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1 brick at a time

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  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Your doing so well and still got plenty more days to find the rest 😁
    Mortgage started 2020, aiming to clear 31/12/2029.
  • longway2go
    longway2go Posts: 1,006 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Your doing so well and still got plenty more days to find the rest 😁
    Thank you I can't believe that I have managed this much tbh. I never thought I would hit 1 weeks interest ket alone 2. I am finding it really motivating to post and countdown to my target. I don't think I would have got this far if I hadn't set targets. 
    Mortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming
  • South_coast
    South_coast Posts: 5,895 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    You've inspired me to think of it as a count-down rather than a count-up as well 😀 I've got £32.46 to find now (although secretly hoping for another £4.00 so I can treat my car to a wash!)
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • savingholmes
    savingholmes Posts: 28,974 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi - you are doing really well. Great challenge. Enjoy your time off.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • longway2go
    longway2go Posts: 1,006 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    20.09 paid from surveys today plus 7.97 TT, which makes 152.24 survey/research money and 13.82 TT for this month. I OP a min of 382.29 each month bringing my total for the month to 548.35 which I am so pleased with.

    The monthly shuffle is due and currently having a think about this. I will report back when monthly interest is added so I can see the month on month change.
    Enjoy your Bank Holiday. 
    Onwards and downwards. 

    Mortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming
  • Grogged
    Grogged Posts: 866 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    That is an amazing achievement, a 50% uplift! Well done 
    I'd celebrate with a cheeky £1.65 just to round it off.🍾
    ATB,
    G
    If it's not adding up, compound it!
  • longway2go
    longway2go Posts: 1,006 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Grogged said:
    That is an amazing achievement, a 50% uplift! Well done 
    I'd celebrate with a cheeky £1.65 just to round it off.🍾
    ATB,
    G
    Thank you, you twisted my arm. Payment made :-):smile:
    Mortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming
  • longway2go
    longway2go Posts: 1,006 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Still to do the money shuffle as been away for a few days but wanted to report in survey money of 38.35 to start the month off, going to aim for 2 weeks interest from survey money 147.68 during September as I know I have another 30 pending.
    Back with money shuffle and monthly round up figures soon.
    Onwards and downwards. 
    Mortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming
  • That's a great start to the month 🤗
    Mortgage started 2020, aiming to clear 31/12/2029.
  • longway2go
    longway2go Posts: 1,006 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Money shuffle done and a min OP made to the mortgage of 395.06, which includes money from a DD we have been able to ditch.
    I have done a very quick calculation and think I will have a balance of around 144,390 when interest added and payments so far considered... So very close to 144k which is officially 10% paid which is equivalent to my living room. I must not get 2 ahead of myself but I am very pleased with the progress we are making. When official figures in I will update my signature. 
    Mortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming
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