Facing reality

Parkyp

Absolutely, I have a leather sofa that is about 12 years old and still in great condition and It cost about £1k, bearing in mind I have a son who was always jumping about on it. I never had a sofa that long usually about 4 years but that’s normally because I get fed up with them rather than needing replaced. This was is a great size but whenever I look at ones similar to it now they are way out my price league since I’m on a budget. Stick to your guns they will try and fob you off. 

ryanm8655

Sarahwithlove said:

Had email today back from finance company for my sofa and they have requested an independent report be done. Have booked it in for next week, cost me £48. Did um and ah over it for a bit but have decided to go ahead as if all else fails I can know how much would cost to fix and if could be fixed if nothing else. Not holding my breath on them saying its a manufacturing fault though even if its less than 2 years old from what reviews online have suggested for several of companies that were recommended. But I'm prepared to argue my case if need be. Have seen a few people say to follow it up with ombudsman if doesn't go your way.
Have to wait and see. Out of interest am I right in expecting my sofa to last me more than 20 months when cost me about £1k? When I was growing up our sofas always lasted several years and most come with 5 year cover so to me that says they expect it to last that long surely? 

Yeah, 20 months is ridiculous...

I bought my first sofa at 18, gave it to a family member and they still use it in the play room...has kids jumping on it and all sorts...

I did do quite a bit of research for my last sofa purchase (even though I’m a moron with money I still like to get value and buy decent stuff). Read that the sofas from DFS etc. Are really poorly made, even the pricey ones. I got one from Laura Ashley in the end, half price and far better quality. If you do need a new one and get some money back I’d recommend looking in the sales in January. 

Sarahwithlove

Parkyp said:

Absolutely, I have a leather sofa that is about 12 years old and still in great condition and It cost about £1k, bearing in mind I have a son who was always jumping about on it. I never had a sofa that long usually about 4 years but that’s normally because I get fed up with them rather than needing replaced. This was is a great size but whenever I look at ones similar to it now they are way out my price league since I’m on a budget. Stick to your guns they will try and fob you off. 

Yes Google suggests most sofas should last between 4 and 7 years in average. So I think I'm well within my rights to argue my case. It's had no children jumping on it. Admittedly I am a bit overweight but I'm not like 25 st or anything. 

Sarahwithlove

ryanm8655 said:

Sarahwithlove said:

Had email today back from finance company for my sofa and they have requested an independent report be done. Have booked it in for next week, cost me £48. Did um and ah over it for a bit but have decided to go ahead as if all else fails I can know how much would cost to fix and if could be fixed if nothing else. Not holding my breath on them saying its a manufacturing fault though even if its less than 2 years old from what reviews online have suggested for several of companies that were recommended. But I'm prepared to argue my case if need be. Have seen a few people say to follow it up with ombudsman if doesn't go your way.
Have to wait and see. Out of interest am I right in expecting my sofa to last me more than 20 months when cost me about £1k? When I was growing up our sofas always lasted several years and most come with 5 year cover so to me that says they expect it to last that long surely? 

Yeah, 20 months is ridiculous...

I bought my first sofa at 18, gave it to a family member and they still use it in the play room...has kids jumping on it and all sorts...

I did do quite a bit of research for my last sofa purchase (even though I’m a moron with money I still like to get value and buy decent stuff). Read that the sofas from DFS etc. Are really poorly made, even the pricey ones. I got one from Laura Ashley in the end, half price and far better quality. If you do need a new one and get some money back I’d recommend looking in the sales in January. 

I don't think it's unreasonable to expect it to last longer.
I've ordered a new sofa from dfs that my brother has, its lasted them really well and in great condition and he is heavier than me so think it should be OK for me. Laura Ashley is another one that's gone into administration along with Harvey's. 

ryanm8655

Sarahwithlove said:

ryanm8655 said:

Sarahwithlove said:

Had email today back from finance company for my sofa and they have requested an independent report be done. Have booked it in for next week, cost me £48. Did um and ah over it for a bit but have decided to go ahead as if all else fails I can know how much would cost to fix and if could be fixed if nothing else. Not holding my breath on them saying its a manufacturing fault though even if its less than 2 years old from what reviews online have suggested for several of companies that were recommended. But I'm prepared to argue my case if need be. Have seen a few people say to follow it up with ombudsman if doesn't go your way.
Have to wait and see. Out of interest am I right in expecting my sofa to last me more than 20 months when cost me about £1k? When I was growing up our sofas always lasted several years and most come with 5 year cover so to me that says they expect it to last that long surely? 

Yeah, 20 months is ridiculous...

I bought my first sofa at 18, gave it to a family member and they still use it in the play room...has kids jumping on it and all sorts...

I did do quite a bit of research for my last sofa purchase (even though I’m a moron with money I still like to get value and buy decent stuff). Read that the sofas from DFS etc. Are really poorly made, even the pricey ones. I got one from Laura Ashley in the end, half price and far better quality. If you do need a new one and get some money back I’d recommend looking in the sales in January. 

