Regular Savings Accounts: The Best Currently Available List!

Milarky

premierfella wrote: »

The last time (when they changed their minds about cutting the bonus) they stated that they were relying on their general terms and the scope to vary the terms and conditions. I'd also be interested in seeing some account specific terms, but I suspect the silence here indicates that they don't exist (other than some waffle in an account leaflet, which presumably must have existed).

Very revealing. It appears from this R-points thread from 2009 that they rolled back a previous cut to the bonus four years ago! They were indeed vague as to what it all meant. My position - that the bonus still forms an account-specific term - seems to be backed up here.

[I'll call the Beverley on Thursday when they are open again.]

lemonjelly

Special_Saver2 wrote: »

Norwich & Peterborough BS Gold Savings Account

Interest rate: 5% gross p.a. fixed
Monthly payment: £20-£250
Miss any payments: No
Penalty-free withdrawals: No early withdrawals at all and cannot close the account early











Age of applicant: Not stated
How to open account: In branch or by telephone

Special conditions: Must also open a Gold Current Account and fund this with at least £500 per month. After 12 months the money is transferred into an Easy Plus account. Can only hold one Gold Savings account ever. Can move money manually from Gold Current account using online banking. The Gold Current account offers free cash machine withdrawals and debit card transactions overseas.

Can I ask, do others have this account?









Am I correct in assuming that there is no interest paid on the accompanying gold account? If so, are people sweeping the £250 out each month to else where, leaving a token £1 in the non-interest earning account?

someone

Just applied for the N&P Gold Current Account. Has anyone had any issues with applying? Mine said based on the information provided they will need to undertake some extra checks and this may take 2 working days ...

gwyn1_2

lemonjelly wrote: »

Special_Saver2 wrote: »

Norwich & Peterborough BS Gold Savings Account

Am I correct in assuming that there is no interest paid on the accompanying gold account? If so, are people sweeping the £250 out each month to else where, leaving a token £1 in the non-interest earning account?

I pay £500 in every month to gold current account and then transfer it immediately back out. (maintaining £1 in the account).

Have just posted the application for the Gold Regular Savings account, will do as above, though only transfer £250 straight back out, the other £250 I will transfer into the Saver account.

jiggy2

Can I ask, do others have this account?









Am I correct in assuming that there is no interest paid on the accompanying gold account? If so, are people sweeping the £250 out each month to else where, leaving a token £1 in the non-interest earning account?

£250 into Gold Savings account (5%) and £250 in e-Family Regular saver (5%). No token £1 left in the current account,

house_help

Buckinghamshire BS Chiltern Gold Builder (Issue 2)

Interest rate: 3.5% gross p.a. variable from 26th April 2010
Monthly payment: £25-£250 (fixed amount, must be the same amount as the opening deposit)
Miss any payments: No
Penalty-free withdrawals: Yes, one per calendar year (1st January to 31st December)
Age of applicant: Not stated
How to open account: Post (freepost address)
Special conditions: Only one Gold Builder account (any issue) per customer is permitted. Transfers are not permitted from existing Buckinghamshire Building Society accounts.

This has been replaced with issue 3 paying 3% - http://www.bucksbs.co.uk/investments/product_details.asp?id=131

premierfella

Bucks BS communicated via December newsletter that they had changed the restriction on monthly deposits that previously limited them to the opening deposit amount. The monthly deposit amount can now be changed, on request, in January for the 6old Builder accounts (which I have taken advantage of to bump up to the £250 maximum).

andy.m_2

I am confused, I opened a Saffron BS regular saver in November.
I am neither an existing member nor the family of one.

ctdctd

andy.m wrote: »

I am confused, I opened a Saffron BS regular saver in November.
I am neither an existing member nor the family of one.

See post 2000 - looks like they added the restrictions in December!

HTH

andy.m_2

in by the skin of my teeth then!