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The Crossover Point
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edinburgher said:1
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Zola. said:edinburgher said:1
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edinburgher said:Zola. said:edinburgher said:2
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I think he's married. Mrs E would have murdered me by now!2
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Same for me!2
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We could setup the RIP investment club! 😆If it's not adding up, compound it!3
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Delurking to cheer you on in your quest. Eliminating 1 digit from the end of the balance was a huge moment for us, and I make sure we celebrate each £10k bracket. We're on a similar path in trying to be mortgage neutral by using an S&S Isa, and so far our projected date is Feb 2026, but I'm hoping for some time in 2025. So good luck!MFW: Was: £136,000.......Now: £47,736.58......4
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Thanks very much, @shangaijimmy
I like the idea of celebrating every 10k, the race to mortgage neutral is the first dream!
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Well done on five figures!DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)2 -
Nothing too much to report this month. More of the same in the house, working, walking, running and a bit of cooking! We finished our Nordic noir series (The Bridge), so we are on the lookout for something new to watch.
I got an email notice to say some small side hustle work I did ages ago will finally be paid tomorrow (£300), so I plan to shift that into my Vanguard funds! Always a welcome boost to get that...
February update:
S&S ISAs vs Mortgage Debt: 39.43% (+0.9%).
S&S ISAs & Cash Vs Mortgage Debt: 51.06% (+1.38%).
Combined Gap to Mortgage Neutral: £48,774 (-£1741)
Tipped over the 50% marker now, another small milestone4
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