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Frugal, thrifty, make do, mend! Let this debt come to an end!

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  • beanielou
    beanielou Posts: 96,789 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Not a fan of T3mu.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Sounds so very peaceful where you are, lovely.
  • Sounds gorgeous there & very good for the soul. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,084....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £850/£3000
    .

    Studies/surveys  November £0

    Decluttering items 1370/
    2025
    Books read    20
    Jigsaws done  11

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • I flexed my frugal make do muscles today by filling an online shopping cart with lots of lovely knitting wool. Then thought 'Hang and and check through the chest at home', I did this and have found plenty of very nice wool and needles I had forgotten about.
    I'm working on deferring spends - one day at a time
  • themadvix
    themadvix Posts: 9,109 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    beanielou said:
    Not a fan of T3mu.
    Nor me Beanie. I’ve read that there’s a high likelihood the items are made by Uighur slaves 😢😡 
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • Moorviews
    Moorviews Posts: 605 Forumite
    500 Posts Third Anniversary Name Dropper
    It’s -3 but feels like -7 here this morning. Just 13 degrees in the bedroom so getting up to make a cup of tea was a bracing experience! I turned the electric over blanket on a bit earlier and I have now put the electric heater on too. We don’t have central heating over night as it is fuelled by the wood burning stove at the moment. I need to order more oil but have been trying to stretch out what we have by only using it for the kitchen range. 
    Your home sounds to be in an idyllic location and ex council houses in villages are a very popular buy. We greatly enjoyed the one that we used to live in. 
    I am a big fan of the green bleach and like you, found that it wasn’t necessary to boil things. Although I do use liquid soap flakes in the washing machine sometimes, I prefer to use an eco friendly laundry detergent for the cold washes. When hand washing in cool water I thought the soap flakes were a bit congealing and didn’t rinse out well. Now I use 20mls of detergent in a cup on top of clothes in the drum and 1 tablespoon of washing soda in the drawer. I am planning on having a go with the ivy leaves as I unfortunately have loads of it trying to engulf the house. Generally, I have found Nancy’s recipes to be really good. Also, I don’t have headaches or excessive sneezing like I have with commercial products. 
    It’s fantastic that you won’t have to make the long trek this Friday after all. 
  • MeandO
    MeandO Posts: 3,277 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Your house sounds like it's in an idyllic location Elisheba. The dawn chorus used to wake me up at a house we had a few years ago (as it did when I was a child) and I used to feel so lucky to hear that. Unfortunately we don't hear that many birds hear as we're quite close to a road, although we do see a lot of swifts and housemartins swooping about in the summer months.
    Mortgage @ 03/2019: £125,000, Now: £49,869.55
    Mortgage OP’s: £22,109.28
    SHTF pot: 500/1000
  • foxgloves
    foxgloves Posts: 12,850 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 18 January 2024 at 12:18PM
    It does sound as though you've moved to a lovely scenic place, @Elisheba, even though there are downsides like that commute to work. Our village has quite a lot of ex-council houses - 1950s/60s, I think, & they are quite sought after. They often tend to have larger rooms than new builds & are usually sturdily built with proper gardens. Ours is fairly similar in style, though 1930s red-brick, so  a little earlier, but I would have been happy to move into one of the ex-council ones. I think they are popular with buyers because they usually don't cost as much as the older 'character'-type village houses, so can facilitate access into village life without the impossibly high price tag which comes with a period property.
    I am enjoying reading about you setting up your new life there, particularly that, like myself, you are motivated by having a more sustainable lifestyle. We can often forget that the greenest purchase is the one we decide not to make at all, because we can either make-do & mend or repurpose something else. I always find it satisfying to be able to work out a no-spend solution. 
    F x
    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (46/100) 3) The Shrinking of Foxgloves 8.1kg/30kg

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
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