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Discount Duck’s Quest For Mortgage Freedom

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  • Jessy103
    Jessy103 Posts: 2,246 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Happy New Year! All the best for 2021 😃
    Mortgage Balance as of July 2025 £14,900.
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
  • Baileys_Babe
    Baileys_Babe Posts: 6,267 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Wishing you a happy and healthy 2021.
    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
  • riotlady
    riotlady Posts: 442 Forumite
    Sixth Anniversary 100 Posts Name Dropper Photogenic
    Happy new year :)
  • Congratulations on completing your dissertation! I remember the feeling of relief after handing mine in.
    "You won't bloom until you're planted" - Graffiti spotted in Newcastle.

    Always try to be nice, but never fail to be kind - Doctor Who

    Total mortgage overpayments 2017 - 2024 - £8945.62!
  • caeler
    caeler Posts: 2,638 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Wow big news on submitting your dissertation!  @DiscountDuck I also remember the feeling of thinking, I'm done!  
  • caeler
    caeler Posts: 2,638 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Hurray for homework free weekends, admittedly it was 2006 when I submitted but I totally remember loving the moment when I realised I didn't have to hit the books for a few hours each Saturday morning!  Enjoy a well deserved break.  I wouldn't have had it any other way and maybe it was preferential to me just working at the weekend now! @DiscountDuck
    PS. Sorry to hear about the vacuum cleaner, I hope it can be fixed.
  • The kids and I are having a go at re growing veg as a bit of a science experiment, the end of the celery is re-sprouting! 
    Pandemic school is not much fun at the moment but we are getting through the stuff school ask for and then playing board games and getting snuggle time too. It’s full on with working but loads of the clients have met my dogs and cat and kids now and been lovely about it.
    Banksy, our ex-feral cat, is becoming increasingly cuddly. We’ve had him years and he’s a nice lad but he’s never been a cuddler. He’s taken to sitting on DD’s lap under the table while she’s doing her online learning. It’s adorable.
    In the front garden, some of the hundreds of bulbs I planted are starting to peep up. I can’t wait to see them all, or the ones the squirrels haven’t dug up and bitten anyway. It’s such a joy having the little shoots pop up, like promises of spring and beauty just round the corner. 
    Our village is going to be flooded in by tomorrow but have everything we need in so it won’t matter. 
    We have a new favourite dinner too. It’s a Jack Monroe one, so a bargain dinner and absolutely delicious. It’s called pastitsi and it’s like a Greek lasagne/macaroni cheese hybrid. Sounds horrible, tastes incredible, had hidden veg in and we all absolutely loved it. It made loads and it sliced and reheated brilliantly the next day too, plus froze well. What a superb all rounder! I’d highly recommend it. 
    I hope you’re all staying safe and well, I’m following lots of your diaries and love seeing your lives and successes. 
  • So today is rough. It shouldn’t be, but it is. I was on a real high yesterday as I bought a campervan with my savings. It’ll be much easier to manage as the lone adult than the caravan and while it will delay my mortgage free plans slightly I want to have adventures with the kids. 
    I was high as a kite about it. Then, ex boyfriend messaged and said how much he misses me and regrets the outcome of our relationship. My head is wrecked. I’ve done so well to get over it and console the kids, getting all of us through that loss while working and finishing the masters degree and pandemic schooling and trying to care for mum. He only had to look after himself while he was dealing with the breakup. It might be unreasonable but I’m a bit angry at the selfishness of him sharing his upset with me instead of someone else. Anyone else, actually. Then that lack of compassion makes me feel guilty. The upset became tension headache which became migraine and I’ve been throwing up all day with headache and !!!!!! vision. 
    Tomorrow is a new day. Maybe it’ll hurt less tomorrow.
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