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Regular Savings Accounts: The Best Currently Available List!

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  • drphila
    drphila Posts: 334 Forumite
    Part of the Furniture 100 Posts Name Dropper
    drphila said:
    Having a problem logging in to Coventry (not receiving text or automated call) to open loyalty RS.
    Called them and they say the system is very busy at the moment maybe that's reason.

    Anyway opened account over the phone which was a simple 5 min process.
    Just opened mine online and was very promptly opened, as always with CBS. So it may have been a temporary issue.

    Yes I think it was probably to do with the 3 outages today
  • Coventry RS maturity closure - how long to hit an external account please?

    Initiated it this morning on maturity and no sign today yet.

    Anyone any experience please?

    It's a Nationwide account
  • Coventry like YBS take until next working day for withdrawls to arrive in external account. So will pay into Nationwide on Monday. Expect mid morning.
  • janusdesign
    janusdesign Posts: 948 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    edited 2 December 2023 at 1:28AM
    T&C say the Gatehouse account can only be funded from the nominated account. Do we think they won't mind it coming from an internal transfer?
     
     "You can fund your account via bank transfer or cheque, only from your nominated account."

    Just wondering if I can get away with opening the account and funding with an internal transfer this late in the day?

    ETA I just tried to transfer from one account to another internally and the date of transfer is pre-populated with tomorrow's date. I'm not going to risk an external transfer in getting there in time so I'll just wait and open the account tomorrow.,


    I did an internal transfer. It went across fine and shows up in the new regular account. 
    The instructions about funding the account is, I think, a general one. It would be a bit petty to stop an internal transfer. Sure it’s actually locking your money away for 12 months with Gatehouse while the other account didn’t, but I will wait and see what happens. 

    Yes I think it's a general one to reiterate that you can only transact with the nominated account, they probably didn't think about including internal transfer option in description. I will attempt my second payment by internal transfer tomorrow.
    Gatehouse. Transferred £300 from EA to RS and the message said that it will be transferred tomorrow, but few minutes later the money appeared in RS.
    I did the same this morning, but...
    I sent a secure message to Gatehouse on Wednesday checking whether it was acceptable to fund future deposits via a Gatehouse EA internal transfer and tonight I had a reply...
    Thank you for your secure message of 29 November.

    I am afraid as stated all deposits to our new regular saver account after the initial payment must come from your nominated account.
    will be interesting to see if the internal transfer bounces back to EA next week - I doubt it will.
  • T&C say the Gatehouse account can only be funded from the nominated account. Do we think they won't mind it coming from an internal transfer?
     
     "You can fund your account via bank transfer or cheque, only from your nominated account."

    Just wondering if I can get away with opening the account and funding with an internal transfer this late in the day?

    ETA I just tried to transfer from one account to another internally and the date of transfer is pre-populated with tomorrow's date. I'm not going to risk an external transfer in getting there in time so I'll just wait and open the account tomorrow.,


    I did an internal transfer. It went across fine and shows up in the new regular account. 
    The instructions about funding the account is, I think, a general one. It would be a bit petty to stop an internal transfer. Sure it’s actually locking your money away for 12 months with Gatehouse while the other account didn’t, but I will wait and see what happens. 

    Yes I think it's a general one to reiterate that you can only transact with the nominated account, they probably didn't think about including internal transfer option in description. I will attempt my second payment by internal transfer tomorrow.
    Gatehouse. Transferred £300 from EA to RS and the message said that it will be transferred tomorrow, but few minutes later the money appeared in RS.
    I did the same this morning, but...
    I sent a secure message to Gatehouse on Wednesday checking whether it was acceptable to fund future deposits via a Gatehouse EA internal transfer and tonight I had a reply...
    Thank you for your secure message of 29 November.

    I am afraid as stated all deposits to our new regular saver account after the initial payment must come from your nominated account.
    will be interesting to see if the internal transfer bounces back to EA next week - I doubt it will.
    Me too. Be good if they do allow it - my regular funder bank doesn't allow you to hold multiple payee details with the same sort code/account no.
  • Stargunner
    Stargunner Posts: 987 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    edited 2 December 2023 at 8:16AM
    T&C say the Gatehouse account can only be funded from the nominated account. Do we think they won't mind it coming from an internal transfer?
     
     "You can fund your account via bank transfer or cheque, only from your nominated account."

    Just wondering if I can get away with opening the account and funding with an internal transfer this late in the day?

    ETA I just tried to transfer from one account to another internally and the date of transfer is pre-populated with tomorrow's date. I'm not going to risk an external transfer in getting there in time so I'll just wait and open the account tomorrow.,


    I did an internal transfer. It went across fine and shows up in the new regular account. 
    The instructions about funding the account is, I think, a general one. It would be a bit petty to stop an internal transfer. Sure it’s actually locking your money away for 12 months with Gatehouse while the other account didn’t, but I will wait and see what happens. 

    Yes I think it's a general one to reiterate that you can only transact with the nominated account, they probably didn't think about including internal transfer option in description. I will attempt my second payment by internal transfer tomorrow.
    Gatehouse. Transferred £300 from EA to RS and the message said that it will be transferred tomorrow, but few minutes later the money appeared in RS.
    I did the same this morning, but...
    I sent a secure message to Gatehouse on Wednesday checking whether it was acceptable to fund future deposits via a Gatehouse EA internal transfer and tonight I had a reply...
    Thank you for your secure message of 29 November.

    I am afraid as stated all deposits to our new regular saver account after the initial payment must come from your nominated account.
    will be interesting to see if the internal transfer bounces back to EA next week - I doubt it will.
    I opened a RS and an Easy Access saver on Wednesday and funded the RS with £300 by external bank transfer. On Thursday I paid in £300 to the Easy access saver and then on Friday I did an internal transfer on the app of the £300 to the RS. It showed in the RS shortly afterwards and is still in there now
  • TomDolan
    TomDolan Posts: 78 Forumite
    Fourth Anniversary 10 Posts
    I opened Gatehouse RS on 29th Nov using my Gatehouse EA 
    Yesterday I sent another payment from EA account and that was credited to the RS account.
    It hasn't bounced back as yet. 
  • I opened Gatehouse RS yesterday with no issue but when I attempted to open  a EA account it said not available.
    I choose the rooms that I live in with care,
    The windows are small and the walls almost bare,
    There's only one bed and there's only one prayer;
    I listen all night for your step on the stair.
  • HHUK
    HHUK Posts: 235 Forumite
    Part of the Furniture 100 Posts Savvy Shopper! Photogenic
    I opened Gatehouse RS yesterday with no issue but when I attempted to open  a EA account it said not available.
    Someone advised earlier that you can still apply for the easy access account If you are an existing customer provided you are logged in. I managed to open the easy access account immediately after the regular saver.
  • HHUK said:
    I opened Gatehouse RS yesterday with no issue but when I attempted to open  a EA account it said not available.
    Someone advised earlier that you can still apply for the easy access account If you are an existing customer provided you are logged in. I managed to open the easy access account immediately after the regular saver.
    it was mentioned in the EA thread yesterday that it's no longer available even for existing customers.
    https://forums.moneysavingexpert.com/discussion/comment/80434919/#Comment_80434919
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