Interest Current Accounts

GTR_King

Thanks for that will look into it

see what DD I have and can swap arround etc

colsten

scgf wrote: »

You do make me laugh! You have nothing better to do than dredge up old posts - it's your strategy to try to destroy any argument with which you disagree. To answer your criticism it is completely acceptable for people to refine and develop how they feel about life. With age comes wisdom. A Buddhist who doesn't suggest a moral approach to others is a selfish Buddhist. There are those who are interested only in enlightenment for themselves.

Final comment from me on this: it's rather annoying, isn't it, when there's evidence for your hypocrisy. Regarding morals: as a self-respecting Buddhist, you wouldn't continuously tell others that they have no morals (e.g. "I don't know how you guys sleep at night" - although you appear to have deleted that now, thank you), and/or expect them to life by your self-created morals.

GTR_King

This is what i would get each month in Rewards
Natwest Reward £5 a month (£3 after fee) (2 DD £1,250 in)
Santander 1/2/3 Lite £4.88 a month (£3.88 after fee) (2 DD £50O in)
Halifax Reward £2 a month (2 DD £750 in) (Have Account)
Co-Op Everyday Rewards £4 each month (4 DD £800 in)
Barclays Blue Rewards £7 (£4 Fee) (2 DD £800 in) (Have Account)
TSB Classic Plus £3.66 (£500 in) (Have Account)

Live at home so Few DD's
My DD are
Cineworld Unlimited
O2
Virgin Media
Fitness First
Season Ticket (Football)

should I keep my Halifax Reward Account? or Switch it away? or Switch TSB Classic Plus (They changing account this year I think)

Still don't know what account is best

abz88

GTR_King wrote: »

So what would be better 1/2/3 Lite Or Natwest Reward?

or Should I just Keep my Halifax Reward Account open?

It depends how much you would make from 123 Lite, they have an online calculator that works it out based on your DDs. You will get more money back from CO-OP, Barclays and Natwest than with Halifax, but nothing stopping you have them all if you can get enough DD!

GTR_King

I am concerned that TSB taking away the 3% interest so wanna switch that account if that's the case.

Halifax Find Their Online Banking easy to use & Statements easy to read and like their mobile app. (Haven't been to branch since account has been open)

TSB Online banking has got worse and can't order statements online (like I used to before meltdown) have to ring up all the time or go to branch which I have been to a few times.

Could pay for PS+/Xbox Live via DD

Could switch TSB To Co-Op and find 4 DD to get Rewards

crumpetman

GTR_King wrote: »

I am concerned that TSB taking away the 3% interest so wanna switch that account if that's the case.

May as well wait and see if that happens before switching a useful account.

You can always open a donor account or two so you don't miss out on switching incentives.

GTR_King

I could do that... but had soo much trouble with TSB it made me want to leave and switch it to somewhere else,

Or keep TSB/Halifax but open Co-Op and find 4 Direct Debits?

YorkshireBoy

GTR_King wrote: »

TSB Online banking has got worse and can't order statements online (like I used to before meltdown) have to ring up all the time or go to branch which I have been to a few times.

What's the obsession with paper statements? I could (kind of) understand it for your main account, but all the other accounts seems unnecessary.

Could switch TSB To Co-Op and find 4 DD to get Rewards

One PO Savings account pulling a weekly DD will do the job.

GTR_King

As long as I can Order paper statements easily/get easy to read PDF’s online I am
happy with that.

So could Keep
TSB Classic Plus
Halifax Reward (Find 2 DD)
Open Co-Op (Find 4 DD)
Open Santander 1/2/3 lite or Natwest Reward (Move Mobile Phone & TV/Broadband DD)

That could wok but will have a think about what I wanna do unless anyone else got some Ideas

abz88 wrote: »

You will get more money back from CO-OP, Barclays and Natwest than with Halifax, but nothing stopping you have them all if you can get enough DD!

Don't think I could have all of them as don't have enough Direct Debits to make it work

abz88

GTR_King wrote: »

Don't think I could have all of them as don't have enough Direct Debits to make it work

What all DD's do you have? Do you have DDs set up for council tax and paying off the minimum on credit cards? There is also the option of setting up a savings account that accepts DD's and pay into it with them.