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1 brick at a time
Comments
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Your doing so well and still got plenty more days to find the rest 😁Mortgage started 2020, aiming to clear 31/12/2029.4
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Thank you I can't believe that I have managed this much tbh. I never thought I would hit 1 weeks interest ket alone 2. I am finding it really motivating to post and countdown to my target. I don't think I would have got this far if I hadn't set targets.MovingForwards said:Your doing so well and still got plenty more days to find the rest 😁Mortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming4 -
You've inspired me to think of it as a count-down rather than a count-up as well 😀 I've got £32.46 to find now (although secretly hoping for another £4.00 so I can treat my car to a wash!)Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!3 -
Hi - you are doing really well. Great challenge. Enjoy your time off.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.3K Equity 36.55%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £30.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 35.5/£127.5K target 27.8% 14/11/25
(If took bigger lump sum = 62K or 48.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.1K updated 14/11/251 -
20.09 paid from surveys today plus 7.97 TT, which makes 152.24 survey/research money and 13.82 TT for this month. I OP a min of 382.29 each month bringing my total for the month to 548.35 which I am so pleased with.
The monthly shuffle is due and currently having a think about this. I will report back when monthly interest is added so I can see the month on month change.
Enjoy your Bank Holiday.
Onwards and downwards.
Mortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming4 -
That is an amazing achievement, a 50% uplift! Well done
I'd celebrate with a cheeky £1.65 just to round it off.🍾
ATB,
GIf it's not adding up, compound it!3 -
Thank you, you twisted my arm. Payment made :-):smile:Grogged said:That is an amazing achievement, a 50% uplift! Well done
I'd celebrate with a cheeky £1.65 just to round it off.🍾
ATB,
GMortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming3 -
Still to do the money shuffle as been away for a few days but wanted to report in survey money of 38.35 to start the month off, going to aim for 2 weeks interest from survey money 147.68 during September as I know I have another 30 pending.
Back with money shuffle and monthly round up figures soon.
Onwards and downwards.Mortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming4 -
That's a great start to the month 🤗Mortgage started 2020, aiming to clear 31/12/2029.3
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Money shuffle done and a min OP made to the mortgage of 395.06, which includes money from a DD we have been able to ditch.
I have done a very quick calculation and think I will have a balance of around 144,390 when interest added and payments so far considered... So very close to 144k which is officially 10% paid which is equivalent to my living room. I must not get 2 ahead of myself but I am very pleased with the progress we are making. When official figures in I will update my signature.Mortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming4
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