Regular Savings Accounts: The Best Currently Available List!

Special_Saver2

Hi Folks,

I have completed this weekend's update for the first page of this thread.

- Nationwide FlexDirect account entry in post 9 updated to include a note that posters on pages 225 and 226 of this thread report that despite the terms and conditions, they have been able to continue getting 5% on this account after 12 months by downgrading and upgrading the account
- TSB Classic Plus account (post 9) entry updated to show this will pay 3% interest on £1,500 from 4th January 2017
- Lloyds Bank Club Lloyds current account (post 9) entry updated to show this account will pay 2% interest on £1 - £5,000 from 8th January 2017
- Ipswich BS Smart Save (Issue 2) account moved from post 2 back to post 4 as I understand from AlwaysLearnin in post 4462 that the 2.5% bonus interest is only paid on the last 12 months of deposits at the anniversary date with amounts from prior years only getting the basic 0.25% interest

Many thanks to all the forum users who have provided useful information throughout the week.

I will do another update the weekend after next.

SS2

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For those new to this thread, the first few posts are constantly updated and are here: http://forums.moneysavingexpert.com/...=608697&page=1

badger09

Special_Saver2

Re Nationwide Flexdirect 5%, see my post 81 here. No downgrade/upgrade necessary.

https://forums.moneysavingexpert.com/discussion/5424775

alternate

Does anyone have the details for making BACS deposits to Leeds Building Soc Regular Saver?

I am sure it has been asked and answered before but it is a long thread to check and the LBS site has nothing.

Thanks

mgarl10024

alternate wrote: »

Does anyone have the details for making BACS deposits to Leeds Building Soc Regular Saver?

I am sure it has been asked and answered before but it is a long thread to check and the LBS site has nothing.

Thanks

http://www.leedsbuildingsociety.co.uk/_resources/pdfs/savings-pdfs/GIC_web.pdf

Faster Payment, BACS, Standing Order, CHAPS and IMO,
quoting sort code 40-27-15, account number 12440040 and
your Account number.

Just checked and those are the details I use.

alternate

thx for that

JamesRobinson48

Please, has anyone heard yet from Leeds Building Society the terms (if any) that it will offer for continuing subscriptions to their 3rd Issue RS, which matures on 31st October?

badger09

JamesRobinson48 wrote: »

Please, has anyone heard yet from Leeds Building Society the terms (if any) that it will offer for continuing subscriptions to their 3rd Issue RS, which matures on 31st October?

No.

But as it is a non fixed term account, I will continue to pay in £250 per month:)

glider3560

JamesRobinson48 wrote: »

Please, has anyone heard yet from Leeds Building Society the terms (if any) that it will offer for continuing subscriptions to their 3rd Issue RS, which matures on 31st October?

It doesn't mature on 31st October - that is simply when interest gets paid. You can keep paying money in after that. In previous editions, the Leeds regular savers have accepted new money for much longer then 12 months.

Westie983

JamesRobinson48 wrote: »

Please, has anyone heard yet from Leeds Building Society the terms (if any) that it will offer for continuing subscriptions to their 3rd Issue RS, which matures on 31st October?

It doesn't mature, its an ongoing account till they decide to pull it in favour of issue 4, 31st October is when the interest is paid, you continue to fund the account as normal, till otherwise told.

I have held issue 3 since February 2015.

Westie983

tg99

Not sure if been mentioned previously but phoned to open another M&S Reg Saver today and was told that I actually get 6% not the 5% I was expecting given I switched my current account to M&S pre (think she said 29th) Sep 2016. She said to ignore the account literature to follow in the post where it mentions the 5% as I would receive additional separate confirmation in the post that I will actually get 6%.