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Regular Savings Accounts: The Best Currently Available List!

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  • WillPS
    WillPS Posts: 5,149 Forumite
    Part of the Furniture 1,000 Posts Newshound! Name Dropper
    edited 12 June 2024 at 5:20PM
    If you have a joint regular saver, you can't also open a sole one.

    I see nothing to prevent both joint current account holders each opening sole regular savers tho.
  • Im with Chase banking and they recently sent an email to say that their saver account interest rate is going up to 5.1% easy access account and you get cashback for the first year with just a normal account too. 
  • jameseonline
    jameseonline Posts: 1,081 Forumite
    1,000 Posts First Anniversary Name Dropper
    edited 15 June 2024 at 7:10AM
    My Principality 33 Regular matured today, requested closure of the new maturity account and funds to be transferred to my Virgin account.

    £3095.12 total.

    Wouldn't let me transfer the whole amount out which seems stupid so had to close it, like Principality know you going to get a few pence in interest so why make things more difficult than they need to be?, guess the only other option would be depositing £1(or amount to get it up to the next £1) or something then trying to get the few pence out?

    Anyway what I did find strange when I logged in was it said faster payments are scheduled for maintenance on Saturday so be done on Sunday.

    Does that mean Principality side or for everyone?
  • If you already requested closure & transfer of the balance to your Virgin account why are you trying to transfer the money yourself ? I don't understand.
  • jameseonline
    jameseonline Posts: 1,081 Forumite
    1,000 Posts First Anniversary Name Dropper
    If you already requested closure & transfer of the balance to your Virgin account why are you trying to transfer the money yourself ? I don't understand.
    I tried to transfer the money out 1st THEN opted for closing the maturity account 
  • My Principality 33 was due to mature today too and have the above FP message, but I now only have the £50 p/m HH saver and £125 Xmas saver left in my accounts list (~£1k total) as I’d already submitted maturity instructions. I’m sure it’s sat waiting to go out somewhere so not worried. 

    I only needed a small slice of it today anyway to feed my Coventry Loyalty RS, but can’t remember if weekend payments to Coventry are deposited there and then or will be counted as being received on Monday - does anyone know if I should raid another account today to make the contribution or just wait til next working day?
  • RosieRooBear
    RosieRooBear Posts: 165 Forumite
    100 Posts Second Anniversary Name Dropper
    @PloughmansLunch, I paid into my Coventry Loyalty R/S today and it’s been credited to my account. Their website does say that payments will start earning interest as soon as it’s been added to your account, so I’m assuming that as my payment has been credited I’ll earn interest on it from today.
  • FishInGlass
    FishInGlass Posts: 143 Forumite
    Fifth Anniversary 100 Posts Photogenic Name Dropper
    edited 15 June 2024 at 11:05AM
    My Principality RS also matured today. I had already requested a transfer to my current account on maturity. Does anyone know how to see the interest paid as the account is no longer visible online (I don't currently have the app as I haven't needed it.)? Alternatively I'll be patient and wait till tomorrow or Monday and check my bank then.
  • allegro120
    allegro120 Posts: 1,893 Forumite
    1,000 Posts Second Anniversary Name Dropper
    My Principality RS also matured today. I had already requested a transfer to my current account on maturity. Does anyone know how to see the interest paid as the account is no longer visible online (I don't currently have the app as I haven't needed it.)? Alternatively I'll be patient and wait till tomorrow or Monday and check my bank then.
    I've received the money on the day of maturity (it was Sunday) so I assume you should see you money in your bank today. When you see the money arrived you will know the interest,  everything above £3k will be the interest. Mine was £92.38.
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