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Peering over the hill...
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How frustrating! Something to look forward to though in the new year.DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)1 -
Thanks all, they were very apologetic, so fingers crossed for January!If it's not adding up, compound it!1
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I've PM you their details.Viking_mfw said:What a pain. But can I ask which company? We were quoted a 5 month wait for delivery of the shed we want to order
and it seems like your company is quicker than that!If it's not adding up, compound it!2 -
Just caught up on your diary after you visited mine. My condolences on the loss of your parents.
Good that you're sorting pensions out. Right now I am making the odd extra payment to pensions. From next summer once CC free plan to go full on at pensions and resolve EF and mortgageAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.6K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.4/£127.5K target 24.6% 1/9/25
(If took bigger lump sum = 53.3K or 41.8%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 29/7/251 -
If it's not adding up, compound it!1
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The computer says if I can find £104, I can reduce the mortgage to £87,999 on New Year's Eve...
Guess I know what I want for Christmas! 🎅
If it's not adding up, compound it!9 -
Glad to hear I am not the only one that’s would like a MOP for Christmas. DH doesn’t think this counts as a real present! 8 days to convince him.
CM2 -
OP for Xmas sounds good to me.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.6K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.4/£127.5K target 24.6% 1/9/25
(If took bigger lump sum = 53.3K or 41.8%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 29/7/251 -
Could you demand compensation for your useless shed delivery? 😂Grogged said:The computer says if I can find £104, I can reduce the mortgage to £87,999 on New Year's Eve...
Guess I know what I want for Christmas! 🎅MFW: Starting balance, Jan 21: £102,950
MFW21 Challenge #251
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