We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
What Small DFW Things Will You Do w/c 13th January 2020?
Options
Comments
-
Hi vangirl, good idea on soup I have both broccoli and cheese
Resisting coffee out is my nemesis especially when in the road or cold. Winter is the WORST! I can only do it if the flask is in the way of the door :rotfl:PEAK Dec 2019: £24,273 -- NOW Virgin £2377 Markses £681 Halifax £6143 Loan £6696 Family loan £5819 TOTAL: £21,706 -- Paid off: £2308. Target: Jan 2023 LBM: monthly pay but weekly spend dohDecember 2020 target = £18212 and nothing added to CCs AND by paying an extra 20 a month on something I just knocked 8 months off my target date :-)
0 -
Afternoon all
:wave:to new and returning posters
Spendy day today as I bit the bullet and ordered a new laptop :eek: This old one still works but needs a new battery, a new wireless thingy, in fact keeps getting expensive things wrong with itGot a good deal in the sales, and paid for it from savings, not credit. I will keep this one as it has MS Office installed on it and it is fine as long as you don't want it to do anything other than documents or spreadsheets.
Also had to renew OH's passport. Sent him off, amid much grumbling to get some photos done. He isn't great at sorting out admin type issues of any kind, but some things he just has to do for himself! I did do the online application for him though. £75.50 spent on that.
Ordered some non plastic washing up scrubbers from the ebay shop of a friend of a friend. The supermarket scrubby sponges are one plastic item I am finding it hard to give upSo happy to give these a shot. They are hand made by a self employed young mum, machine washable and compostable when no longer usable. Hope I like them. £5 spent here.
And on top of that I did the weekly shop. Used £30 of Nectar points that I forgot to use before Christmas, so only parted with £14.05 of actual cash, and that included items for the food bank.
All spends noted on spreadsheet
Apart from spending:
Home grown fruit from freezer with breakfast
RM surveys tasks
Used up an ageing bread crust and some Christmas cheese leftovers to make cheese on toast for lunch
But had to throw away some sourdough bread as it had got completely furry :eek: I shan't buy it from that outlet again, as it should have kept better. Anyway, much as I dislike food waste, my loss was the birds' gain.
Took another box of items to my sales unit, as I didn't get much time yesterday. Just as well as I had several gaps where things had soldAs I rent the space, it makes sense to keep it filled up rather than paying for empty spaces!
Did a bit more work on my budgeting spreadsheet - think it is done now!
Dinner will be from the freezer
Hope everyone is having a good day - awful windy, rainy weather here again today!0 -
Well am feeling a bit quiet this week, looks like my EF have mostly survived Christmas with a bit of planning and and a lot of care. My £25 weekly shop from Sunday is doing the job so far so big chili tonight that will last for a few days/freezer.
I don't like the wind.
I am grateful for central heating, the lovely man who gets me cover work, and my Mum who's just lovely.Isa help to buy: 1000/3000 33%
Emergency fund: 100/1000 10%
Weight loose 8.6 kg - while having fun. 0/8.6 0%
Focus debt to clear HSBC £10/1111, 0% updated May 250 -
Betharooni wrote: »Hi
I would like to join this group if possible. I am currently trying to pay off my last remaining debt-car finance that I currently owe £11,410.94 on. I am due to pay it off at the end of 2021 but want to try and get it paid off by the end of this year instead.
My plans for the rest of today and tomorrow are:
- to make lunch this evening to take in with me tomorrow
- to prepare some berries for after dinner tonight (and a handful to take into work tomorrow) so they are used before they go off
- walk to and from work tomorrow rather than being lazy and getting the underground
- check online banking and update my spending tracker with purchases from last couple of days
- call docs to chase up blood test form
- finish updating to-do list
B x
Had an ok day today - still need to finish updating my to do list and I only walked one way to work as it was raining when I left work. Am ok with that though. Avoided having takeaway tonight and having an omelette instead.
Plans for tonight/tomorrow are:
- make salad for lunch tomorrow and boil extra egg for my brother’s lunch
- put some of remaining raspberries and blackberries in pot for my lunch to prevent wastage
- have rest of remaining raspberries and blackberries for dessert tonight
- finish updating to-do list
- walk to and from work tomorrow
- go to gym tomorrow after work
- try to do daily to do list on Swagbucks
- get on with knitting new scarf
Hope everyone’s had a good day today and that you have a lovely moneysaving day tomorrow :money:
B x0 -
Hi guys
I was surprised to see it's Wednesday already and I haven't been on the thread this week yet!
ally thanks for starting us off today
I woke up at 4am :eek: new meds do not contain a sedative. Am feeling better on them so will have to take something to help me sleep tonight...
Not sure what I've done with 2.5 hours tbh!
* Prepared some pattern templates to take to a sewing lesson I have today at 9.30 :j
* searched out a pair of baby harem trousers pattern & emailed to oh to print out at work
* updated journal
* got out some hg raspberries for snack later
Things for today:
* washing
* TOMM
* ferry oh to work - and possibly to collect his car if the stars all align...
