Frugal, thrifty, make do, mend! Let this debt come to an end!

1147149151152153

Comments

  • beanielou
    beanielou Posts: 90,255 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
    Maybe worth asking the LL? 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • SuzeQStan
    SuzeQStan Posts: 1,014 Forumite
    First Anniversary First Post Homepage Hero Photogenic
    Happy weekend Elisheba x hope the work journey not too onerous today xx
    Lancashire
    PV 5.04kWp 
    🐙 Go

    Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.

  • WinterWarrior
    WinterWarrior Posts: 5,610 Forumite
    First Anniversary First Post Photogenic Name Dropper
    That’s some brilliant budgeting. I am in awe at the low pet costs as I can’t get mine under £300 a month! 
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊
    2024 challenges - (1) £8k savings challenge = £900 so far (2) 1 stone weight reduction = 1lb so far
    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • Elisheba
    Elisheba Posts: 1,532 Forumite
    First Post Name Dropper Photogenic First Anniversary
    I'm finding having moved to the countryside and all the shops being a trek is saving me loads on unplanned spends @WinterWarrior.
    With the pet budget, I've only got one cat and one dog now, so that's cheaper than before when I had 3 cats. Silly dog gets a little meat, but mainly shop's own brand kibble. I've had him on more expensive brands but they often upset his tummy, and as he is a picture of good health I'm not not too worried about it not being fancy food. I slowly managed to wean black cat off more expensive tinned food when the prices skyrocketed a few years ago, and she now gets shop's own tins all mashed up, and biscuits to snack on. I never buy sachets as they work out much more expensive and it's all single use plastic.
    Live the good life where you have been planted.
    Fashion on the Ration Challenge 2022 - 15 carried over. Fashion on the Ration Challenge 2023 - 6 carried over. Fashion on the Ration Challenge 2024 - 67 remaining out of 72 My Frugal, Thrifty Moneysaving Diary
  • slm6002
    slm6002 Posts: 3,718 Forumite
    Photogenic Name Dropper First Post First Anniversary
    Our 2 cats have been enjoying a life of luxury recently as we were gifted 80 pouches of fe!ix cat food from an owner who no longer needed it.  I have been spacing them out as I don't want them getting used to them - once they are gone there will be no more lol
    Me, DD1 18, DS 16, DD2 13, Debt Free 04/18, Single Mum since 11/19
  • SuzeQStan
    SuzeQStan Posts: 1,014 Forumite
    First Anniversary First Post Homepage Hero Photogenic
    edited 25 February at 11:15AM
    Brill news re water meter Elisheba - reckon you gonna save a fortune & have all the baths you want to.  🛁🫧🛀🏻

    Double check your toilet doesn't have a leak once the meter is in tho (we saved over £200 a year off our water bill with a £6 part we bought off auction site to stop the leak) 

    also you might mention to the meter installers that you work from home so are able to accommodate short notice installations.  Except Fridays 😉

    Hope you enjoyed the fire and are having a lovely weekend xx
    Lancashire
    PV 5.04kWp 
    🐙 Go

    Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.

  • Makingabobor2
    Makingabobor2 Posts: 2,886 Forumite
    First Anniversary Photogenic First Post Name Dropper
    Good news on being able to have a meter. I went onto our water provider website and answered their questions, but it seems they don't think we would save much money as I do more than 2 washes a week and we have more than 2 showers a week.  
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £33,676

    Mortgage 04/24  £17,400 Officially ends June '26 but plan to be MF sooner
    Total OPs 2022 - £240   2023 - £1766
    OPs so far in 2024 £581.00


    Challenges

    EF #68  £335/£1000
    1p a Day '24 #12  £76/£667.  SPC '24 #41 £13.75
    Christmas '24 £12. 
     
    Make £5 a day - Apr £96.18/£150            
    NSDs April 9/15

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-down-the-savings-up


  • SuzeQStan
    SuzeQStan Posts: 1,014 Forumite
    First Anniversary First Post Homepage Hero Photogenic
    It depends on how many you have in household. If you have more bedrooms than people then would likely save with a meter
    Lancashire
    PV 5.04kWp 
    🐙 Go

    Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.

Meet your Ambassadors

Categories

  • All Categories
  • 343.2K Banking & Borrowing
  • 250.1K Reduce Debt & Boost Income
  • 449.7K Spending & Discounts
  • 235.3K Work, Benefits & Business
  • 608K Mortgages, Homes & Bills
  • 173.1K Life & Family
  • 247.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 15.9K Discuss & Feedback
  • 15.1K Coronavirus Support Boards