Last £5000 to clear

pidge04

Hello 
This week I paid off some more of my final overdraft. There's £100 left to pay off on 25th April.
I have paid my regular payment of £227 for my loan plus an overpayment of £44. Three more payments left and that debt will be paid off on 25th June.
So, so sorry for everyone struggling during this worrying, troubling time. 
All the best 
Xx

abba1772

You are doing amazing well done  xx

pidge04

Hello

Pay day today and I paid the last £100 off my second overdraft. So that debt is now clear so that is a cause for celebration in my head! One less debt to worry about.

I paid off the overdraft on my main account at Christmas. Unfortunately, I had to take out a small overdraft this month on that account so that is £150. I will clear it next month, fingers crossed. 

2 more payments on my loan...feels so close to being clear. What a difference it will make to my money every month. There is most definitely light at the end of the tunnel.

 I've been using my credit card I am ashamed to say. Going to challenge myself  to look at the statement online now. 

In 2 months, I'll start to throw everything at the credit card.

Mental health is v poor. Feel very, very low. It will pass.

Take care xx

savingholmes

Hi Pidge - so sorry to hear you are struggling. Do you have any RL people you can reach out to for a chat by phone or from the end of a drive or something? Don't suffer in silence. This will pass as you've said. Have you reached out to your GP? 

Glad you are getting the OD down - the CC will sort 

Humdinger1

@pidge04, long time lurker here coming out of the shadows to say how well you're doing. To keep paying off debt during this time is really impressive and you're so close.   Agree with @savingholmes re reaching out to RL people if poss; as you say,  this too will pass.  Keep us posted Humdinger 

Kitten868

I think you're doing amazingly pidge. I didn't have much of a social life before corona so I'm finding it more expensive with food being a case of take what you can get. So don't beat yourself up.
What to do you think would help with your mental health? Is it being stuck in with him too much? Are you making sure to go for walks? I don't think you're the only one struggling right now- it is really hard. Have you tried the wellbeing apps? I think theres one called mindspace or similar. 
Keep going Pidge. You are doing so well single handedly. Xxxx

Rgib89

Hello, thought I'd pop by and have read at your diary. Well done, you have done amazing.. your at the last hurdle and you can do this..

Hope your feeling better in yourself. Keep safe and take care xxx

pidge04

Thank you so much for the support. I massively appreciate it. Thank you. 
I'm 9 days away from being completely overdraft free for the first time in many, many years. I owed £1750 in overdraft debt when I joined these diaries. I'm about 45 days away from being loan free. I've had that loan for nearly 5 years and it was a loan which I couldn't afford. Can't wait to be free of these 2 debts! 

pidge04

Rgib89 said:

Hello, thought I'd pop by and have read at your diary. Well done, you have done amazing.. your at the last hurdle and you can do this..

Hope your feeling better in yourself. Keep safe and take care xxx

Thank you! 

savingholmes

Great that you are so close to freedom - especially in these times