Regular Savings Accounts: The Best Currently Available List!

londoner62

Bridlington1 said:

YBS Loyalty Regular Saver/eSaver to be launched at 5.75% (£250/mth max). Available to existing customers with 12 months membership. 1 withdrawal max/yr excluding closure

To avoid possible confusion, this new account is simply titled Regular e/Saver. The Loyalty Regular Saver opened a couple of months ago at 7.00%

Bridlington1

londoner62 said:

Bridlington1 said:

YBS Loyalty Regular Saver/eSaver to be launched at 5.75% (£250/mth max). Available to existing customers with 12 months membership. 1 withdrawal max/yr excluding closure

To avoid possible confusion, this new account is simply titled Regular e/Saver. The Loyalty Regular Saver opened a couple of months ago at 7.00%

I'm just reporting what's showing on moneyfacts, which shows ``Loyalty Regular Saver" and ``Loyalty Regular eSaver":


The account simply titled ``Regular Saver" was launched on 1st June 2023 at 4.5% if my memory serves me well and continues to be offered to this day at 5.25%.

Kim_13

Only a 0.5% differential perhaps suggests that the standard Regular Saver will soon be replaced with a new issue at a lower rate. They wouldn't be the first to reduce their variable rate on new accounts, Nationwide being a recent example. 

YBS Regular Savers do seem to be getting less attractive of late - first the 2024 Christmas Regular Saver had half the deposit limit of 2023’s version, now the Loyalty deposit limit is also being cut.

Bridlington1

Bridlington1 said:

YBS Loyalty Regular Saver/eSaver to be launched at 5.75% (£250/mth max). Available to existing customers with 12 months membership. 1 withdrawal max/yr excluding closure

Now live:
 https://www.ybs.co.uk/savings/product?id=YB901826W

Bridlington1

Co-op Regular Saver has been launched at 7% as advertised:
https://www.co-operativebank.co.uk/products/savings/regular-saver/

Stargunner

Bridlington1 said:

Co-op Regular Saver has been launched at 7% as advertised:
https://www.co-operativebank.co.uk/products/savings/regular-saver/

• Have the account for a 12 month term – the 12 months will start from the date we accept your first deposit

This could be useful for some that want to delay the end date, as you have up to 30 days from account  opening to make your first deposit.

Bridlington1

JamesRobinson48 said:

Bridlington1 said:

Bridlington1 said:

YBS Loyalty Regular Saver/eSaver to be launched at 5.75% (£250/mth max). Available to existing customers with 12 months membership. 1 withdrawal max/yr excluding closure

Now live:
 https://www.ybs.co.uk/savings/product?id=YB901826W

I've opened the new Yorkshire Building Society Loyalty Regular eSaver account. Interestingly, their system gives me as long as 42 days to start funding it.

But I'm uncertain about one thing in the T&Cs: "You can only hold one Loyalty Regular eSaver [...]".

I already hold the Loyalty Regular eSaver 2023, paying 7.00% variable. Does anyone know if I am allowed to hold both?

Hopefully this is OK, as the T&Cs for that earlier product stated similarly:  "You can only hold one Loyalty Regular eSaver 2023 [...]".  They seem to be differentiating between the two issues, much as some other building societies do using Issue numbers (e.g. Principality RS Issues 31, 32, 33).

I've just spoken to one of their branches, they've said that you can hold both the 5.75% and the 7% versions simultaneously.

surreysaver

JamesRobinson48 said:

Bridlington1 said:

Bridlington1 said:

YBS Loyalty Regular Saver/eSaver to be launched at 5.75% (£250/mth max). Available to existing customers with 12 months membership. 1 withdrawal max/yr excluding closure

Now live:
 https://www.ybs.co.uk/savings/product?id=YB901826W

I've opened the new Yorkshire Building Society Loyalty Regular eSaver account. Interestingly, their system gives me as long as 42 days to start funding it.

But I'm uncertain about one thing in the T&Cs: "You can only hold one Loyalty Regular eSaver [...]".

I already hold the Loyalty Regular eSaver 2023, paying 7.00% variable. Please, does anyone know if I am allowed to hold both?

Hopefully this is OK, as the T&Cs for that earlier product stated similarly:  "You can only hold one Loyalty Regular eSaver 2023 [...]".  They seem to be differentiating between the two issues, much as some other building societies do using Issue numbers (e.g. Principality RS Issues 31, 32, 33).

 

Normally the Yorkshire allows you to hold Regular Savers of different types simultaneously. I might skip this one, though, or maybe open it and fund with the minimum amount in case it is competitive later in the year 

surreysaver

Bridlington1 said:

Co-op Regular Saver has been launched at 7% as advertised:
https://www.co-operativebank.co.uk/products/savings/regular-saver/

I've got confirmation my application has been accepted, but seems to be a manual process so I wonder how long it will be until I can see and fund it

Aidanmc

surreysaver said:

Bridlington1 said:

Co-op Regular Saver has been launched at 7% as advertised:
https://www.co-operativebank.co.uk/products/savings/regular-saver/

I've got confirmation my application has been accepted, but seems to be a manual process so I wonder how long it will be until I can see and fund it

I think it said will show online within 48hrs