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Regular Savings Accounts: The Best Currently Available List!

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  • Issue 1 pays 5%, issue 2 pays 3%
  • Ashen
    Ashen Posts: 593 Forumite
    Part of the Furniture 500 Posts Name Dropper
    Does anyone know if it's possible to open a Bank of Scotland Regular Saver online without having to get a BoS login? (I use a Halifax login which shows my BoS current accounts).
  • 10_66
    10_66 Posts: 3,462 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Ashen wrote: »
    Does anyone know if it's possible to open a Bank of Scotland Regular Saver online without having to get a BoS login? (I use a Halifax login which shows my BoS current accounts).


    Have you tried to log into the BoS site with your Halifax log in details? I don't know whether you can still do this, but mine are both the same.
  • Ashen
    Ashen Posts: 593 Forumite
    Part of the Furniture 500 Posts Name Dropper
    10_66 wrote: »
    Have you tried to log into the BoS site with your Halifax log in details? I don't know whether you can still do this, but mine are both the same.
    Thanks, unfortunately not here - just tried and it doesn't get past the first login page.
  • 10_66
    10_66 Posts: 3,462 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    In that case you'll either have to wait until you've registered for online banking with BoS or ring them.
  • Westie983
    Westie983 Posts: 5,215 Forumite
    Tenth Anniversary 1,000 Posts I've been Money Tipped! Name Dropper
    Leeds issue 4 all opened, I also have a issue 3 and no issues, so now to spread my money about, after filling up the 6% and 5% ones.
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    Seventh Anniversary 500 Posts Name Dropper
    edited 9 September 2016 at 9:02PM
    Westie983 wrote: »
    Leeds issue 4 all opened, I also have a issue 3 and no issues, so now to spread my money about, after filling up the 6% and 5% ones.

    Ditto. Issue 4 (2.30% variable) opened and first month funded, running with Issue 3 (3.05% variable) opened in June 2016.

    I don't expect that this fortunate situation will continue for too long. I understand that Leeds BS has form for dropping the rate on the older edition of its RS.

    I've also opened the following in the last two weeks:-

    Halifax RS 2% £250pcm
    Bank of Scotland MS 2% £250pcm
    Principality BS RS 2% £500pcm
    Buckinghamshire BS Simple RS 2% £250pcm (now pulled)
    Lloyds Monthly Saver 2% £250pcm (additional to existing Club Lloyds MS)
    Yorkshire BS MS 1.75% £500pcm

    All being drip fed from Santander 123 in anticipation to closing.
  • EarthBoy
    EarthBoy Posts: 3,213 Forumite
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    I don't expect that this fortunate situation will continue for too long. I understand that Leeds BS has form for dropping the rate on the older edition of its RS.

    Or even for closing them altogether. Early last year they closed both the original Regular Saver, and issue 2, and transferred everybody to an instant access account.


    https://forums.moneysavingexpert.com/discussion/5161218

    https://forums.moneysavingexpert.com/discussion/5158890
  • Westie983
    Westie983 Posts: 5,215 Forumite
    Tenth Anniversary 1,000 Posts I've been Money Tipped! Name Dropper
    EarthBoy wrote: »
    Or even for closing them altogether. Early last year they closed both the original Regular Saver, and issue 2, and transferred everybody to an instant access account.


    https://forums.moneysavingexpert.com/discussion/5161218

    https://forums.moneysavingexpert.com/discussion/5158890

    Yes I heard this about Leeds, so going to fund it as much as I can as I opened it March 2015 so its been running for over a year plus the interest so ill keep going.

    I have also opened the Buckinghamshire one, have a FD maturing in a week so hopefully I can get it again at 6% before it too drops, but knowing my luck it will, but I have HSBC to fall back on and Lloyds at 6% and 4% respectively.
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • adindas
    adindas Posts: 6,856 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    broju wrote: »
    '
    Lloyds Monthly Saver 2% on £250pm
    Frogletina wrote: »
    I have the 4% one and the 2% one. This is my second year of running them both.

    frogletina

    Thank to both broju and Frogletina
    I managed to open 2%MS a few minutes ago. It is now running together with my previous MS, the 4%MS.
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