Regular Savings Accounts: The Best Currently Available List!

ColdIron

bellagirl69 wrote: »

When I tried to apply it said my account wasn't eligible?

I got that message when I tried in on TSB (same as BOS?)
Try actually clicking into your account and try from there rather than from the front page, worked for me

Hominu

bellagirl69 wrote: »

Bank of Scotland have a 3% regular saver but I am confused!!

It's quite confusing. I opened the 3% regular saver with them and once opened, it said it was a 2%.

lemonjelly

My Lloyds RS is still saying 2%.
I rang them today to find out why it hasn't been updated. Apparently it is an error for all accounts opened w/c 23/9/13. Lloyds are allegedly looking to get the upgrade fixed & they assure me (via phone) 3% will be payable on the account.

Worryingly, they could give no time scale for this. I was told it takes as long as it takes...

Gaffy

bellagirl69 wrote: »

Bank of Scotland have a 3% regular saver but I am confused!!

I have just opened a basic current account with them with Vantage attached to get the 3% on 5K. I looked around the site and discovered the regular saver with the stipulation that you must hold a current account to apply.
When I tried to apply it said my account wasn't eligible?

As I said I am confused by this, I must be missing something here?

I got the same message so I just phoned them up and they opened it straight away.

I've now got the 3% Monthly Saver for BOS, TSB and Lloyds, it's just a shame that the Halifax version is only 2%.

someone

Special_Saver2 wrote: »

Perhaps you can hold one account per issue?

That use to be the case but they stopped that when rates where dropping.

innovate

Gaffy wrote: »

I've now got the 3% Monthly Saver for BOS, TSB and Lloyds, it's just a shame that the Halifax version is only 2%.

Is this all new money you are saving, or are you drip feeding from another account? If the latter, wouldn't you get a better return in a straight-forward instant access savings account?

Mr_K

I really wouldn't worry. The difference between 2 & 3% on a Regular Saver is the difference between diddly squat and diddly squat.

Vortigern

innovate wrote: »

Is this all new money you are saving, or are you drip feeding from another account? If the latter, wouldn't you get a better return in a straight-forward instant access savings account?

The 3% regular savers are fixed for 12 months, so I suppose drip-feeding from a 3% current account provides a little protection against the rate falling in the feeder account.

Archi_Bald

I am having terrible trouble with these Lloyds / BoS / TSB monthly savers:

BoS: says I have no qualifying accounts, even though I have had more than one Vantage for some time, so they wouldn't let me apply online. I called them but gave up after waiting for over 20 minutes for a "savings advisor"

Lloyds: I could open the account online and it showed instantly. But I was then unable to set up the SO for it and had to call them to do it for me. I think we may have to wait for an overnight update if we want to set up the SOs ourselves.

TSB: like BoS, said I had no qualifying accounts. That's not so, I have an Enhance or two. I called them and had to endure about 10 minutes of a script, then they said my local Branch had run out of account numbers (!), but they could let me have the Monthly Saver if I was happy with another sort code. Zzzzz. Yes of course, just give me the !!!!!!! account and let me get on with my life. Of course this is not what I said to the girl reading the script.... The account is apparently now open and the SO set up but they said I will have to wait for 24-48 hours before it shows online.

Not sure I'll have the strength to try the BoS one again.............

Gaffy

innovate wrote: »

Is this all new money you are saving, or are you drip feeding from another account? If the latter, wouldn't you get a better return in a straight-forward instant access savings account?

I've literally got every current and savings account going (30+) ranging from 6% to 2.5% all instant access, what's left is in a 1.7% account so I just transfer money from there to any new savings account that appears.