Regular Savings Accounts: The Best Currently Available List!

Bigwheels1111

Bridlington1 said:

JamesRobinson48 said:

Bridlington1 said:

Bridlington1 said:

YBS Loyalty Regular Saver/eSaver to be launched at 5.75% (£250/mth max). Available to existing customers with 12 months membership. 1 withdrawal max/yr excluding closure

Now live:
 https://www.ybs.co.uk/savings/product?id=YB901826W

I've opened the new Yorkshire Building Society Loyalty Regular eSaver account. Interestingly, their system gives me as long as 42 days to start funding it.

But I'm uncertain about one thing in the T&Cs: "You can only hold one Loyalty Regular eSaver [...]".

I already hold the Loyalty Regular eSaver 2023, paying 7.00% variable. Does anyone know if I am allowed to hold both?

Hopefully this is OK, as the T&Cs for that earlier product stated similarly:  "You can only hold one Loyalty Regular eSaver 2023 [...]".  They seem to be differentiating between the two issues, much as some other building societies do using Issue numbers (e.g. Principality RS Issues 31, 32, 33).

I've just spoken to one of their branches, they've said that you can hold both the 5.75% and the 7% versions simultaneously.

Great news, you saved me a call. Thanks

Set up, paid and SO in place.

Reg Saver Number 12

apt

That's a rather poor loyalty regular saver from YBS compared to their offerings in the past few or indeed the 7% fixed which Skipton are offering.

myth123

Stargunner said:

Bridlington1 said:

Co-op Regular Saver has been launched at 7% as advertised:
https://www.co-operativebank.co.uk/products/savings/regular-saver/

• Have the account for a 12 month term – the 12 months will start from the date we accept your first deposit

This could be useful for some that want to delay the end date, as you have up to 30 days from account  opening to make your first deposit.

This is good to know, ideally I want to push the end date into the next tax year.

sheffieldeagle

Hi

Just applied for the Coop regular saver and came across the dob mechanism again. Am I missing something? Is there a way to enter the dob manually in these online forms? It's like playing Daley Thompson's Decathlon all over again.

Cheers

flaneurs_lobster

sheffieldeagle said:

Hi

Just applied for the Coop regular saver and came across the dob mechanism again. Am I missing something? Is there a way to enter the dob manually in these online forms? It's like playing Daley Thompson's Decathlon all over again.

Cheers

Don't think there's a manual input available. Bit of random prodding finds a scrolling year picker that's quicker than pressing "back" 600 times on the current month.

dcs34

sheffieldeagle said:

Hi

Just applied for the Coop regular saver and came across the dob mechanism again. Am I missing something? Is there a way to enter the dob manually in these online forms? It's like playing Daley Thompson's Decathlon all over again.

Cheers

I applied in Chrome, I was able to just type the date in?

soulsaver

dcs34 said:

sheffieldeagle said:

Hi

Just applied for the Coop regular saver and came across the dob mechanism again. Am I missing something? Is there a way to enter the dob manually in these online forms? It's like playing Daley Thompson's Decathlon all over again.

Cheers

I applied in Chrome, I was able to just type the date in?

And me in Edge...

gele

I applied for the co-op regular saver just over1 hour ago and have received email to say application  successful. Well done Co-op.

Hattie627

gele said:

I applied for the co-op regular saver just over1 hour ago and have received email to say application  successful. Well done Co-op.

True. But no account details yet, so can't pay in. Others eg YBS, LBG much quicker.

MrsCautious

Hi with the Co-op saver, for those of us who don't yet have a Co-op current account can anyone advise how straightforward applying for the current account has been? and how time consuming? If it's a case of setting it up quickly and adding a couple of direct debits then this could help me be more positive about it - I wouldn't choose to switch from other current accounts where I also have the linked savers whose T&Cs say they need to stay open to keep said RS accounts. 

Also and apologies to anyone who reckons this is stating the obvious question, I can see a Santander current account where you have to pay £500 in a month to have access to a 7% RS account - which allows higher deposits each month than the Co-op one - there is a maintenance fee of £3 a month and cashback of 1%. - do people like the look of the Co-op one more because there's no fee?

thank you for reading my overthinking and any words of wisdom (possibly that I need to get out more?) would be much welcomed!