What Small DFW Things Will You Do w/c 13th January 2020?

Van_Girl

Hello all and thank you for the welcome on last weeks thread. Happy to join this one so thanks for having me

Things done today:

- Resisted temptation to get frothy coffee on the way to work because, Mondays
- NSD - ate a couple of left over biscuits from the work tin so I didn't feel like I was missing out
- Left over stew for lunch (delicious)
- Added tiny bank interest payment onto debt payment spreadsheet .
- Currently making soup from slightly brown broccoli and Xmas Stilton remnants . Plenty for lunch tomorrow
- Cleaned out my flask ready for coffee tomorrow. Will be on the road until lunch time so need to reduce the temptation to buy hot drinks.

Also need to think of something I can take as a snack tomorrow. I'm terrible for buying stuff when I have to drive anywhere for work... hmmm, will have to have a think

Betharooni

Hi

I would like to join this group if possible. I am currently trying to pay off my last remaining debt-car finance that I currently owe £11,410.94 on. I am due to pay it off at the end of 2021 but want to try and get it paid off by the end of this year instead.

My plans for the rest of today and tomorrow are:

- to make lunch this evening to take in with me tomorrow
- to prepare some berries for after dinner tonight (and a handful to take into work tomorrow) so they are used before they go off
- walk to and from work tomorrow rather than being lazy and getting the underground
- check online banking and update my spending tracker with purchases from last couple of days
- call docs to chase up blood test form
- finish updating to-do list

B x

Emzmom88

Hello

Can i join again,i was part of this thread for months last year but just seemed to slip away from me as life got in the way.

I am trying to be as dfw as i can but this thread gave me a big kick up the rear end last year and i slipped when i wasnt posting regularly...it actually took me a while to post this as i felt bad for just not posting!! My debt hasnt really grown or got smaller but this year it has to oh was made redundant 3 weeks before xmas with a pretty poor payout so we were stuffed hes working on agency atm doing min wage work so half of what we had coming in hes got 3 interviews this week none of them the money he was on before but some good opportunities after a year or so and we should be able to manage!!

Dfw for tomorrow as its late to start now
•get dryer out as not working think the belt has gone if it has will pick one up this week and oh can fit it
•more cleaning
•nsd (hopefully the milk will last if not that will be my only buy tomorrow)
• turn all my plugs off that arent in use
•candles on the evening so no lights needed - i love how cosy it makes it feel in winter
•take dd to club will take hot drink with me so i dont buy one-oh has never been a fan of this but a few weeks ago i took him a hot chocolate and now he loves taking a drink with him
• check gas/electric useage over winter i have been good but want to aim below £3-£3.50 per day in total so it averages out from the summer it is hard as i need the heating on to dry the clothes

Thats all for now!!i will update tomorrow

ziggy2407

Hi Everyone

Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Ally - Thanks for starting us off today!
Emzmom88 - Welcome back, life often has a way getting in the way of posting, you've a lot going on, here's hoping things settle down soon

Today went like this

Checked Bank & made PAD
Swagbucks (Swago board available)
All meals from cupboards/fridge/freezer
Checked: Lucky Bob, PMP, WinaDinner
Read Library Book
Sleep on sofa

Night all

C x

PurpleFairy26

Morning all :hello: lovely to see some new faces on the thread and some returners (we've all been there emzmom So don't worry about wondering off and back again) stick with us.

Up early today so catching up on some 'quiet' jobs whilst rest of the house is asleep! So far I have :

Checked banking, moved annual cash back that has been paid to my spends account. Moved some fuel money back from fuel pot to main account to be straight
Reconciled just for points CC
Update my weight on health app
Research something online
Update insurance amount as I had to amend it yesterday
Buy breakdown cover online

I will also:

Meals from stores
Take something back for a return that I didn't do yesterday
Take bag to charity shop
Vacuum through
Continue with decluttering a room
Look out for refund on to card
See if utilities provider respond to my query I emailed yesterday save calling them
Respond to more people about item I have for sale

Have a good day all. Purps.

carrielovesfanta

Morning all!

A big welcome to Betharooni and the other new posters, welcome back emzmom!

Another nose to the grindstone day today. Removes all chance of spending although I need to send OH for a bag of porridge

clf x

Happy_Kitties

Welcome to the newbies and Emzmom i dont feel like i post as regularly as i should, i have slipped but as ziggysaid life does have a habit of getting in the way. But i love that its a great thread that keeps me on the straight and narrow.

Feeling more settled as im now back into a routine and work has settled down. Not having to do any post Christmas rush stuff now.

