Regular Savings Accounts: The Best Currently Available List!

subjecttocontract

TSB.
I tried opening the new reg saver online this morning they told me there was a problem. Last reg saver account ended end of September so I should qualify. I tried again and got the not eligible message and a feedback form which I duly completed with rubbish scores. I logged back into TSB to find the new reg saver opened and ready to roll.

So, my suggestion is even though you get an error or you don't qualify message......just check the account isn't actually sitting there open, ready & waiting for you.

Middle_of_the_Road

Kazza242 said:

TSB has launched a new Monthly Saver, paying 6.00% (AER/fixed)

• This is a 12 month bond
• Pay in £25 - £250 per calendar month
• Maximum investment is £3,000
• The account is available to new and existing TSB current account holders only
• The account can be opened online or in branch
• Manage the account online, branch, mobile app or via telephone 
• Unlimited penalty-free withdrawals permitted

(The new rate will not apply to existing accounts).

Further details, here.

Thanks. Had to open a Spend & Save current account, and set up a standing order to fund this monthly saver. Only allows one deposit per month by SO as I understood the depositing conditions.

I don't usually ask for an overdraft when opening new bank accounts, but their process was a bit different to the usual, whereby it said "check if you're eligible" and was surprised it offered £650.

PowerSavingMode

WillPS said:

I'm super happy with Monmouthshire FWIW, looking forward to saving more with them in the future.

I'm not so impressed (huge delays getting paperwork to me, etc, and even bigger problems getting online access) BUT I must admit that the telephone customer service (WHEN they finally phone you back) is excellent. I'm putting the negatives down to it being a relatively small BS that was inundated with the launch of its headline savings products of late.

pookey

My ybs loyalty regular esaver is maturing, it says the money will go into the 6 access esaver, is it possible to have it paid into another account please? My saver 13 has a better rate or would i need to wait for it to go into this and then transfer it again please? 


Also to anyone that has had it, can you roughly let me know how much interest you get, its had multiple interest rate increases so I'm not sure how much to expect. I put in £500 each month

happybagger

When mine matured I just let it cross into the 6AS then transferred out, since this was what the t&c's were that I signed up to. Payment was transferred out the next day. The difference on 4.15% and the rate you will be getting in your 'other' account for one day doesn't make it worth worrying about.

I got £183 but mine matured in July. You'll likely get a bit more than this as you will have had a longer period at a higher rate than I did.

pookey

happybagger said:

When mine matured I just let it cross into the 6AS then transferred out, since this was what the t&c's were that I signed up to. Payment was transferred out the next day. The difference on 4.15% and the rate you will be getting in your 'other' account for one day doesn't make it worth worrying about.

I got £183 but mine matured in July. You'll likely get a bit more than this as you will have had a longer period at a higher rate than I did.

Oh yes I know what you mean, i just was trying to bypass having another account opened and then having to close it. 

That's good to know, thank you i roughly worked out an average of £177.

I have to say I'm very impressed with YBS and all the increases they have been giving to us throughout the year. 

gt94sss2

pookey said:

happybagger said:

When mine matured I just let it cross into the 6AS then transferred out, since this was what the t&c's were that I signed up to. Payment was transferred out the next day. The difference on 4.15% and the rate you will be getting in your 'other' account for one day doesn't make it worth worrying about.

I got £183 but mine matured in July. You'll likely get a bit more than this as you will have had a longer period at a higher rate than I did.

Oh yes I know what you mean, i just was trying to bypass having another account opened and then having to close it. 

They won't open a new account. They will convert the regular saver into the new account type 

Special_Saver2

Hi Folks,

I just completed an update for the first page of this thread. Here are the items that I have updated.

- BeehiveMoney UK Savings Week Regular Saver no longer available and removed from page 1

- Nottingham BS UK Savings Week Regular Saver no longer available and removed from page 1

- Tipton and Coseley BS Fixed Rate Regular Saver until 31.10.24 entry moved to the correct section on page 1

- TSB Monthly Savings Account interest rate updated to 6% for new accounts

- Mansfield BS Kick Start Regular Savings (Issue 7) is already in post 4 on page 1

I will do the next update in just over 2 weeks' time.

SS2

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For those new to this thread, the first few posts are regularly updated and are on the first page
https://forums.moneysavingexpert.com/discussion/6106986/regular-savings-accounts-the-best-currently-available-list/p1

Growingold

How strict do you think Mansfield are with their criteria for opening - Mansfield BS Kick Start Regular Savings (Issue 7).  I don't live in the local area and have been with them for less than their stipulated 12 months but I received an email from them about the product.  Is it worth a try to open?

subjecttocontract

Well if you get an account I will want one as well. I'm not to far away.....I'm only in Essex and can complain about fairness as well as anyone else.

What makes you think that you should get an account and the rest of us shouldn't ?

I can't understand people who want to bend the rules......perhaps you can explain your reasoning ?