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Frugal, thrifty, make do, mend! Let this debt come to an end!

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  • SuzeQStan
    SuzeQStan Posts: 1,698 Forumite
    1,000 Posts Fourth Anniversary Homepage Hero Photogenic
    Sweet dreams Elisheba - looking forward to hearing how you get on with the train journey tomorrow xx
    Lancashire
    PV 5.04kWp SW facing
    Solar Battery 6.5 kWh 
    🐙 Intelligent Go

    Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.

  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Hope your travels go well tomorrow. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Hope the trains are all running on time. We haven't been on a train for years, think it was Sept 2019 when we went to London for a day. I'm still a bit covid wary, but should give it a try again, even if it means wearing a mask. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £550/£3000
    .

    Studies/surveys  August £7.48

    Decluttering items 771

    Books read    14
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Slowdown
    Slowdown Posts: 618 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    There were a couple of tricky ones on the crossword today. Don’t think my mind was in the same place as the setter. But managed it all in the end. Hope you were more on the ball than me. 
  • Elisheba
    Elisheba Posts: 1,789 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Slowdown said:
    There were a couple of tricky ones on the crossword today. Don’t think my mind was in the same place as the setter. But managed it all in the end. Hope you were more on the ball than me. 
    No I'm afraid I was tired and just cheated on loads of them in the end. Literally no way I would have gotten betray from shop - not where my mind was at all 🤣 
    Live the good life where you have been planted.
    Fashion on the Ration Challenge 2022 - 15 carried over. Fashion on the Ration Challenge 2023 - 6 carried over. Fashion on the Ration Challenge 2024 - oops! My Frugal, Thrifty Moneysaving Diary
  • themadvix
    themadvix Posts: 8,772 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Do check out all the info on the Parking fines board Elisheba - they seem to be brilliant over there!
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • I was just looking back at the beginning of this thread, the increase in the cost of living so so noticeable. I didn't realise I was at the beginning and thought ..."how on earth are people getting this & that so cheaply, I must be missing something"
    Sept 24 : £32000
    May 25 :  £14000
    June 25 : £13000
    July 25 :  £12000
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