Regular Savings Accounts: The Best Currently Available List!

Careful_ly

If you have already got a regular saver each then personally I wouldn't be trying to change the feeder account to joint part way through.
Is this because you both have the 123 accounts which you cannot justify due to the higher fee and lower interest? If so you could downgrade to the 123lite version.
Certainly nothing to stop you making one of your accounts joint for the future. You both need to visit a branch to do this and when I looked into this you needed to make an appointment.

Westie983

YAY, another two virgin accounts to add to my collection...

I have opened Issue 6 of the E Saver, but I noticed that there is no Key Product Information to download (I have them all saved on my laptop) but its there to download for the Issue 5 of the store version>

I wonder if it will appear, or if its just me, has any one else got or can view the KPI for the I6 Regular E Saver.

Just in time as HSBC matures next month, and I opened up a new Leeds and closed Issue 3, to bring me some extra funds to fund this habit I seem to have created for myself.

I must say I do like a maturing regular saver each month, I dont have to worry about finding funds to repay my maturing balance transfers.

11 Virgin RS is a little mad...

Westie983

Westie983

Does anyone have the Summary Box for Leeds Issue 4?

Just doing a tidy up of my documents and its the one I'm missing, and it has been replaced with Issue 5, I cant retrospectively find it...

Thanks in advance

Westie983

10_66

Careful_ly wrote: »

...If so you could downgrade to the 123lite version.
... You both need to visit a branch to do this and when I looked into this you needed to make an appointment.

You can do this over the phone (both parties present), no need to visit bank.

[Deleted User]

You can do it via personal message online, just did, instantaneous.

ctdctd

Westie983 wrote: »

Does anyone have the Summary Box for Leeds Issue 4?

Yes, but I can't attach it as a file. Here is what it says but the formatting will probably break!

Summary Box Key Product Information for our Savings Account(s) Account Name Regular Saver (Issue 4)
Interest rates (AERs)
Annual Interest 0.50% Gross*p.a./AER# (variable) excluding 1.80% conditional bonus 2.30% Gross*p.a./AER# (variable) including 1.80% conditional bonus
Tax Status
Interest will be paid gross, without the deduction of income tax. Payment of gross interest does not mean that interest you receive is exempt from tax. It is your responsibility to advise the appropriate tax authorities of any interest received.
Conditions for bonus payment
1.80% bonus payable annually on 31 August (commencing 31 August 2017) provided:  you make only one single payment of between £50 and £250 each month;  your account balance does not exceed £6,000 (excluding accrued interest); and  you only make one withdrawal per bonus period. The bonus period runs from 1 September to 31 August each year.
Withdrawal arrangements
Access is limited to one withdrawal of your capital investment during the bonus period, without notice or loss of interest subject to the minimum operating balance of £50 being maintained. If further withdrawals are required you will not qualify for a bonus in respect of that period.
Access
This account can be opened through any of our branches, via our website or by post and can be operated through any of our branches or by post. *

mgarl10024

Westie983 wrote: »

I have opened Issue 6 of the [Virgin] E Saver, but I noticed that there is no Key Product Information to download (I have them all saved on my laptop) but its there to download for the Issue 5 of the store version>

I couldn't find it either when I applied.

mhoc

Westie983 wrote: »

YAY, another two virgin accounts to add to my collection...

I have opened Issue 6 of the E Saver, but I noticed that there is no Key Product Information to download (I have them all saved on my laptop) but its there to download for the Issue 5 of the store version>

I wonder if it will appear, or if its just me, has any one else got or can view the KPI for the I6 Regular E Saver.

Just in time as HSBC matures next month, and I opened up a new Leeds and closed Issue 3, to bring me some extra funds to fund this habit I seem to have created for myself.

I must say I do like a maturing regular saver each month, I dont have to worry about finding funds to repay my maturing balance transfers.

11 Virgin RS is a little mad...

Westie983

and keeping the google calendar updated is another admin task it brings - maturity dates, interest payment dates, dates of any accounts that don't get funded on the 1st of the month ...

schiff

mhoc wrote: »

and keeping the google calendar updated is another admin task it brings - maturity dates, interest payment dates, dates of any accounts that don't get funded on the 1st of the month ...

And if you're retired it keeps you off the streets mugging old ladies

10_66

Deleted_User wrote: »

You can do it via personal message online, just did, instantaneous.

Interesting how they're still giving different advice; when I tried doing it via secure message, I received a reply to say it couldn't be done via messaging and to ring them instead.