I don't think it's unreasonable to expect it to last longer.
I've ordered a new sofa from dfs that my brother has, its lasted them really well and in great condition and he is heavier than me so think it should be OK for me. Laura Ashley is another one that's gone into administration along with Harvey's. 

Ahh...first one was from Harvey’s...is there a sofa section of the forum? Ha

Sarahwithlove

ryanm8655 said:

Sarahwithlove said:

ryanm8655 said:

Sarahwithlove said:

Had email today back from finance company for my sofa and they have requested an independent report be done. Have booked it in for next week, cost me £48. Did um and ah over it for a bit but have decided to go ahead as if all else fails I can know how much would cost to fix and if could be fixed if nothing else. Not holding my breath on them saying its a manufacturing fault though even if its less than 2 years old from what reviews online have suggested for several of companies that were recommended. But I'm prepared to argue my case if need be. Have seen a few people say to follow it up with ombudsman if doesn't go your way.
Have to wait and see. Out of interest am I right in expecting my sofa to last me more than 20 months when cost me about £1k? When I was growing up our sofas always lasted several years and most come with 5 year cover so to me that says they expect it to last that long surely? 

Yeah, 20 months is ridiculous...

I bought my first sofa at 18, gave it to a family member and they still use it in the play room...has kids jumping on it and all sorts...

I did do quite a bit of research for my last sofa purchase (even though I’m a moron with money I still like to get value and buy decent stuff). Read that the sofas from DFS etc. Are really poorly made, even the pricey ones. I got one from Laura Ashley in the end, half price and far better quality. If you do need a new one and get some money back I’d recommend looking in the sales in January. 

I don't think it's unreasonable to expect it to last longer.
I've ordered a new sofa from dfs that my brother has, its lasted them really well and in great condition and he is heavier than me so think it should be OK for me. Laura Ashley is another one that's gone into administration along with Harvey's. 

Ahh...first one was from Harvey’s...is there a sofa section of the forum? Ha

Not sure about that lol but I did ask question on one of other forums and they were the ones who suggested section 75 through my finance and to follow up with ombudsman if didn't get anywhere. 

Sarahwithlove

Quiet weekend for me, just food shop and a Costa coffee which is first in a while and very much needed to get me through Saturday. Not sleeping well at the moment. Today cooked roast dinner and watched nativity films. If you haven't seen them and have kids you should watch them. Funny and lighthearted family movies. 
So moving all my sinking funds and emergency fund out of my main account and into starling spaces seem to have done me some good. Quite a few times this weekend found myself on amazon and because I know I don't have the money in the budget or my account I haven't got anything. Usually I would look at my account and think oh I got quite a bit in there not thinking about what it's assigned for and just buy small things but they all add up. 
I've decided on a compromise with the debt repayments and sinking Fund. Have set up £200 a month to be transferred out of my account on first month to starling to be assigned to my sinking Fund spaces. Once the most urgent ones are topped up I will then go back to hitting the debt hard. I will still be paying off £350 towards my cards and £100 to my dad's loan so it will all be going down still. I just don't want to be left in position that I don't have the money to pay for the things I need to pay for if they crop up. Cars seem to be a money pit tbh and I know in the new year I need to get some work done on my car. Due to low miles I do I'm able to drag it out a bit longer but there were some advisories on the MOT that need doing in next 6 months. I'm sure I will keep going back and forth between my decision but for now this feels like the right one. 

enthusiasticsaver

One of my daughters uses Starling and she likes it too.  The savings pots are a good idea and yes if they are allocated it may stop you dipping into them. Building up your sinking funds sounds  sensible especially if you know the car needs work.  We have spent a small fortune on ours this month.  We have paid for  mots, services, insurances and new tyres all in the same month on both cars.  

I have seen Nativity 1 and 2 but not 3.  I saw it on Netflix so may watch it at some point. 

Sarahwithlove

enthusiasticsaver said:

One of my daughters uses Starling and she likes it too.  The savings pots are a good idea and yes if they are allocated it may stop you dipping into them. Building up your sinking funds sounds  sensible especially if you know the car needs work.  We have spent a small fortune on ours this month.  We have paid for  mots, services, insurances and new tyres all in the same month on both cars.  

I have seen Nativity 1 and 2 but not 3.  I saw it on Netflix so may watch it at some point. 

Mines like that, mot and service was end of Oct and car insurance start of Nov and then tax is 1st Jan. Luckily had the funds saved for it all (still got car tax) but it has wiped it out now for car repairs.
It's certainly made me think twice about purchases this weekend not having the money in the account because really it isn't mine too spend. 

Sarahwithlove

enthusiasticsaver said:

One of my daughters uses Starling and she likes it too.  The savings pots are a good idea and yes if they are allocated it may stop you dipping into them. Building up your sinking funds sounds  sensible especially if you know the car needs work.  We have spent a small fortune on ours this month.  We have paid for  mots, services, insurances and new tyres all in the same month on both cars.  

I have seen Nativity 1 and 2 but not 3.  I saw it on Netflix so may watch it at some point. 

Ps nativity 1,2 and 3 are on netflix and nativity rocks is on prime. 3 isnt as good as 1 and 2 I have to say.