Banking all checked, everything good.
Quidco checked
Still eating out of the freezer-has done me well.
Need to pop out for cat food tins today-Tesc@ is the cheapest (would have done yesterday but weather was so bad)
DD has now gone back to uni, house seems very quiet but will give me chance to have more of a sort out. Decluttering is slow, but i rather slow than none at all.
Getting items ready to send to a charity using up packaging i already have. Using the space to store some sale items i have picked up for presents.
Meeting tonight i need to prepare for.
Need to do RM surveys-can post at Tesc@s.
Washing on-eco setting
Just about to put dishwasher on, on a quick 30 degree wash.

Think thats about it from me
Have a great day everyone x

TryingAgain2022

Happy Tuesday all! Emzmom, sorry to hear of OH redundancy. Never easy.

Some wins, some fails over the weekend.
FAIL- several coffees out, money taken from joint account.
WINS- used points for some coffee on Sunday, plus for some shopping in Boots. Discovered £47 on Boots cards and £59 on Nectar so will be using as appropriate for the regular shopping until payday!

This week:
-decide if able to go to distant family funeral. (Location is distant not relationship.) Minimum cost if stay with relatives is the petrol plus food en route - around £70. If I do as I would rather and stay in Travelodge or similar, £150. Not sure. Main decider actually the amount of annual leave it would eat. (DECIDED: I am going, OH is OK that it will eat some joint funds and some annual leave).
-check banks - DONE
-make sure vcard doesn’t go over its limit - DONE - had to move some cash around
-dinners from what we have (pizza, pasta, freezer, spag bol, toad, bacon something tonight! must use!)
-milk etc quick shop paid for with Nectar points - DONE
-work from home twice saving fuel (and also saving use of work clothes) DONE/DOING
-make pack lunches - DONE
-bring coffee with for work commuted - DONE
-check free postcode lottery
-plant seeds on windowsill (some peas, carrots and tomatoes, plus some sweet peas my favourite)
-all washes on 30 degree fast setting
-read books instead of online browsing - especially shopping! DONE/DOING

-pay for school clubs - DONE (OH already did it)
-pay for school trip
-measure for and buy school shoes (all this must come out of the joint)
-OH will book in the replacement boiler as ours is beyond repair. Cost will be HUGE (like £3k+ huge) so we need to also work out what to do instead of a holiday. We are really trying to be sensible. I need to help him with being stoic on this as he is not used to any kind of money saving anything - was never a student! lol)

More money saving -
-switch off unnecessary lights
-put away unopened shower gels etc until we have used the ends of the rest!
-stop work coffee club - I am now ‘milk only’ for £1 a month but I might switch to black coffee, bringing my own jar
-paint own nails. I only paid once for someone else to do them, before last year’s holiday, and it was OK but no better than I can do myself!
-wash clothes less. Only when actually dirty or sweaty. Especially DD’s clothes!
CONTROVERSIAL - wash me less. I like to give my skin a break from soap and water when I am working from home/at weekend. Saves hot water, soap etc, towel washing. I promise I don’t smell!

Does anyone else deliberately shower every other day/less often than they used to, to save money/planet/their skin?

Have lovely days all, sorry this is so long. I am at home with candle, crystals and my lovely new-to-me Druid Animal Oracle Cards - today’s aimal is a Wren which means ‘greatness can come from small things’ and I think that is perfect for moneysaving!


-Trying

carrielovesfanta

TryingAgain2022 wrote: »

CONTROVERSIAL - wash me less. I like to give my skin a break from soap and water when I am working from home/at weekend. Saves hot water, soap etc, towel washing. I promise I don’t smell!

Does anyone else deliberately shower every other day/less often than they used to, to save money/planet/their skin?

I have a good scrubby shower 2-3 times a week and just a strip wash on the other days. Only issue I have is that I can't get to my back as well and I have noticed a new tendency towards pimples. Might be worth getting a loofah or something!

twiggy86

Morning all!

Had a day off yesterday and was super productive and frugal! Back at work today, so I have/will:
* Check banks
* Do foam rolling
* Make lunch to take to work
* Switch microwave off at wall
* Take something out of freezer for dinner (forgot but luckily OH was still at home - hoping he took the right thing out!)
* Park for free and walk to work
* Eat OOD cereal with communal milk at work
* Update spreadsheet with spends
* Go to gym at lunch
* Check OP/ PA
* Check purse/ pockets as think I have a few receipts that need snapping to apps
* Sort out washing on airer and put away
* Dinner from stores
* Wash hair and let dry naturally
* Do some more crochet

Think that's everything for now. Hope you all have a good day.