Regular Savings Accounts: The Best Currently Available List!

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  • fun4everyone
    fun4everyone Posts: 2,340 Forumite
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    veryintrigued wrote: »
    You're wrong

    OK cheers I don't have that account anyway so shouldn't open my mouth will edit my post
  • Steve_xx
    Steve_xx Posts: 6,976 Forumite
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    fun4everyone wrote: »
    I think you might be ng.

    Once a year passes only money added in the last 12 months qualifies for that years bonus interest payment, taking the rate up to 3.05%. The rest gets only something pitiful. I find it highly unlikely this leeds lot have an account that allows huge balances to build up paying 3.05% on the whole lot. I suggest you clarify it with them
    You are incorrect.
  • fun4everyone
    fun4everyone Posts: 2,340 Forumite
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    And OK I might be wrong if its taken to talking about leeds but my post was referring to a different account I have, which I didn't name, so I don't see how it can be said that its wrong.
  • veryintrigued
    veryintrigued Posts: 3,843 Forumite
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    adindas wrote: »

    I think you underestimate the value of indefinite 3.05% instead of only for one year.

    I don't - hence why I gave you the N&P example which is also VARIABLE (you're missing this variable point).

    I'd much rather be guaranteed a rate (and higher deposits) for 12 months...
  • colsten
    colsten Posts: 17,597 Forumite
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    Amongst the noise about Leeds BS, I almost missed that the Club Lloyds Monthly Saver is now 3% AER for new savers. Many thanks to whoever posted this first.
  • oysteroyster
    oysteroyster Posts: 54 Forumite
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    Grrr my Lloyds monthly saver matured today and I was just about to open another when I spotted this. Boooo! Already got a TSB, First Direct, Santander and M&S Monthly Saver - where to go next...
  • fun4everyone
    fun4everyone Posts: 2,340 Forumite
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    oysteroyster wrote: »
    Grrr my Lloyds monthly saver matured today and I was just about to open another when I spotted this. Boooo! Already got a TSB, First Direct, Santander and M&S Monthly Saver - where to go next...

    Nationwide?
  • oysteroyster
    oysteroyster Posts: 54 Forumite
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    fun4everyone wrote: »
    Nationwide?

    Yeah, it had crossed my mind. I closed my Nationwide FlexDirect Current Account after the interest dropped, but that was over 12 months ago, so it's probably time to open and new one and take advantage of the CA interest, as well as the monthly saver. Thanks!
  • Special_Saver2
    Special_Saver2 Posts: 1,410 Forumite
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    Hi Everybody,

    I have completed this weekend's update for the first page of this thread.

    I have updated the interest rate on the Club Lloyds Monthly Saver to 3%.

    I will do another update next weekend.

    SS2
    For those new to this thread, the first few posts are constantly updated and are here: http://forums.moneysavingexpert.com/...=608697&page=1
  • steve65e
    steve65e Posts: 154 Forumite
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    It looks like Dudley regular saver 3 has closed.

    Regular saver 4 only pays 1.5%
This discussion has been closed.
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