How to remember PINs

2e0arr

eddddy wrote: »

Card fraud doesn't really result from thieves guessing PINs - I suspect that never, ever happens.

A more likely example is 'shoulder surfing' - i.e. somebody watches over your shoulder as you enter your PIN - or a tiny hidden camera records you entering your PIN.

Then an accomplice steals your wallet.

If multiple cards in the wallet have the same PIN, that increases the thieve's haul.

(Obviously, covering your hand when you enter your PIN, and being aware of who's behind you, reduce this risk. But having different PINs for different cards would reduce the risk further.)

No Shirt Sherlock ?

How many cards do you carry in your wallet ? are they only credit cards.


i carry two credit cards and a savings card for cash withdrawals.

kinnera

Spell a word with the numbers. If you look at a phone keypad, you'll see letters under the numbers. ...
Subtracting or Adding digits to memorable PINs. Let's imagine you want your birthday to be your PIN, say April 14 or 0414. ...
Connect numbers to people you know. ...
“Numberfy” your favorite song or movie. ...
Number splits.

adindas

jimbo26 wrote: »

I use the same PIN for all. I appreciate if a thief makes a correct 1 in 10000 guess all are compromised but the chances are so minute it doesn't bother me.

My PIN hasn't been compromised in the last 40 years so doing OK.

That is exactly what I did.
I have more than a dozen credit card and DC

I only carry i debit and 1 CC in my pockets at a time. The others are saved in either my office or home. So they criminal could only get access to others if they broke in to my home of office space.

northwalesd

wiseonesomeofthetime wrote: »

The issue for some with this method may be the danger of inadvertently putting your credit card in the ATM instead of your debit card and withdrawing cash from the wrong account, thus incurring a cash advance fee.

Which almost happened to me just before Christmas, put a CC into the ATM but entered my DC PIN, so thankfully it didn't spit out money. I think my mind must have been elsewhere at the time.

Fingerbobs

Andyjflet wrote: »

Used to supply a food company called 3663 (spells food on the keypad) so have always used this system too.

I've seen 3663 Food Service vans about, and often wondered why they called the company that - thanks!

Fingerbobs

born_again wrote: »

Mine are all the same. Still using the 1st pin I was ever given.

KISS is by far the best method.

Me too! Still using the same PIN I was assigned with my first cash card 30 years ago

I've got loads of cards, most of which I never use, but I always change the PIN to my standard one just in case I ever find a use for them, which has happened on occasion.

2e0arr

why is it i can only think of naughty words to use ?

Fingerbobs

northwalesd wrote: »

Which almost happened to me just before Christmas, put a CC into the ATM but entered my DC PIN, so thankfully it didn't spit out money. I think my mind must have been elsewhere at the time.

In my experience, ATMs throw up a warning about charges before dispensing cash on a credit card, so it's quite difficult to make this mistake.

Willing2Learn

Like a few of the others here, I have used the same PIN for all cards received over the last 30 years or so....:o

northwalesd

Fingerbobs wrote: »

In my experience, ATMs throw up a warning about charges before dispensing cash on a credit card, so it's quite difficult to make this mistake.

It did and I just thought "That's odd" and pressed OK (it did say possible charges). I was convinced I had put my DC in there until the ATM said the PIN was incorrect. As I say, mind elsewhere (and I realise that's not a good place to be when trying to withdraw cash, in my slight defence it was outside a large, busy supermarket, not down some dark back street).