* madam and bff to gymnastics - snacks from home
* some sewing
* run while the girls at gymnastics
* also nip to hardware store near gymnastics to pick up small bit of hardware for bag I am making for dd
* dinner will be bargainous ys 39p mackerel fillets :money:
* read newsletterDF as at 30/12/16
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £1950 -
Hello all
Penny Pinching Plans Today :
*Boil kettle once and fill thermos (in cheap energy)
*Use cheap energy to do dishwasher and washing machine
*Using up Freezer stores for dinner
*Pre make Lunch Sandwiches to freeze (Saving time and waste)
*Turn as much off at plug as possible during day while on own or out
*Dry clothes on airers
*List two things to sell
*Swag Bucks
*Check Bank Accounts
*Work out money for the rest of month
*YS Hunt on way home from school run this morning
*Try my hand at creating a spread sheet for money
That's about it that is Penny Pinching today I think
I know this sounds a monumental ask, especially as I understand your all busy people too, but if anyone in the know has time could you PM me hints and tips about how you set up your financial spread sheet, as I've never done one ... so basic info please and I would love to use this tool to track everything and see where I am.0 -
Morning all
No rain or wind, at least for the moment :j Well, that didn't last!
Hope to be able to walk to the post office later without getting drenched / blowing away. Just - it poured down about a quarter of an hour after I got back
Other things:
Usual tidy up, plus clean something and declutter somethingNot much - did a little bit in the garden between downpours instead - dug up the one remaining (huge :eek:) parsnip which broke the fork handle (now next to the workshop door for OH to fix) and the few remaining leeks, cut back a huge lemon balm, and then the heavens opened again.
Washed off and trimmed leeks, prepped parsnip. Had some of the parsnip with tonight's roast, rest in fridge. The leeks are in the meat safe waiting to be converted into soup. Didn't want the fridge to smell strongly of leeks.
Home grown fruit from freezer with breakfast Done
Think of something for dinner - it will be something that I already have! We cooked the enormous YS turkey I bought yesterday morning at the supermarket. I didn't think it would have defrosted so quickly, but it did. We had some tonight as a roast dinner. Used some braised red cabbage that was left over and frozen on Christmas day, and the rest of the cranberry sauce. And roasted potatoes, parsnip and carrotsInvited my brother, as I hadn't seen him for a while. I have kept some slices of turkey out for dinner tomorrow, froze the rest of the white meat in slices, the brown meat in chunks and the carcase is in the SC for stock. Made a start at cleaning up grease pit of a kitchen :eek:
Ring DD1 and my brother, using call time I have already paid for on my sim only mobile contract, instead of using expensive landline. Rang brother, but couldn't get DD. Will try again tomorrow.
Make a batch of scones to take OH's mind off flapjacks, which are far more sugary and fatty (even though I always reduce the sugar in cake / biscuit recipes). Again, I have ll the ingredients. Not done, will do tomorrow
No intention to spend money, except to send OH's old passport off to the passport office. Perhaps I ought to send it signed for, though perhaps a first class stamp, which I already have, would suffice.... Will think on it! Walked to post office for free exercise, managed to stay dryPicked up packages from sorting office, which were just RM surveys stuff. Put a first class stamp that I already had on the passport envelope, but did stop off at Mr W on the way home and picked up a few YS bits.
Write and send condolence cards, a friend's mother sadly passed away at ChristmasI have the cards already, plus free stamps from RM surveys. Oops must do this in the morning!
RM surveys tasks Done, now I have another lot to prep
Check banks, and update spreadsheet if necessary Will have to be tomorrow now.
Load of washing to hopefully peg outside, as the BBC would have me believe that the weather is improvingIt has been in and out a couple of times, now on airer!
Hope everyone has a good day0 -
Morning all :hello:
Yesterday was a good day, found a pair of jeans for £3 when dropping a bag off at the charity shop. Sold and item for £85 with no fees and it was collected within the hour and I got a not to be sniffed at PPI refund that I wasn't expecting :j:j big thanks to dawn for the tip off last year about Her PPI success
So plans today:
Meals from stores
Get sausage meat out of freezer
Make a cake and possibly try some GF scones
Continue with a bit of declutter
Move PPI refund to savings
Check for refund
Check banking
Washing and putting away. No ironing
Friend coming for a cuppa, lovely company and no cost
Have a good day everyone. Purps.0 -
Morning all!
Today I have/will:
* Check banks
* Do foam rolling
* Make lunch to take to work
* Switch microwave off at wall
* Take something out of freezer for dinner
* Park for free and walk to work
* Cash out on PA
* Make CC payment
* Update spreadsheet
* Eat breakfast that work are providing for free today!
* Go for a run at lunch
* Check OP/ PA
* Sort out washing on airer and put away
* Dinner from stores
* Wash hair and let dry naturally (didn't do yesterday as need to go for a run today so seemed a waste!)
* Do some more crochet
Think that's everything for today. Hope you all have a really good day despite the rubbish weather!Debt as at 5 June 2023 - £15,600.89
Current debt - £5,935.00
Total paid off - £9,665.89 (61% paid off)0 -
Great news PurpleFairy :T
Pretty impressive re the jeans too - must have been very special ones for someone to pay £85 for a pair of second hand jeans though :eek:
Twiggy, I have to ask, excuse my being nosy, but what is foam rolling??0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.1K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244.1K Work, Benefits & Business
- 599K Mortgages, Homes & Bills
- 177K Life & Family
- 257.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards