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Regular Savings Accounts: The Best Currently Available List!

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  • Frogletina
    Frogletina Posts: 3,914 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    adindas wrote: »
    Already have one with 4% with £400 monthly and is still running until April 2017. Wonder if they allow people to have two RSAs of different issues

    I have the 4% one and the 2% one. This is my second year of running them both.

    frogletina
    Not Rachmaninov
    But Nyman
    The heart asks for pleasure first
    SPC 8 £1567.31 SPC 9 £1014.64 SPC 10 # £1164.13 SPC 11 £1598.15 SPC 12 # £994.67 SPC 13 £962.54 SPC 14 £1154.79 SPC15 £715.38 SPC16 £1071.81⭐⭐⭐⭐⭐⭐⭐⭐⭐Declutter thread - ⭐⭐🏅
  • Westie983
    Westie983 Posts: 5,215 Forumite
    Tenth Anniversary 1,000 Posts I've been Money Tipped! Name Dropper
    Frogletina wrote: »
    I have the 4% one and the 2% one. This is my second year of running them both.

    frogletina

    Lloyds do you mean? how did you open the second one, as when you are logged on its already knows you have one?
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • Frogletina
    Frogletina Posts: 3,914 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Westie983 wrote: »
    Lloyds do you mean? how did you open the second one, as when you are logged on its already knows you have one?

    I had the Lloyds Monthly Saver account when I had the Lloyds Vantage account. When I changed my account to the Club Lloyds account I was in the branch and the Club Lloyds Monthly saver was opened at the same time.

    Looking back, I was at first told I could not have the two accounts but the assistant made enquires and said that it was ok to have the two regular savers. I've just renewed them both when they have matured.

    frogletina
    Not Rachmaninov
    But Nyman
    The heart asks for pleasure first
    SPC 8 £1567.31 SPC 9 £1014.64 SPC 10 # £1164.13 SPC 11 £1598.15 SPC 12 # £994.67 SPC 13 £962.54 SPC 14 £1154.79 SPC15 £715.38 SPC16 £1071.81⭐⭐⭐⭐⭐⭐⭐⭐⭐Declutter thread - ⭐⭐🏅
  • Westie983 wrote: »
    Lloyds do you mean? how did you open the second one, as when you are logged on its already knows you have one?

    Yes. I opened both online too. No problem at all.
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    Seventh Anniversary 500 Posts Name Dropper
    edited 7 September 2016 at 11:49AM
    According to the Scottish Building Society website, the rate on their Regular Saver will drop from 2% variable to 1.3% variable on 4 October 2016.


    If you are seeking better homes for your Santander 123 money via regular saver accounts, it's not worth opening this one.
  • colsten
    colsten Posts: 17,597 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    Yes. I opened both online too. No problem at all.

    What sort of accounts are you talking about? As you can't open a second Club Lloyds Monthly Saver if you already have one.
    club.jpg
  • Frogletina
    Frogletina Posts: 3,914 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    colsten wrote: »
    What sort of accounts are you talking about? As you can't open a second Club Lloyds Monthly Saver if you already have one.
    club.jpg

    It's the monthly saver - the bottom one on the list which gives you 2%
    Not Rachmaninov
    But Nyman
    The heart asks for pleasure first
    SPC 8 £1567.31 SPC 9 £1014.64 SPC 10 # £1164.13 SPC 11 £1598.15 SPC 12 # £994.67 SPC 13 £962.54 SPC 14 £1154.79 SPC15 £715.38 SPC16 £1071.81⭐⭐⭐⭐⭐⭐⭐⭐⭐Declutter thread - ⭐⭐🏅
  • I've just opened a Lloyds Monthly Saver today. Pays 2% fixed for a year on £250 per month. I opened a Club Lloyds Monthly Saver in June, paying 4% fixed for a year (now 3% fixed) on £400 pcm. It seems that you can have both. The qualifying criteria for the Monthly Saver is that you have a Lloyds current account, not necessarily the Club Lloyds current account, but it could be.
  • Westie983
    Westie983 Posts: 5,215 Forumite
    Tenth Anniversary 1,000 Posts I've been Money Tipped! Name Dropper
    Leeds book came back in todays post, just waiting now for Leeds to receive my application form and cheque for the Issue 4 Regular Saver...

    Think I may have to start using the 2% regular savers, as I have FD, and Nationwide maturing in the next few months,
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
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