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2020 - 'Nothing in your life will change until you make the decision to change'

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Comments

  • jwil
    jwil Posts: 22,007 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    As long as you keep an eye on it you'll be fine. It's when it gets left and people just keep paying that it can be a problem. 
    Yes, definitely.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,007 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today's PADs done.  Round down to the savings, and £1 to the mortgage.  Still no sign of my car insurance payment coming out, hopefully that will be gone in the next day or so.

    I got up early to get on with work, to try and clear as much as possible today.  I've made a good start already!.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,007 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today's PADs done.  £1 each to savings and mortgage.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • savingholmes
    savingholmes Posts: 28,974 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sounds like a peaceful Christmas at least. 
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • jwil
    jwil Posts: 22,007 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sounds like a peaceful Christmas at least. 
    beanielou said:
    Sounds like a lovely Christmas   :) xx
    Yes, I'm looking forward to it. :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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