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Regular Savings Accounts: The Best Currently Available List!

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  • IanIan
    IanIan Posts: 70 Forumite
    edited 21 September 2014 at 9:46AM
    The website says that this account is now closed to new savers.

    http://www.theholmesdale.co.uk/savings/products/2102-regular-saver-issue-2/


    Oops. Just noticed they have an issue 3, which pays 2% -

    http://www.theholmesdale.co.uk/savings/products/2103-regular-saver-issue-3/
  • badger09
    badger09 Posts: 11,596 Forumite
    Part of the Furniture 10,000 Posts Name Dropper

    As for this weekend's update, I have added to my entry on the Newcastle BS Big Home Saver that Barney1954 and bristolleedsfan report being able to open issue 2 in addition to issue 1.

    Me too - applied online 15/9 and it appeared online 17/9. Fully funded 17/9. I'll report back when ;) interest is paid
  • moi
    moi Posts: 1,029 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    badger09 wrote: »
    Me too
    Me three :) Touch-wood it will be ok.
  • info_addict
    info_addict Posts: 293 Forumite
    edited 21 September 2014 at 12:18PM
    Applied for the BHS 2 yesterday and hopefully will sit alongside my BHS ISA.

    Question is - which account do you recommend for drip feeding the BHS 2 from?

    The best I could find was either the Nationwide Loyalty Saver (which I also applied for yesterday, will get the top rate as well over 15 years membership) or to use my balances from TSB Enhance accounts from November 4th when the interest rate drops. Both are 1.5%. Monmouthshire is no good, as only 4 withdrawals and I've already used one.

    Anything better that I've overlooked?
  • moi wrote: »
    Me three :) Touch-wood it will be ok.

    I opened Issue 2 of the Newcastle BS Big Home Saver on May 20 and I've made four deposits, the forth interest payment was added on September 20. The amount of interest appears to be correct and the account is operating as expected. :)
  • Applied for the BHS 2 yesterday and hopefully will sit alongside my BHS ISA.

    Question is - which account do you recommend for drip feeding the BHS 2 from?

    The best I could find was either the Nationwide Loyalty Saver (which I also applied for yesterday, will get the top rate as well over 15 years membership) or to use my balances from TSB Enhance accounts from November 4th when the interest rate drops. Both are 1.5%. Monmouthshire is no good, as only 4 withdrawals and I've already used one.

    Anything better that I've overlooked?
    How were you intending to drip feed from the Nationwide as I thought this particular account had to be operated in branch unless you have a Nationwide current account to transfer funds into first.
  • I have 3 dormant FlexDirect accounts that are still there after the 5% reached the 12 months period.
  • Just back from Nottingham where I have opened the 3.1% regular saver! and was also just in time to get the Special Saver at 5%!
    I thought it had closed.
    You would need to be within reach of a branch and get an appointment before the end of the week to be in time.
  • s71hj
    s71hj Posts: 631 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Is it possible for a couple to have 3 of these - 1 joint then one each in sole names. Thanks
  • bowlhead99
    bowlhead99 Posts: 12,295 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Post of the Month
    s71hj wrote: »
    lloyds 4% regular saver
    Is it possible for a couple to have 3 of these - 1 joint then one each in sole names. Thanks
    The terms and conditions say

    "You can only have one Account in either your sole name or held jointly. "

    So, it is better to have two separate ones than just the one joint. But you can't have two separate ones AND one joint.

    http://www.lloydsbank.com/savings/club-lloyds-monthly-saver.asp
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