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Fabulous February's NSD Challenge!

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Comments

  • ttomo
    ttomo Posts: 38 Forumite
    10 Posts First Anniversary
    Hi all, can I go for 10 again hoping to get do better than last month, fingers crossed. Good luck everyone :beer::beer:
    #25 Saving for XMAS 2021 £1 a day: £75/£365
    PADBX 2021: #44 £3383/£3382 Debt free 6/7/21
  • karenccs67
    karenccs67 Posts: 1,088 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    Please put me down for 15 NSD :j
    ***Dont save what is left after spending, spend what is left after saving***
  • bloomfelt
    bloomfelt Posts: 507 Forumite
    Tenth Anniversary 500 Posts Name Dropper Photogenic
    cathybird wrote: »
    hi bloomfelt :) :wave: and welcome :) Good luck with the challenge!

    Thank you Cathybird

    I forgot to say that the things I am excluding are Groceries, Fuel and Bills as there is no getting away from them unfortunately.

    Failed on day one as hubby is servicing my car (bought all the bits on a black friday deal and he's now getting round to it) and hes decided that he needs ramps. I don't mind paying half as it will save us a lot of money in the long run, just a shame its my first day of this challenge failed already. :(

    Muggle1000 what app do you use? I am always looking for new ways to help me keep better track of outgoings.
    January NSD8/10
  • CJRyder
    CJRyder Posts: 238 Forumite
    Fifth Anniversary 100 Posts Mortgage-free Glee! Photogenic
    15 for me please!
    Mortgage free by 33 - (21/07/22 - 32 years and a bit...)

    Most DIY problems can be solved by a combination of spanner, pliers, screwdriver, Allan key and a blade. (Hold it, twist it, cut it!) Very occasionally industrial language, a hammer and an adhesive may need to be added to the mix. (Curse it, hit it, patch it!)
  • cathybird
    cathybird Posts: 15,708 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hi ttomo and karenccs67, welcome to the February thread :j:j:):)
  • cathybird
    cathybird Posts: 15,708 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    bloomfelt wrote: »
    Thank you Cathybird

    I forgot to say that the things I am excluding are Groceries, Fuel and Bills as there is no getting away from them unfortunately.

    Failed on day one as hubby is servicing my car (bought all the bits on a black friday deal and he's now getting round to it) and hes decided that he needs ramps. I don't mind paying half as it will save us a lot of money in the long run, just a shame its my first day of this challenge failed already. :(

    Muggle1000 what app do you use? I am always looking for new ways to help me keep better track of outgoings.


    bloomfelt, I exclude train and bus tickets and direct debits including utilities. :) The ramps sound like a good idea if they will save money in the long run so hey it's not a failure! Not everyone doing the challenge will make today an NSD :) Tomorrow is another day :)
  • cathybird
    cathybird Posts: 15,708 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    CJRyder wrote: »
    15 for me please!

    hi CJRyder :) Good luck with the Feb challenge :)
  • doingitanyway
    doingitanyway Posts: 10,082 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    A stay-home-NSD for me today so 1/16 please Cathybird :)

    I will be excluding necessary travel costs, medicines and YS items for February. I didn't think to do this in January but determined to reach my target in February :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • jammy_dodger
    jammy_dodger Posts: 1,925 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    welcome to February and off we go again not planning on straying far today so chalking up the first of the month NSD 1/20 thank you cathybird for keeping the
    thread going helpful to so many     :A
  • Money_Choices
    Money_Choices Posts: 264 Forumite
    Sixth Anniversary 100 Posts Photogenic
    HI

    I'm continuing with 10 NSDs this month.

    Money Choices
    3-6 months Emergency Fund challenge No 81 £700/£2,400. NSD challenge 25 Jan 9/10 NSDs, Feb 10/10 NSDs, March 10/10 NSDs, April 9/10 NSDs, May 0/0 NSDs, June 5/12 NSDS.
    Grocery Challenge 25 Jan £20/50, Feb £60/£100, March £229.48/£300, April £173.81/£120, May £0/£0, June £88.24/£150.00
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