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Viewing house today.

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Comments

  • Sncjw
    Sncjw Posts: 3,596 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    What do you mean by same day exchange and completion?
    Mortgage free wannabe 

    Actual mortgage stating amount £75,150

    Overpayment paused to pay off cc 

    Starting balance £66,565.45

    Current balance £55,819

    Cc debt free.

  • aggi
    aggi Posts: 153 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    exchange of contracts and moving in (completion). Usually there is a week to 2 weeks break between those. BUT if your vendor is poorly (likely to pass away) between those dates then it will be long process as probate will be involved. So if you exchange and complete same day you know that you are safe
  • Sncjw
    Sncjw Posts: 3,596 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    It’s going to sound mad but I’m going to. Go for mortgage application tommrow even with the offer not acdeptedZ we have a limit to go to.

    If we waited until we find out there isn’t appointments until a month.
    Mortgage free wannabe 

    Actual mortgage stating amount £75,150

    Overpayment paused to pay off cc 

    Starting balance £66,565.45

    Current balance £55,819

    Cc debt free.

  • Sncjw
    Sncjw Posts: 3,596 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Right so now the mortgage application is just about ready to go. All the legwork is done and we are waiting to hear about the offer acceptance.
    Mortgage free wannabe 

    Actual mortgage stating amount £75,150

    Overpayment paused to pay off cc 

    Starting balance £66,565.45

    Current balance £55,819

    Cc debt free.

  • Sncjw
    Sncjw Posts: 3,596 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I am pleased to say offer been accepted and I have spent all afternoon sorting the surveryors and solicitor and trying to get mortgage appointment to get the mortgage in. Survey fees are paid just the legal fees to pay and that’s it hopefully. 
    Mortgage free wannabe 

    Actual mortgage stating amount £75,150

    Overpayment paused to pay off cc 

    Starting balance £66,565.45

    Current balance £55,819

    Cc debt free.

  • Sncjw
    Sncjw Posts: 3,596 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Right agent has the house on as under offer but other houses on that site have stc . Why is mine like this. 

    Survey is booked for the 17th. Just awaiting appointment for mortgage application and information from the solicitor.  
    Mortgage free wannabe 

    Actual mortgage stating amount £75,150

    Overpayment paused to pay off cc 

    Starting balance £66,565.45

    Current balance £55,819

    Cc debt free.

  • Falafels
    Falafels Posts: 665 Forumite
    Fourth Anniversary 500 Posts Name Dropper
    edited 10 February 2020 at 8:50PM
    Right agent has the house on as under offer but other houses on that site have stc . Why is mine like this. 

    When I sold my house, it was listed as 'Under Offer' until the purchaser got their mortgage offer on it, and then it changed to 'SSTC'.

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