Well done, I'm still working on getting away from putting stuff on the cc, we tend to use it then pay it off in full but over the last couple of years got too cc happy because we had to spend on the house we got used to spending again
Well done you're doing great, first time round I closed all my cards as I cleared them, now I just have one which we clear each month and I get cashback on,and one which is 0% that the kitchen went on. I ways said if we couldn't clear the monthly card I would ca celxut, but we've been clearing it via savings 😢 which wasn't the plan
Expensive day for me, managed get mine and my friends football tickets. Put them in HSBC card which is still 0% and transferred my share out of my spends account into my pending account whilst wait for it to show in the statement then will settle it. Hopefully have some of the other money from my friends by then as well. Usually they give it to me as cash when see them but I've asked if can be bank transferred this time into my pending account so its ready to pay it off and doesn't get spent on other things which is what usually happens when I get it as cash. Spent £3 in Morrisons on some chocolate, mints and 6 pack of Crisps which remainder is in cupboard for lunches this week. Decided it was better to buy a 6 pack for £1 rather than 1 pack for 85p. I also signed up for a nus apprentice card for my apprenticeship at work so that was £12.50 but will be worth that in discounts I will get throughout the year. Just waiting for it to be delivered and then going to look into the places it can be used.Off out tomorrow with my nephew, taking him shopping to primark to spend remainder of his Xmas gift card. I'm going to look to see if can get a 2nd pair if thermal leggings for football days, and need some new pyjama bottoms. Giving myself a limit of £25 to spend from my clothes budget. Also hoping to persuade him to go for either subway or Nandos for lunch as I have vouchers for either. Then in evening it's football, meeting my cousin and a friend in spoons beforehand. At least its cheap food and drink. Hoping to keep it under £10 as already need to give her £10 for my ticket. Going to be tight for the rest of the month, especially as I have a massage booked in for Saturday which was unplanned but I've had a tension headache on and off for last two weeks which is usual sign I need one. It's been nearly 6 months since my last one which considering at one stage was having them twice a month is great. Just a shame its all at same time. The DD for RBS min payment came out today so taken that off my total, tesco doesn't come out until start of march so would have been paid again by then. Thank god next month is a council tax free month as its going to be another expensive one for me.
Here’s how to extend them
They’re normally £10
Have any suggestions for this Forumite?