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Regular Savings Accounts: The Best Currently Available List!

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  • liamcov
    liamcov Posts: 644 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    So how about giving them 33 days notice 34 days before the account matured so it doesn’t get transferred to the other account?
  • vernall
    vernall Posts: 560 Forumite
    Part of the Furniture 100 Posts Name Dropper
    liamcov said:
    So how about giving them 33 days notice 34 days before the account matured so it doesn’t get transferred to the other account?
    Exactly lol......people normally know EXACTLY when their RS expire.....most people have smart phones, so set a reminder 34 days before.  For the non smart phone people surely you have a calendar or a diary, if you say you don’t have a 2021 calendar or diary to write the reminder in, then just write the 34 day before date next to 31/12/20 for you to add when you get next years calendar or diary-surely not rocket science lol
  • London7766551
    London7766551 Posts: 328 Forumite
    100 Posts Photogenic Name Dropper
    https://www.triodos.co.uk/savings/regular-savings#fixed-regular-saver

    1.25% fixed twelve months. Put in up to £500 a month. 
  • colsten
    colsten Posts: 17,597 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    https://www.triodos.co.uk/savings/regular-savings#fixed-regular-saver

    1.25% fixed twelve months. Put in up to £500 a month. 
    That one has already been added to the list, as you can see from the post just 3 above yours. If you page back a bit, you will see that this account has also recently been discussed in some detail in this thread.
  • soulsaver
    soulsaver Posts: 6,619 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 6 July 2020 at 1:57PM
    Just h.u. on the Triodosh (lol) RS account: In the application you need to nominate a linked account.
    As is not un usual, you can w/d to only it... but in this (IK not unique) case you can only pay  in from it too. If that doesn't suit, then you can't alter it on line - it's a written instruction. 
    And if it's a written instruction... you needed to have returned the specimen signature form otherwise it'll not be actioned.

    Edited - see few below post. Just first payment needs to come from nominated ac. 

  • someone
    someone Posts: 837 Forumite
    Part of the Furniture 500 Posts Name Dropper
    soulsaver said:
    Just h.u. on the Triodosh (lol) RS account: In the application you need to nominate a linked account.
    As is not un usual, you can w/d to only it... but in this (IK not unique) case you can only pay  in from it too. If that doesn't suit, then you can't alter it on line - it's a written instruction.
    This has started to appear on a number of savings accounts. There is less risk of money laundering, misdirected payment fraud etc.

  • garfield33
    garfield33 Posts: 333 Forumite
    Part of the Furniture 100 Posts Name Dropper
    soulsaver said:
    Just h.u. on the Triodosh (lol) RS account: In the application you need to nominate a linked account.
    As is not un usual, you can w/d to only it... but in this (IK not unique) case you can only pay  in from it too. If that doesn't suit, then you can't alter it on line - it's a written instruction. 
    And if it's a written instruction... you needed to have returned the specimen signature form otherwise it'll not be actioned.

    I read it as the first payment has to come from the nominated account, but not necessarily the subsequent ones. I've set up my 2nd - 12th payments to come from a different account (my usual "feeder") so if I'm wrong I'll have to update my standing orders. I'll have another look at the T&Cs - thanks for the heads up.
  • creditavenger
    creditavenger Posts: 139 Forumite
    Part of the Furniture 100 Posts Name Dropper
    kaMelo said:
    1.25% for a regular saver is terrible really........
    It's fixed though, and in a years time that could be a headlining rate!
  • soulsaver
    soulsaver Posts: 6,619 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 6 July 2020 at 2:13PM
    soulsaver said:
    Just h.u. on the Triodosh (lol) RS account: In the application you need to nominate a linked account.
    As is not un usual, you can w/d to only it... but in this (IK not unique) case you can only pay  in from it too. If that doesn't suit, then you can't alter it on line - it's a written instruction. 
    And if it's a written instruction... you needed to have returned the specimen signature form otherwise it'll not be actioned.

    I read it as the first payment has to come from the nominated account, but not necessarily the subsequent ones. I've set up my 2nd - 12th payments to come from a different account (my usual "feeder") so if I'm wrong I'll have to update my standing orders. I'll have another look at the T&Cs - thanks for the heads up.
    Ah I just re read the letter... and you're right it may be read that way. 
    So I checked with Triodosh and they confirmed you CAN set up future payments from other than the nominated bank. 
    Thanks, I'll edit my original post accordingly.
  • liamcov
    liamcov Posts: 644 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    vernall said:
    liamcov said:
    So how about giving them 33 days notice 34 days before the account matured so it doesn’t get transferred to the other account?
    Exactly lol......people normally know EXACTLY when their RS expire.....most people have smart phones, so set a reminder 34 days before.  For the non smart phone people surely you have a calendar or a diary, if you say you don’t have a 2021 calendar or diary to write the reminder in, then just write the 34 day before date next to 31/12/20 for you to add when you get next years calendar or diary-surely not rocket science lol
    Exactly what I do thanks... Although I've been told I'm old fashioned for still having a diary rather than putting every aspect of my life on my phone :blush:
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