Regular Savings Accounts: The Best Currently Available List!

badger09

Deleted_User wrote: »

I opened my account yesterday and paid £250 by faster payment. I've set up monthly standing order for £250 from 1 October 2016 to 1 October 2017, inclusive, so should pay in 14 X £250 before maturity.

Westie983 wrote: »

I have joined this club, too, and done the same as you, £250 a month from 1st October, and £250 transferred once the account was opened.

I opened mine yesterday and transferred 'test' payment of £10 from Santander 123. Seeing Virgin account online today, with £10 safely arrived, I transferred another £240 then tried to set up a SO from 1st October.

I kept getting error message about a technical fault, told to try again later or phone an 0845 number. Eventually phoned, to find the phone number had changed over a year ago and that the 'technical error' was because Santander do not allow SOs to be started on a non working day:cool:

A note to this effect would have saved me some frustration, a wasted phone call to an obsolete number, and no doubt reduce some of the calls to Santander.

Just don't get me started on the Barclaycard app and 'chocolate teapot' attributes of some of their call centre staff:mad::mad:

[Deleted User]

broju wrote: »

Reducing from 2% to 1.75% on 1st October 2016

Can you advise where/how you know of this? It's not mentioned (so far as I can see) on the Bucks BS website and I haven't had a letter (yet). Maybe you've seen a branch notice or an advert in a Bucks local paper?

Vortigern

badger09 wrote: »

I tried to set up a SO from 1st October.

I kept getting error message about a technical fault, told to try again later or phone an 0845 number. Eventually phoned, to find the phone number had changed over a year ago and that the 'technical error' was because Santander do not allow SOs to be started on a non working day.

While they certainly don't process standing orders on non-working days, they do allow you to set them up. I specified monthly payments on the 1st on each month starting 1/10/16. The SO was accepted, but the first payment will be on 3/10/16 as expected.

I have occasionally seen this 'technical error' on Santander, but usually I retry the transaction immediately, and it works.

schiff

badger09 wrote: »

... the 'technical error' was because Santander do not allow SOs to be started on a non working day

I've started four or five SOs on October 1st from a Santander account in the last few weeks. No reaction from them in my case.

arsenalboy

Deleted_User wrote: »

Can you advise where/how you know of this? It's not mentioned (so far as I can see) on the Bucks BS website and I haven't had a letter (yet). Maybe you've seen a branch notice or an advert in a Bucks local paper?

I had a letter dated 23rd Sept.

badger09

Vortigern wrote: »

While they certainly don't process standing orders on non-working days, they do allow you to set them up. I specified monthly payments on the 1st on each month starting 1/10/16. The SO was accepted, but the first payment will be on 3/10/16 as expected.

I have occasionally seen this 'technical error' on Santander, but usually I retry the transaction immediately, and it works.

I tried 4 or 5 times and got the same error each time, hence my phone call.

schiff wrote: »

I've started four or five SOs on October 1st from a Santander account in the last few weeks. No reaction from them in my case.

If you've both managed to start one on 1/10/16, its odd that the CS person told me that was the reason for the error.

Just tried to change the date from 3rd to 1st, and it reverted to 1 November:( Changed back to 3rd, and I'll amend it next week.

[Deleted User]

I've had a lot of problems recently setting up SO's from Santander 123. More often than not I get the error message and have to start again, re-entering the details. Sometimes it gives me the error message before the OTP bit; other times I get the OTP sent but then the error message comes up after entering the OTP and I have to start all over again.

However, I doubt that the explanation is the one given by the CS person. I have opened several RS's in September, setting up SO's for the 1st of the month starting October. That is a Saturday, so the October payment won't go until the 3rd, but I have been able to set them up after several attempts. Likewise I have had the error message trying to set up one's starting on 12 October, which is a weekday.

[Deleted User]

arsenalboy wrote: »

I had a letter dated 23rd Sept.

Thanks for this info. My letter hasn't arrived yet.

broju

I too had a letter dated 23.09.16

karlie88

MSE news article stating that FD and HSBC are cutting their reg savers to 5% from tomorrow.

M&S has cut it from today.

Was expecting a bigger blow to be honest...

http://www.moneysavingexpert.com/news/savings/2016/09/regular-savers-rates-cut