Regular Savings Accounts: The Best Currently Available List!

Westie983

tg99 wrote: »

Not sure if been mentioned previously but phoned to open another M&S Reg Saver today and was told that I actually get 6% not the 5% I was expecting given I switched my current account to M&S pre (think she said 29th) Sep 2016. She said to ignore the account literature to follow in the post where it mentions the 5% as I would receive additional separate confirmation in the post that I will actually get 6%.

Did you get this persons name? just in case the additional separate confirmation never arrives?

I thought regular saver rates are based on opening dates?

tg99

Westie983 wrote: »

Did you get this persons name? just in case the additional separate confirmation never arrives?

I thought regular saver rates are based on opening dates?

That's what I thought so was surprised when she said 6%. She did explicitly read out information about the product which included this stuff re getting 6% not 5% so it didn't sound like it was someone who was making an error / got confused about the details. Didn't get her name but hopefully if any issue will have a call recording or log of who I spoke to in my customer details.

Westie983

tg99 wrote: »

That's what I thought so was surprised when she said 6%. She did explicitly read out information about the product which included this stuff re getting 6% not 5% so it didn't sound like it was someone who was making an error / got confused about the details. Didn't get her name but hopefully if any issue will have a call recording or log of who I spoke to in my customer details.

Could've been easily done if reading from the old T&C"s especially as its only just dropped to 5%... Just a thought.

tg99

Westie983 wrote: »

Could've been easily done if reading from the old T&C"s especially as its only just dropped to 5%... Just a thought.

But she read out at the same time the information to ignore the 5% in the literature which sounded like it was all part of the prepared product info they read you so doesn't seem to me like a case of her just using an old set of T&C.

ratechaser

Westie983 wrote: »

It doesn't mature, its an ongoing account till they decide to pull it in favour of issue 4, 31st October is when the interest is paid, you continue to fund the account as normal, till otherwise told.

I have held issue 3 since February 2015.

Westie983

I've got the issue 3 - can I have an issue 4 as well? Wasn't previously high on my priority list at 2.3%, but right now it's starting to look a bit more attractive!

tg99

ratechaser wrote: »

I've got the issue 3 - can I have an issue 4 as well? Wasn't previously high on my priority list at 2.3%, but right now it's starting to look a bit more attractive!

Yep I recently opened the 4 to add to my existing 3.

Westie983

ratechaser wrote: »

I've got the issue 3 - can I have an issue 4 as well? Wasn't previously high on my priority list at 2.3%, but right now it's starting to look a bit more attractive!

Yes you can, I opened 4 when it was launched, and now have both books running along each other, with Bucks as well, all the other regular savers are online only,

Looking forward to seeing this months interest.

Westie983

schiff

alternate wrote: »

Does anyone have the details for making BACS deposits to Leeds Building Soc Regular Saver?

I am sure it has been asked and answered before but it is a long thread to check and the LBS site has nothing.

Thanks

40-27-15 with your account number as the reference.

Speculator

My Saffron BS 3.5% regular matures 4th Nov but you are allowed early closure without penalty.

Therefore, I will close it next Monday and reopen a new one @ 3.5% in case they withdraw it or lower the interest at the end of this month. I will transfer £200 from the matured balance to the new a/c and pay the remainder into my 123.

Another bonus is that I will have a balance of £400 on 1st Nov.

Shame I can't do the same with my Nationwide Flexclusive Reg.

ratechaser

Excellent, thank you both. I am lucky in that I'm nowhere near Leeds, but they just happen to have a branch nearby (same deal with the Nottingham).

Missed the Bucks one by the looks of it...