Regular Savings Accounts: The Best Currently Available List!

Gers

surreysaver said:

pecunianonolet said:

Email received from RBS that saving terms & conditions will change from 6th Feb 2024. They quoted my Digital Regular Saver is impacted. Not read and compared it all in detail so not exactly sure what the impact is. Could have an impact to the round up feature in the worst case. Not received anything from NatWest yet, but guess only a matter of time to get that email.

No change to the interest rate. 

Think its just going on about payment limits and stuff to do with fraud and stuff. Didn't spell anything out

We’re making some changes to your personal Savings account terms on 6th February 2024 and we have enclosed a copy of the new terms with this letter. Please take the time to read these as they contain important information about your account and our combined rights and responsibilities. These changes affect the following account(s) that you hold with us:

‌

· Fixed Rate Savings
· Savings Builder

· Digital Regular Saver

We want to highlight the following three changes: Limits on payments • Protecting you from financial crime and fraud is very important to us. To keep you and us safe, we’re making it clearer that we can set limits on payments to and from your account. These limits can apply to different types of payments, including cash deposits and withdrawals, and payments that we identify as going to areas of high risk of financial crime, such as certain cryptocurrency exchanges. Payment limits change from time to time. We’ll always seek to tell you what they are but sometimes, to stay ahead of criminals, we might not be able to. Cash limits are listed on our website, or you can ask for details in any branch. Keeping your account safe • To further protect you from financial crime and fraud, there are times when we might need to delay or reject payments or limit access to your services. We’re updating our terms so they’re clearer about how and when we do this. Our liability to you • We’ve made it clearer about what we are and aren’t responsible for when it comes to any losses you might face.

Some of our accounts are changing We’ve made the decision to discontinue our Instant Saver account. Our Instant Saver customers will be moved to our Flexible Saver account on 6th February 2024. You don’t need to do anything as the interest rate remains the same and there’s no difference between how these accounts operate. Please also note that your sort code and account number won’t change. If you have an Instant Saver account, a copy of the Flexible Saver information sheet and Financial Services Compensation Scheme leaflet are also enclosed. ‌ If you’re unsure which accounts you have, we’ve listed your account(s) at the beginning of this email.

fonesaver

happybagger said:

Went up earlier in the year, at the same time that they announced you could deposit a one-off amount up to £10k IIRC

The one-off amount is up to 12k

where_are_we

Stafford Railway Building Society RS - if they want more money (which they seem to do by loosening the savings criteria) they need to increase the 5.15% interest rate.

ForumUser7

Odd, I’ve not got either of the two emails. Must be coming out in batches

allegro120

where_are_we said:

Stafford Railway Building Society RS - if they want more money (which they seem to do by loosening the savings criteria) they need to increase the 5.15% interest rate.

They probably want a little bit more money, but not too much.  There are always some savers who prefer to stick with the provider rather than shop around for better rates.  Increasing the allowance could be the way to achieve what they need.

allegro120

ForumUser7 said:

Odd, I’ve not got either of the two emails. Must be coming out in batches

Neither did I, but it's good to know that I can delete them when they appear in my mailbox.

Jon5321

Im thinking of opening up a shawbrook account to hold a large sum as there rates seem ok I only need to make 2 or 3 withdrawals a year.

Are shawbrook a good choice?

Rudyson

I've had two 12 month fixes with them, the second maturing a few days ago. No issues, I'd happily use them again.

Snapdragon

Gatehouse RS
Is it just me? I'm really struggling with the application, it seems to constantly time out before I can complete it. Or I assume it is timing out, the continue button just doesn't work after the first few screens but it isn't showing any error message. I have tried 4 times getting slightly further each time, I've even tried having answers pre-typed and copy and paste, but I just can't supply all the information required for the set up before the continue button stops working!

So frustrating, think I'll just have to accept this one's not for me. Did anyone else have similar issues?

grumbler

Snapdragon said:

Gatehouse RS
Is it just me? I'm really struggling with the application, it seems to constantly time out before I can complete it. Or I assume it is timing out, the continue button just doesn't work after the first few screens but it isn't showing any error message. I have tried 4 times getting slightly further each time, I've even tried having answers pre-typed and copy and paste, but I just can't supply all the information required for the set up before the continue button stops working!

So frustrating, think I'll just have to accept this one's not for me. Did anyone else have similar issues?

I remember somebody complaining about the same, but I applied twice without any problems and without trying hard to do this faster (Windows, FF).
Open windows side-by side and use drag&drop.