Regular Savings Accounts: The Best Currently Available List!

Mee

FriendlyFoe wrote: »

Hi guys, didn't see it posted so thought I'd share.

Bank of Scotland and Halifax regular savers going from 2.0% to 2.5% on December 1st. Club Lloyds going back to 3% where it was in October.

About to do a forward roll until I spotted it's new accounts from 1/12/2017

In addition, new Monthly Saver and Club Monthly Saver accounts opened from 1st December onwards will receive a 0.5% increase to the current available rate.

Speculator

karlie88 wrote: »

Issue 4 is listed as a variable rate account here: http://www.leedsbuildingsociety.co.uk/_resources/pdfs/savings-pdfs/closed-account-pdfs/closed-rates.pdf

Finally received Leeds reply. I think she meant 0.50%, not 0.75%!

Hi Specky, thanks for your question. Issue 4 will get an increase. The underlying rate will be increasing from 0.25% to 0.75%. The bonus rate is unaffected. I hope this helps.

glider3560

Speculator wrote: »

Finally received Leeds reply. I think she meant 0.50%, not 0.75%!

Rather 0.50%, not 0.25%! :cool:

IanManc

Speculator wrote: »

Finally received Leeds reply. I think she meant 0.50%, not 0.75%!

Hi Specky, thanks for your question. Issue 4 will get an increase. The underlying rate will be increasing from 0.25% to 0.75%. The bonus rate is unaffected. I hope this helps.

According to the "Keyfacts" document for the Leeds RS Issue 4 the bonus is 1.8% and the underlying rate is 0.5%, so I think she meant "The underlying rate will be increasing by 0.25% to 0.75". That would mean the total rate increasing from 2.3% (0.5% + 1.8%) to 2.55% (0.75% + 1.8%).

I didn't realise that you were on such intimate terms with the Leeds that they would call you Specky. :rotfl:

welshmoneylover

I thought I had already posted this but can’t see it.
The principality building society have launched a 4% regular saver today.
There are conditions attached unfortunately but I thought it might be useful to some

schiff

IanManc wrote: »

I didn't realise that you were on such intimate terms with the Leeds that they would call you Specky. :rotfl:

If speculator wears spectacles I think that qualifies as an -ism.

TheShape

JamesRobinson48 wrote: »

Principality BS has just issued a new RS paying fixed 4.00% p.a., one year term, max £250 per month. Too bad it's "Only available to Members who’ve been with us for two years or more": I only became a member of this BS a few days ago!

welshmoneylover wrote: »

I thought I had already posted this but can’t see it.
The principality building society have launched a 4% regular saver today.
There are conditions attached unfortunately but I thought it might be useful to some

JamesRobinson48 appears to have made first mention (at least on this thread). Received my passbook yesterday.

soulsaver

Yorkshire BS add BoE base rate rise to variable rate accounts from Dec 14th...
So their Monthly Regular Saver will go to 2.00% pa, £500 PM for 2 years, 1w/d per annum - not a great rate, I know, but good(ish) in a years time - you can get £6.5k at 2% if no changes.

http://www.ybs.co.uk/index.html?cmpid=ppc-MICROSOFT-Brand-ybs&utm_source=bing&utm_medium=cpc&utm_campaign=Brand&utm_term=ybs&utm_content=YBS%20Exact

Speculator

soulsaver wrote: »

Yorkshire BS add BoE base rate rise to variable rate accounts from Dec 14th...
So their Monthly Regular Saver will go to 2.00% pa, £500 PM for 2 years, 1w/d per annum - not a great rate, I know, but good(ish) in a years time - you can get £6.5k at 2% if no changes.

http://www.ybs.co.uk/index.html?cmpid=ppc-MICROSOFT-Brand-ybs&utm_source=bing&utm_medium=cpc&utm_campaign=Brand&utm_term=ybs&utm_content=YBS%20Exact

Already discussed from post #6645

Also, N&P (part of YBS) have an identical account. so you can have one of each.

Open it quick before the N&P brand disappears.

edit: appears the N&P account must be opened at any Norwich & Peterborough branch

BeachNut

Assuming you’ve not made any withdrawals, anything in the T&Cs stopping you from closing a fixed rate RS and opening a new higher variable rate issue 9 straight away ?