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How to remember PINs

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Comments

  • Hi,


    born_again wrote: »
    Mine are all the same. Still using the 1st pin I was ever given.

    KISS is by far the best method.


    I used that same system, (phone box, dial phone) had a new girlfriend and easiest way to remember her phone number was to make up a word, mine's was BIFO.
  • I create a contact in my phone.

    The first part of the number is a correct area and location number, the last are the pin number.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • I use cryptic clues - year of father's birth, for example.
  • Hi,


    "I've accumulated quite a few assorted credit and debit cards"


    Why do you need 'quite a few', I've got a Debit card, a Credit card two easily remembered pins.
  • basill
    basill Posts: 1,418 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    same first three for each card plus the last digit of the long number, I can see it when its in a chip and pin reader, but not an ATM obviously.
  • Gerry1
    Gerry1 Posts: 10,848 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    You're all doubtless far too young to remember, but in six major cities you dialled the first three letters of the exchange name for nearby exchanges, e.g. WHItehall 1212. Long distance (STD) codes included two letters of a large town or area, e.g. 0BR3 for Brighton, 0US4 for Brecon (USk valley).

    Telephones in North America always retained alphanumerical dials and keypads even after the introduction of all figure numbering, and letters are still very popular for call centres e.g.1-800-AIRWAYS for BA. In the UK, nuisance texts can be reported to SPAM (7726)

    Most ATM keypads have letters to facilitate remembering PINs, but just look at your phone if they're missing !
  • Gerry1
    Gerry1 Posts: 10,848 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 8 August 2024 at 1:41PM
    I use cryptic clues - year of father's birth, for example.
    Most banks prevent DoB years by banning many PINs that start with 19 or 20.
    Why do you need 'quite a few', I've got a Debit card, a Credit card two easily remembered pins.
    Good luck when your bank's system goes down for weeks (remember Ulster Bank and the Totally Screwed Bank?) or when Visa or Mastercard fail !
  • Migster
    Migster Posts: 150 Forumite
    Part of the Furniture 100 Posts
    Assuming you have a smartphone, add all your cards to Apple Pay / Google Pay and you can pay with your device + biometrics, rather than having to remember lots of PINs. Obviously you'll still need to use card + PIN for ATM withdrawals, but I'm assuming this would be limited to a much smaller number of cards.
  • 1 PIN across all cards is absolutely OK if you don't keep all your cards in one wallet and change your PIN at least once a year or two.
  • blue.peter
    blue.peter Posts: 1,356 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    Some interesting ideas there. Thank you all.
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