ''unless''. That meant that I wasn't eligible to apply for this account. I checked with the Vernon BS and found out that I was eligible.
    No. If all Vernon intended to say was that only residents in the relevant postcodes were eligible, there would have been no need to mention 1 May 2024 or membership before that date at all.
  • Thomas_Crown
    Thomas_Crown Posts: 924 Forumite
    Part of the Furniture 500 Posts
    HHUK said:
    Thomas_Crown said:

    The wording on the Vernon BS website actually states:-

    ELIGIBILTY: This account is only available to UK residents aged 18 or over, living in the following postcodes: BL, CH, CW, M, OL, SK, WA, or WN, unless you were a society member prior to 1st May 2024.

    The key word is 'unless'. It means that anyone living in the above postcode areas can apply for this account, even if they weren't a member prior to 1st May 2024.
    'Unless' denotes an exception to the general rule that the account is only available to UK residents aged 18 or over, living in the postcodes mentioned. The exception clearly being that people living elsewhere may also apply if they were members prior to 1 May 2024.
    You've said the same as me but in a long winded way. The OP mistakenly used the word ''and'' instead of ''unless''. That meant that I wasn't eligible to apply for this account. I checked with the Vernon BS and found out that I was eligible.
    I didn't mistakenly use the word ``and". The statement you posted is equivalent to the one I posted. The account is available those living in the following postcodes: BL, CH, CW, M, OL, SK, WA or WN. It is also available to existing members prior to 1st May 2024. Hence why I stated 
    Vernon BS have launched an online regular saver at 6.5% (variable) for those living in the following postcodes: BL, CH, CW, M, OL, SK, WA or WN, and existing members prior to 1st May 2024.
    I could have just as easily said ``the account is available to existing members prior to 1st May 2024 and those living in the following postcodes: BL, CH, CW, M, OL, SK, WA or WN", both statements are equivalent and do not imply that you were ineligible, your post simply reworded what I had said in my original post.
    Why did you change the wording used by the Vernon BS? By changing ''unless'' to ''and'', your wording became ambiguous. Your wording implied that applicants must live in one of the stated postcode areas and must have been members prior to 1st May 2024. I'm glad that I checked on the Vernon BS website.
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