Regular Savings Accounts: The Best Currently Available List!

moi

badger09 wrote: »

Me too

Me three Touch-wood it will be ok.

info_addict

Applied for the BHS 2 yesterday and hopefully will sit alongside my BHS ISA.

Question is - which account do you recommend for drip feeding the BHS 2 from?

The best I could find was either the Nationwide Loyalty Saver (which I also applied for yesterday, will get the top rate as well over 15 years membership) or to use my balances from TSB Enhance accounts from November 4th when the interest rate drops. Both are 1.5%. Monmouthshire is no good, as only 4 withdrawals and I've already used one.

Anything better that I've overlooked?

Barney1954

moi wrote: »

Me three Touch-wood it will be ok.

I opened Issue 2 of the Newcastle BS Big Home Saver on May 20 and I've made four deposits, the forth interest payment was added on September 20. The amount of interest appears to be correct and the account is operating as expected.

Snowbelle

info_addict wrote: »

Applied for the BHS 2 yesterday and hopefully will sit alongside my BHS ISA.

Question is - which account do you recommend for drip feeding the BHS 2 from?

The best I could find was either the Nationwide Loyalty Saver (which I also applied for yesterday, will get the top rate as well over 15 years membership) or to use my balances from TSB Enhance accounts from November 4th when the interest rate drops. Both are 1.5%. Monmouthshire is no good, as only 4 withdrawals and I've already used one.

Anything better that I've overlooked?

How were you intending to drip feed from the Nationwide as I thought this particular account had to be operated in branch unless you have a Nationwide current account to transfer funds into first.

info_addict

I have 3 dormant FlexDirect accounts that are still there after the 5% reached the 12 months period.

Newly_retired

Just back from Nottingham where I have opened the 3.1% regular saver! and was also just in time to get the Special Saver at 5%!
I thought it had closed.
You would need to be within reach of a branch and get an appointment before the end of the week to be in time.

s71hj

Is it possible for a couple to have 3 of these - 1 joint then one each in sole names. Thanks

bowlhead99

s71hj wrote: »

lloyds 4% regular saver
Is it possible for a couple to have 3 of these - 1 joint then one each in sole names. Thanks

The terms and conditions say

"You can only have one Account in either your sole name or held jointly. "

So, it is better to have two separate ones than just the one joint. But you can't have two separate ones AND one joint.

http://www.lloydsbank.com/savings/club-lloyds-monthly-saver.asp

BigBelly

If I open a First Direct Regular Savings Account on, say, 15th October, with £300 when is the next date I can deposit £300? 15th November or 1st November?

noh

15th November.
You have no control over the date of the second and subsequent payments as the SO is set up by them and the date cannot be changed.