Last £5000 to clear

pidge04

Kitten868 said:

I think you're doing amazingly pidge. I didn't have much of a social life before corona so I'm finding it more expensive with food being a case of take what you can get. So don't beat yourself up.
What to do you think would help with your mental health? Is it being stuck in with him too much? Are you making sure to go for walks? I don't think you're the only one struggling right now- it is really hard. Have you tried the wellbeing apps? I think theres one called mindspace or similar. 
Keep going Pidge. You are doing so well single handedly. Xxxx

No, I haven't tried any apps. Perhaps I should. Being outdoors definitely helps me. And cycling. I sold my bike earlier this year but I really hope I can buy another one later on this summer. Hope you are doing well, Kitten. Thank you. 

Kitten868

I did remember about your bike 🙁 so I didn't mention it. You poor thing.

8 days to do! Xxx

pidge04

Kitten868 said:

I did remember about your bike 🙁 so I didn't mention it. You poor thing.

8 days to do! Xxx

Oh my goodness, you are so very kind. How thoughtful. Thank you. 

jak

You are doing so well! Keep going! Xxx

pidge04

Hello
Pay day on Friday and I will pay off my overdraft. I've borrowed £40 from DC to top up the bills account ahead of rent day tomorrow. I've noticed this account is short each month so I have just gone through the direct debits:
Water £33
Gas £38
TV License £14
Council tax £152
Electricity £40 
Phone and internet £60
Window cleaner £10 
Netflix £9
Rent £700
Furniture £25 
TOTAL £1081 divided by the 2 of us = £540.50. 
I think it's short each month because it's the account linked to my PayPal :-( !!
I need to do something about that!

Kitten868

Whoops! At least you've worked it out now. 

Overdraft countdown almost over! Yay Pidge! Keep strong xxx

pidge04

Kitten868 said:

Whoops! At least you've worked it out now. 

Overdraft countdown almost over! Yay Pidge! Keep strong xxx

I really appreciate that you are always cheering me on, Kitten!

Sarahwithlove

Can you change the account connected to your PayPal? It's so easy to forget about things like that

WhySeaEm

pidge04 said:

Thank you so much for the support. I massively appreciate it. Thank you. 
I'm 9 days away from being completely overdraft free for the first time in many, many years. I owed £1750 in overdraft debt when I joined these diaries. I'm about 45 days away from being loan free. I've had that loan for nearly 5 years and it was a loan which I couldn't afford. Can't wait to be free of these 2 debts! 

This is brilliant, well done you!!

I can't wait to be overdraft free.

pidge04

Sarahwithlove said:

Can you change the account connected to your PayPal? It's so easy to forget about things like that

Yes, I can definitely change it. I must!