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Returning to MFW, my elusive unicorn!
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Cashed out another £5.40 last week from prolific. OP Acc balance now stands at £271.42.
CC tickover again. Last CC month was mostly low spends. Higher spending in some areas has been balanced with low or no spending in others. I always consider it a good month when the statement comes in at less than 4 figures, which it has this time. Spreadsheet is balanced ready for the money shuffle at the end of the month.
I am expecting to be able to put an additional £200 into our house acc on July 1st, as well as a TT of about £40-45 into the OP acc. Looking ahead, I am hoping to do so again on Aug 1st and Sept 1st - the spreadsheets are roughly planned out until the end of the year, although obviously anything could happen between now and then.
Unfortunately been wiped out with a migraine for the last 3 days which has been deeply unpleasant.
Rule 7: If you're not changing it, you're choosing it.
MFW 2020: 1 Jan £92903.90 ~ OP £536.80/£500
MFW 2021: 1 Jan £89281.21 ~ OP £404.62/£500
MFW 2022: 1 Jan £85579.20 ~ OPs on hold.5 -
Great progress on the money and planning fronts. 👍
Sorry to hear about the migraine, is it related to the "I haven't decided what to be" weather we're having (big half hour thunderstorm here last night)?
Hope everything else ok in your world.
ATB G.If it's not adding up, compound it!3 -
Grogged said:is it related to the "I haven't decided what to be" weather we're having
Varies from month to month and this month has been particularly bad. It does (she says, touching all the wood) seem to have come to a finish this evening. Fingers crossed!
Rule 7: If you're not changing it, you're choosing it.
MFW 2020: 1 Jan £92903.90 ~ OP £536.80/£500
MFW 2021: 1 Jan £89281.21 ~ OP £404.62/£500
MFW 2022: 1 Jan £85579.20 ~ OPs on hold.3 -
CC spends for May-June
Petrol: £40.06 32%
Food: £478.36 101%
Booze: £31 124% [together they are at 102% of budget]
Toiletries: £15.72 79%
Cleaning: £6.70 45%
Clothes: £99.99 118%
Gifts: £50.49 67%
House: £100.53 101%
Home: £48.47 162%
Pets: £4.75 11%
Ents: £44.73 112%
Vape: £38.96
Sundries: £6.95
I have 2 clothing items which I am putting up for sale today which will help to claw back some of the clothing costs from this month. The children refuse to stop growing which is entirely unreasonable imo.
It's Big Small's birthday next month. She asked for a boxset of books, which I bought and stashed, only now she's finished the previous boxset and was itching to buy the next one with her pocket money and checking out the prices online etc. Having had a quick discussion about this, we decided to have her "buy" the boxset from us with her pocket money (we could have returned it without her knowledge, and she could have bought it, but that would have cost her an additional tenner, which seemed ridiculous), and we'll get her the NEXT boxset instead. I suppose we could have put her off buying it, but it's still a month until her birthday and I'm loathe to stop her reading for an entire month when she has finally found something she enjoys having struggled to get into a lot of fiction. Anyway, the end result of that is that we're now buying a her a second birthday present after she scuppered the first one lol.Rule 7: If you're not changing it, you're choosing it.
MFW 2020: 1 Jan £92903.90 ~ OP £536.80/£500
MFW 2021: 1 Jan £89281.21 ~ OP £404.62/£500
MFW 2022: 1 Jan £85579.20 ~ OPs on hold.3 -
Dratted kids growing and then spoiling your plans!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!2 -
We have the same problems with our kids - we keeping telling them growing is banned, but do they listen ,NO.
CRx1 -
I keep telling Medium Small that if he doesn't stop growing I'll just buy him a sack to wear until he stops. He keeps laughing at me like I'm not serious?? Weird...Rule 7: If you're not changing it, you're choosing it.
MFW 2020: 1 Jan £92903.90 ~ OP £536.80/£500
MFW 2021: 1 Jan £89281.21 ~ OP £404.62/£500
MFW 2022: 1 Jan £85579.20 ~ OPs on hold.2 -
Clothing has sold, so that's £56.50 back into the clothing account!Rule 7: If you're not changing it, you're choosing it.
MFW 2020: 1 Jan £92903.90 ~ OP £536.80/£500
MFW 2021: 1 Jan £89281.21 ~ OP £404.62/£500
MFW 2022: 1 Jan £85579.20 ~ OPs on hold.3 -
Whoa, you're halfway there!
Whoaa.... (I'll stop there 😂!)Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!1 -
IT RAINED!!
(for about 5 minutes...) (seriously, the ground is barely wet...) (and still no thunder or lightning...)Rule 7: If you're not changing it, you're choosing it.
MFW 2020: 1 Jan £92903.90 ~ OP £536.80/£500
MFW 2021: 1 Jan £89281.21 ~ OP £404.62/£500
MFW 2022: 1 Jan £85579.20 ~ OPs on hold.2
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