Regular Savings Accounts: The Best Currently Available List!

Wheres_My_Cashback

surreysaver said:

arsenalboy said:

Monmouthshire BS, applied online over the weekend and received letter this morning asking to sign and return form,
They have given account number but state I cannot pay money in until they receive form back.
As I want to get a payment in before the end of this month this will have to be with them by Friday as Monday is bank holiday. 
I will set up a SO for Friday and see what happens!

When I opened the Monmouthshire Saver Plus and Christmas Saver back in April, I wasn't able to pay money in until they had received the signed forms back.  Even though the accounts appeared in the online banking, the money I sent to the accounts was sent back to the originating account as they hadn't yet received my forms.  So if you do set up a standing order for Friday, I suspect the money will find its way back to your current account.
I applied last Friday for this account, and haven't received anything in the post yet.  I'm not sure what counts as the account opening date - I will not be happy if I miss a month's payment because the account shows as opened before the end of August and I'm unable to pay any money in until September!

When I spoke to them last week, they advised me that the official opening date is the initial deposit date, not the letter date or anything else, therefore there shouldn't be a problem making 12 payments.

On a side note they advised my OH yesterday that applications for the RS Bond 4 are being delayed due to being inundated with applications and having to reassign staff to deal with it.

typistretired

Received letter today and have added the account number to my online accounts. It is showing as "pending".  The return address envelope is second class and it took from 21st to 26th to start opening my account, so  I expect my account will not be viable until end of next week.

surreysaver

Got my Monmouthshire paperwork in today's post (applied last Friday 21st).

happybagger

JamesRobinson48 said:

Loughborough BS has written saying that on 24th September the legacy 'Save To Buy' account will convert to a 'Flexible Save to Buy' account. The interest rate will be cut from 3.00% to 1.50%. Generally the revised T&Cs are indeed somewhat more flexible than before. However the account, which continues to have an indefinite life, remains subject to one monthly contribution of up to £500, and an account maximum of £24k.

A big change to withdrawal flexibility - Now 3 withdrawals pa (previously 2) for any amount as long as £10 remains (previously max £500 each withdrawal)
So now much easier to keep it below £24k when it does get close to it

colsten

typistretired said:

You can add the account yourself. There is an add account facility when you are logged in and your other accounts are listed. Haven’t received opening documents yet despite applying as soon as it was mentioned on this site but will add the account details when I receive them

Monmouthshire BS prove to be extraordinarily difficult this time round. My account opening documents have been in the post since Monday, and have probably been received by now. Seems they also want an opening deposit before their let me add the account to my online accounts. This wasn't specified in the letter they sent. Almost too much hassle for a piddly 1.5% RS when I have alternatives (which are not without hurdles, but not Monmouthshire hurdles  )

They have removed my addition. Thing is, they might also return a bank transfer because the account isn't open yet. Catch 22.

I am not pleased.

veryintrigued

colsten said:

typistretired said:

You can add the account yourself. There is an add account facility when you are logged in and your other accounts are listed. Haven’t received opening documents yet despite applying as soon as it was mentioned on this site but will add the account details when I receive them

Monmouthshire BS prove to be extraordinarily difficult this time round. My account opening documents have been in the post since Monday, and have probably been received by now. Seems they also want an opening deposit before their let me add the account to my online accounts. This wasn't specified in the letter they sent. Almost too much hassle for a piddly 1.5% RS when I have alternatives (which are not without hurdles, but not Monmouthshire hurdles  )

They have removed my addition. Thing is, they might also return a bank transfer because the account isn't open yet. Catch 22.

I am not pleased.

My account is showing online (as pending) after adding, I've electronically sent my deposit and only just sent my documents back.

Great society with some superb products.

I assume Colsten still has me on 'Ignore' so won't see this 

colsten

veryintrigued said:

colsten said:

typistretired said:

You can add the account yourself. There is an add account facility when you are logged in and your other accounts are listed. Haven’t received opening documents yet despite applying as soon as it was mentioned on this site but will add the account details when I receive them

Monmouthshire BS prove to be extraordinarily difficult this time round. My account opening documents have been in the post since Monday, and have probably been received by now. Seems they also want an opening deposit before their let me add the account to my online accounts. This wasn't specified in the letter they sent. Almost too much hassle for a piddly 1.5% RS when I have alternatives (which are not without hurdles, but not Monmouthshire hurdles  )

They have removed my addition. Thing is, they might also return a bank transfer because the account isn't open yet. Catch 22.

I am not pleased.

My account is showing online (as pending) after adding, I've electronically sent my deposit and only just sent my documents back.

Great society with some superb products. Sent 

I assume Colsten still has me on 'Ignore' so won't see this 

I am one step ahead of you. Deposit sent electronically, documents sent back, account used to show online but has been removed by MBS. I have re-added it now, so it shows pending again. Opening a new MBS account is a cat-and-mouse game every time. It's not exactly that I don't have experience in opening accounts, including many with MBS.

schiff

I like MonBS even with the quirks and sometimes playing a cat and mouse game can relieve the boredom. Each time I send my signature form I add suggestions to streamline their routines. Like doing away with the signature thing for existing clients on their books.

1882

I'm new to MBS and "opened" account on Friday last week and had no email or anything by post!

Gers

I'm also new to MBS so anticipating the quirks!  My documents arrived today, not bad as my mail is being re-directed from my home address. 

I assume I can't register online until I get more notification  - is that the case?