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Peering over the hill...
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Well as it happens...
I was just going to steal borrow it from the EF. ☹️
But R@tesetter came good and have repaid us in full, so I can use some of that. 🙂
The rest will probably be split between the EF and pensions.If it's not adding up, compound it!4 -
Glad you've found enough to OP. Little bright spots along your journey.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/252 -
That's great news! 😊 The EF will thank you too!MFW: Starting balance, Jan 21: £102,950
MFW21 Challenge #253 -
R@tesetter money in...
...and out!
£102 mortgage OP, £1,500 to pension and the rest to the EF.
Early morning shop to A1di for the last Christmasy bits, mainly fresh veg.
For some reason we have an awful lot of sprouts for two people...
I reckon I could lay them out end to end from the kitchen to the living room...😆If it's not adding up, compound it!5 -
Grogged said:R@tesetter money in...
...and out!
£102 mortgage OP, £1,500 to pension and the rest to the EF.
Early morning shop to A1di for the last Christmasy bits, mainly fresh veg.
For some reason we have an awful lot of sprouts for two people...
I reckon I could lay them out end to end from the kitchen to the living room...😆MFW: Starting balance, Jan 21: £102,950
MFW21 Challenge #256 -
Ami-Rose said:Grogged said:I reckon I could lay them out end to end from the kitchen to the living room...😆
I am on board with this plan.Rule 7: If you're not changing it, you're choosing it.
MFW 2020: 1 Jan £92903.90 ~ OP £536.80/£500
MFW 2021: 1 Jan £89281.21 ~ OP £404.62/£500
MFW 2022: 1 Jan £85579.20 ~ OPs on hold.3 -
And if you get fed up with eating them, there's no harm in seeing if you can use them to lure children in a Hansel and Gretel-style fashion.... It will teach them a valuable lesson in not breaking the (Covid) rules 🤣!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!1 -
Unfortunately I'm not allowed to make a sprout conga on the carpet...
(MrsG was quite, er, eloquent in that regard - and had raised eyebrows 😳 )
So, I'm going to rely on math...
There are on average 25 sprouts in an A1di bag (going on a per bag weight and weighing a sample of 4 sprouts).
An average sprout is 25mm, so a bag of sprouts can form a conga line of 63cm...
I have 4 bags, so total conga length is about 2.5m.
Distance from kitchen to living room is 2.4m.
So, it just fits! 😃
Today is absolutely not a slow work day...If it's not adding up, compound it!8
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