Regular Savings Accounts: The Best Currently Available List!

[Deleted User]

EachPenny wrote: »

If you know anywhere to put emergency cash that generates more than inflation then please let us know.

I don't. That's why I'm on here.

£12000 with Tesco and £1500 with TSB @ 3%, £2000 with Ford @ 4% and seven regular savers all paying 5%, currently £17,900 balance but obviously that fluctuates. The rest of my money is in ISA's with crap rates between 1.8% -2.5%. Oh and several grand with ATOM. That's it. Sadly I've not any more money to worry about but undoubtedly I've enough to see me through comfortably until the grim reaper calls so its not all bad.

Listen, I get it, this is a game like any other game, the winner is he/she who makes the most with the smallest effort. It's just that the top prize is more kudos than cash.

YorkshireBoy

Deleted_User wrote: »

The thing is, all these rates are pretty crap. I know they're better than nothing but I'm going to get £750 in under six months from switching two accounts to B-Bank and then on to NatWest. Compared to that sort of "profit" the stuff on this thread is just peanuts.

Did you mean to say "we"? Or did you find a way to get 2 YB/CB/B incentives and 2 NatWest incentives?

schiff

Rates are poor principally because of bank rate. Better rates would follow inflation. We wouldn't want too much of that.

Even with your legendary magical skills you can't change that

badger09

Deleted_User wrote: »

............

Listen, I get it, this is a game like any other game, the winner is he/she who makes the most with the smallest effort. It's just that the top prize is more kudos than cash.

Ta dah :T :rotfl:

YorkshireBoy wrote: »

.............

ColdIron

Deleted_User wrote: »

the winner is he/she who makes the most with the smallest effort

Would you characterise someone who made more money by applying moderate or more effort as a loser? This isn't a competition

[Deleted User]

YorkshireBoy wrote: »

Did you mean to say "we"? Or did you find a way to get 2 YB/CB/B incentives and 2 NatWest incentives?

Me & the wife in name only, shes not interested in "the game", took me a couple of years to convince her to change her account to First Direct to get the switch bonus. She'd drive you lot nuts, she has two accounts (she knows about), one giving no interest, the other 5% on £2500. She has a few grand in the one paying nothing and just a few hundred in the one where she gets interest. I tell her to move some over but she steadfastly refuses. Thing is, she's not that unusual. The daughter in-law also refuses to switch, she's had the same bank account for years which gives her nothing but she says "she's likes it and is used to it". In truth I reckon us lot on here are in the minority, the majority just can't be bothered.

[Deleted User]

ColdIron wrote: »

Would you characterise someone who made more money by applying moderate or more effort as a loser? This isn't a competition

No but it is a game or maybe a hobby?

If a man works one hour to earn £10 whilst another works 3 to earn £15, the latter has the most money but the former has the best pay rate.

xylophone

Me & the wife in name only,

Too much information?:D

schiff

Deleted_User wrote: »

No but it is a game or maybe a hobby?

For people of a certain age it can be a very enjoyable hobby in fact. It beats going down the day centre

Former_MSE_Andrea

Bump - if you still need it