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Returning to MFW, my elusive unicorn!

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  • Grogged
    Grogged Posts: 866 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    Great progress on the money and planning fronts. 👍
    Sorry to hear about the migraine, is it related to the "I haven't decided what to be" weather we're having (big half hour thunderstorm here last night)?
    Hope everything else ok in your world.
    ATB G.
    If it's not adding up, compound it!
  • coldcazzie
    coldcazzie Posts: 1,407 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Grogged said:
    is it related to the "I haven't decided what to be" weather we're having
    No, it is entirely hormonally driven! :grimace: Varies from month to month and this month has been particularly bad. It does (she says, touching all the wood) seem to have come to a finish this evening. Fingers crossed!
    Rule 7: If you're not changing it, you're choosing it.
    MFW 2020: 1 Jan £92903.90 ~ OP £536.80/£500
    MFW 2021: 1 Jan £89281.21 ~ OP £404.62/£500
    MFW 2022: 1 Jan £85579.20 ~ OPs on hold.
  • coldcazzie
    coldcazzie Posts: 1,407 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    CC spends for May-June
    Petrol:       £40.06           32%
    Food:        £478.36         101%
    Booze:      £31                124% [together they are at 102% of budget]
    Toiletries:  £15.72            79%
    Cleaning:  £6.70             45%
    Clothes:    £99.99           118%
    Gifts:         £50.49           67%
    House:     £100.53          101%
    Home:      £48.47            162%
    Pets:         £4.75             11%
    Ents:         £44.73           112%
    Vape:        £38.96
    Sundries:  £6.95

    I have 2 clothing items which I am putting up for sale today which will help to claw back some of the clothing costs from this month. The children refuse to stop growing which is entirely unreasonable imo.

    It's Big Small's birthday next month. She asked for a boxset of books, which I bought and stashed, only now she's finished the previous boxset and was itching to buy the next one with her pocket money and checking out the prices online etc. Having had a quick discussion about this, we decided to have her "buy" the boxset from us with her pocket money (we could have returned it without her knowledge, and she could have bought it, but that would have cost her an additional tenner, which seemed ridiculous), and we'll get her the NEXT boxset instead. I suppose we could have put her off buying it, but it's still a month until her birthday and I'm loathe to stop her reading for an entire month when she has finally found something she enjoys having struggled to get into a lot of fiction. Anyway, the end result of that is that we're now buying a her a second birthday present after she scuppered the first one lol.
    Rule 7: If you're not changing it, you're choosing it.
    MFW 2020: 1 Jan £92903.90 ~ OP £536.80/£500
    MFW 2021: 1 Jan £89281.21 ~ OP £404.62/£500
    MFW 2022: 1 Jan £85579.20 ~ OPs on hold.
  • South_coast
    South_coast Posts: 5,832 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Dratted kids growing and then spoiling your plans!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • We have the same problems with our kids - we keeping telling them growing is banned, but do they listen ,NO.
    CRx
  • coldcazzie
    coldcazzie Posts: 1,407 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I keep telling Medium Small that if he doesn't stop growing I'll just buy him a sack to wear until he stops. He keeps laughing at me like I'm not serious?? Weird... :lol:
    Rule 7: If you're not changing it, you're choosing it.
    MFW 2020: 1 Jan £92903.90 ~ OP £536.80/£500
    MFW 2021: 1 Jan £89281.21 ~ OP £404.62/£500
    MFW 2022: 1 Jan £85579.20 ~ OPs on hold.
  • coldcazzie
    coldcazzie Posts: 1,407 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Clothing has sold, so that's £56.50 back into the clothing account!
    Rule 7: If you're not changing it, you're choosing it.
    MFW 2020: 1 Jan £92903.90 ~ OP £536.80/£500
    MFW 2021: 1 Jan £89281.21 ~ OP £404.62/£500
    MFW 2022: 1 Jan £85579.20 ~ OPs on hold.
  • South_coast
    South_coast Posts: 5,832 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Whoa, you're halfway there!

    Whoaa.... (I'll stop there 😂!)
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • coldcazzie
    coldcazzie Posts: 1,407 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    IT RAINED!!

    (for about 5 minutes...) (seriously, the ground is barely wet...) (and still no thunder or lightning...)
    Rule 7: If you're not changing it, you're choosing it.
    MFW 2020: 1 Jan £92903.90 ~ OP £536.80/£500
    MFW 2021: 1 Jan £89281.21 ~ OP £404.62/£500
    MFW 2022: 1 Jan £85579.20 ~ OPs on hold.
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