Regular Savings Accounts: The Best Currently Available List!

flaneurs_lobster

pecunianonolet said:

I am not going to download a statement, mark all the transaction black (not their business to know), go to the local library to get a statement printed and paying at a post office to certify that copy. If that's what they need, they can very well keep their accounts. 

HSBC will send you a one-off paper statement if you ask nicely by chat.

Give it a doing with your marker pen and send it off.

pecunianonolet

subjecttocontract said:

Monmouth B/Soc.
I wasn't asked to do that and there's nothing special or out of the ordinary about me. I just downloaded their nominated account form, completed it and posted it to them. I got notification they received it by letter. Try it, it might work.

My letter is saying:

Registration for "My Accounts" online withdrawal facility

Thank you for providing us details of your bank account so that we can enable the online withdrawal facility of our "My Accounts" service for you.

As a security precaution we always confirm in writing the details you have provided as well as asking for evidence in the form of an original or certified copy of your bank statement.

So that we can ensure the information we have recorded in our system is accurate and for you to confirm your instructions, please check that the bank account details listed below are correct and then sign and return this letter within 30 days in the enclosed pre-paid envelope.

Once we have received the signed confirmation and evidence in the form of an original or certified copy of your bank statement, the online withdrawal facilities will be enabled on your accounts we we will send you a secure message to confirm this. 

Yours sincerely

Savings  & Customer Contact Department  

List of my details

I authorise the Monmouthshire Building Society to accept withdrawal request submitted via the "My Accounts" service using my User ID, password and item of memorable information in favour of the above bank account.

Sign:                              Date:


I added all the details when I applied for the online facility. The above is dated 15th September and the other page with the user ID is dated 26th September. 

subjecttocontract

Then it looks as though they have changed their process since I sent my form in, which was around April this year.
You could always photocopy your bank statement and send them the original. Then you wouldn't need to get it certified.

pecunianonolet

subjecttocontract said:

Then it looks as though they have changed their process since I sent my form in, which was around April this year.
You could always photocopy your bank statement and send them the original. Then you wouldn't need to get it certified.

I checked with HSBC and they say a paper copy comes with a charge and that for address purpose and validation I can download and print off myself. Let's see what Mon say. I now downloaded the latest version and redacted all financial information they don't need to know and if they accept that, it will get there by post. 

PloughmansLunch

I got a different letter again for MonBS - I finally received My Accounts login details (although one funded account seems to have gone astray, so have tried to add manually). At the bottom of the letter it says As part of your registration, you submitted your bank details to allow withdrawals to your nominated bank account. Please complete the enclosed 'My Accounts' Nominated Bank Account Form* and please note we will also require evidence in the form of an original or certified copy of your bank statement. 

*I wasn't actually sent any form or details, only a single A4 letter with the Web user ID.

housebuyer143

flaneurs_lobster said:

Nick_C said:

YBS.  The T&Cs do not say it has to be one account open for 12 months.  It is open to interpretation.  And YBS interpret the rule generously.

I opened the Loyalty ISA in March 23, and the Loyalty RS last week.  Two different branches.  On each occasion, I did not have an account that had been open for a year, but I have been a member continuously for 16 years.

Your opinion is inaccurate and unhelpful, as it could put people off from applying.

Since YBS choose to interpret their own T&Cs in this fashion and it is to the Member's advantage, I would not wish to discourage anyone from applying and will annotate my opinion-giving post accordingly.

Just opened ybs and only been with them for 7 months 🎉

housebuyer143

Can YBS regular saver be paid into on the 1st of each month or does it have to be on the opening date? 

Nick_C

housebuyer143 said:

Can YBS regular saver be paid into on the 1st of each month or does it have to be on the opening date? 

1st of the month is fine (if they haven't closed your account by then!) 

Did you open it in branch, or on line? 

housebuyer143

Nick_C said:

housebuyer143 said:

Can YBS regular saver be paid into on the 1st of each month or does it have to be on the opening date? 

1st of the month is fine (if they haven't closed your account by then!) 

Did you open it in branch, or on line? 

Opened it online. I hope they don't 🤞🤞 transferred £1 to it as well so ill wait to see if it goes in before I send anymore. I kind of thought it wouldn't let me open it if I didn't qualify tbh. 🤔

10_66

Tipton & Coseley
I thought I'd seen earlier in the thread that you can open their Regular Saver via the app.  I've downloaded this, but can't see the Regular Saver listed.  I can see it's still available on their website via branch.  Have I got it wrong that you could apply via app?