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2020 - 'Nothing in your life will change until you make the decision to change'

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  • jwil
    jwil Posts: 22,197 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I hope you have a better day tomorrow Jwil. Everyone is under a lot of stress and anxiety at the moment.

    It's good that you got your shopping done 🙂.
    Thank you :)  Not so grumpy today so far :lol:

    Sorry your leg is hurting you - are you just on pain relief or have the docs suggested anything that could help?
    I haven't been to the docs about it, I think I injured it during aqua aerobics one time. Dr google suggests groin strain.  I will keep trying with the exercise and then when everything settles down, will see a doc then if it continues.  It's just painful when I open the leg (right hand one) and uncomfortable sometimes.  

    Glad the shopping trip went better this time, hope your feeling brighter today xx
    Thank you, feeling a bit better today :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • savingholmes
    savingholmes Posts: 29,034 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    The robin watching sounds very therapeutic. I've enjoyed playing spot the bird / wildlife at home too although our cat and dog take turns chasing stuff away!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £172.5K Equity 36.11%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.6K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.4/£127.5K target 24.6% 1/9/25
    (If took bigger lump sum = 53.3K or 41.8%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
    (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £4.8K updated 29/7/25
  • Glad you're feeling better today 🙂. It's lovely when birds nest in your garden 🦅.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • jwil
    jwil Posts: 22,197 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad you're feeling better today 🙂. It's lovely when birds nest in your garden 🦅.
    Thank you, yes it is lovely!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Looks like your keeping busy Jwil and the fledgling is very cute.
    Happy Easter xx
  • jwil
    jwil Posts: 22,197 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Looks like your keeping busy Jwil and the fledgling is very cute.
    Happy Easter xx
    Thank you, you too :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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