Regular Savings Accounts: The Best Currently Available List!

Special_Saver2

Hi Everybody,

Here is this weekend's update.

- Darlington BS High Days & Holidays Bonus Saver withdrawn and removed from post 2
- Virgin Money Matchday Saver and E-Saver withdrawn and removed from post 7
- Chorley BS Children's Regular Saver (Issue 2) account interest rate dropped from 2.5% to 2% variable (updated in post 3)
- Chorley BS Chorley 12 Month Regular Saving Bond paying 2.5% on £500 per month for 12 months (variable interest rate but you can switch the account to another type if they drop the interest rate) added to post 3
- Chorley BS Members 12 Month Regular Saving Bond (same as account above but paying 2.75% to anybody who has held another account with Chorley BS for 12 months) added to post 3

I will do another update next weekend.

SS2

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For those new to this thread, the first few posts are constantly updated and are here: http://forums.moneysavingexpert.com/...=608697&page=1

Westie983

isasmurf wrote: »

Are you talking about branch issues? You're one behind on the online issues. In a situatition where you are running out of money to fund, I would fund later issues with money from earlier issues as at least you then know you will be getting 2.25% on that money for a couple of months longer. I would keep a little in the first RS as they talk about their being a loyalty account to transfer maturing funds into, and until we know the details of that account it might just be worth not completely emptying earlier issues of the RS.

I was talking issue 4 on branch RS as there is currently only been 3, and are hoping for 5 for online. I have each one that has been offered, but closed down the Matchsaver when Issue 3 branch was launched.

So now waiting to see if branch 4 is launched and online 5. ~ I have no plans to empty any issue, just wait for maturity.

I cant use the money from the earlier issues as they dont finish till the end of the year think Branch issue 1 pays interest in December and Issue 1 online is is October, so I will have funds when they mature.

That said I will have a maturing Lloyds, HSBC, Leeds (X2) and First Direct before they mature so it will balance out, will miss the 5%/6% interest, but its been a good run.

I am waiting for Chorley to receive my cheque and Ill add that one to my list, just as Lloyds finishes.

Westie983

ThriftyFelicity

colsten wrote: »

You might as well try and herd cats, that could be more rewarding.

You mean like this?

Westie983

Chorley BS, were very quick to open and send me the passbook, I received a verification call, and then the book was posted to me.

Very happy, I have also registered online access so I can see the account online on a read only access which is fine, and It reassures me that the faster payments I make have been received okay.

As others have said the information isn't too clear to understand so I rang them to find out if I could make multiple payments as long as it didn't max out the monthly amount of £500, I was told yes which is good, as it will be filled with money from maturing RS with Lloyds.

All in all I am impressed with the service from Chorley, I just hope that the rate remains the same, unlike Bucks, whom reduced theirs a month after I opened it.

I wait in hope and anticipation for the next RS to be launched.

Westie983

Special_Saver2

Hi Folks,

I cannot find anything that has changed for this weekend's update. I will do another update the weekend after next.

SS2

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For those new to this thread, the first few posts are constantly updated and are here: http://forums.moneysavingexpert.com/...=608697&page=1

EachPenny

Unless I've misread it, it appears the store version of Virgin's regular saver has moved on to issue 4 with a maturity date of 1 June 2018.

Just about to go to a branch so will find out for sure in a minute.

ColdIron

And the online Regular E-Saver Issue 5 has turned up
Fixed until 20th June 2018
Thank you Virgin

ashteadgirl

Appeared on website this afternoon
Regular E Saver Issue 5 £250 per month 2.25% :beer:

[Deleted User]

ashteadgirl wrote: »

Appeared on website this afternoon
Regular E Saver Issue 5 £250 per month 2.25% :beer:

Thanks. Just opened Regular E Saver Issue 5, paid in initial £250 by FP and set up SO for £250 from 1 June.

EachPenny

EachPenny wrote: »

Unless I've misread it, it appears the store version of Virgin's regular saver has moved on to issue 4 with a maturity date of 1 June 2018.

Just about to go to a branch so will find out for sure in a minute.

Just to confirm the store issue 4 is up and running - opened mine and already have it funded :j

Staff in the store were a little bit surprised to have a customer asking for it already, but no problems opening the account in their usual friendly and polite manner. I can thoroughly recommend Virgin Money for savings