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2020 - 'Nothing in your life will change until you make the decision to change'
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beanielou said:Amazingly we have a new charity shop opening here soon."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee5
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I've so missed charity shops. Mooching in one with a friend, finding a little gem or a good book then going to a coffee shop for a natter. It is the little things...
It is great you have Cornwall to look forward toIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720255 -
doingitanyway said:I've so missed charity shops. Mooching in one with a friend, finding a little gem or a good book then going to a coffee shop for a natter. It is the little things...
It is great you have Cornwall to look forward to"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
I phoned the window company today and they should be calling me next week to do the garage window and also measure up and order the kids bedroom window. Finally we might make some progress (if they do call back).
Not having much luck with the electrician or someone else we approached about doing something else. Why is it so hard"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4 -
jwil said:I phoned the window company today and they should be calling me next week to do the garage window and also measure up and order the kids bedroom window. Finally we might make some progress (if they do call back).
Not having much luck with the electrician or someone else we approached about doing something else. Why is it so hardNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.055 -
abba1772 said:jwil said:I phoned the window company today and they should be calling me next week to do the garage window and also measure up and order the kids bedroom window. Finally we might make some progress (if they do call back).
Not having much luck with the electrician or someone else we approached about doing something else. Why is it so hard"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4 -
I hope your window man turns up. We've booked our regular builder in to re-render and paint the house, but they can't do the job until March 2022, so we need to be very patient! All contractors seem to be super busy at the moment. Probably because everyone is spending on home improvements instead of going on holiday. Also our plumber said people weren't getting him in to do jobs during lockdown as they were nervous about having someone in the house, so there must be a backlog of jobs that people are booking in now.
I miss charity shops and coffee shops too. I couldn't care less about pubs and not too bothered about restaurants, but I miss my book bargains and my coffee 😂 .
Good news that your books are wanted by the buying sites.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS4 -
Paid £13 off the mortgage this morning with survey money and have also redeemed £5 amazon voucher too. I've still been doing my PADs every day, so it's creeping downwards slowly.
DH took the kids out on the dog walk this morning and little miss has come back with a scrape all down her leg from falling over. I've used up some gauze to cover it up, but it looks painful poor thing.
Just done an order for summer school uniform, mostly for little miss. Little jwil seems to grow less, and I overbought for him last year."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4 -
HairyHandofDartmoor said:I hope your window man turns up. We've booked our regular builder in to re-render and paint the house, but they can't do the job until March 2022, so we need to be very patient! All contractors seem to be super busy at the moment. Probably because everyone is spending on home improvements instead of going on holiday. Also our plumber said people weren't getting him in to do jobs during lockdown as they were nervous about having someone in the house, so there must be a backlog of jobs that people are booking in now.
I miss charity shops and coffee shops too. I couldn't care less about pubs and not too bothered about restaurants, but I miss my book bargains and my coffee 😂 .
Good news that your books are wanted by the buying sites.
No I'm not bothered about restaurants and pubs, but it's nice to have a browse occasionally.
I appreciate everyone is busy and I wouldn't mind being put on a waiting list to have the work done, it's just they say they will get in touch and don't, or don't reply to messages, or don't turn up when they say they will. That's annoying and frustrating. If they don't want the work, they should just say so from the start!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee5 -
jwil said:
I appreciate everyone is busy and I wouldn't mind being put on a waiting list to have the work done, it's just they say they will get in touch and don't, or don't reply to messages, or don't turn up when they say they will. That's annoying and frustrating. If they don't want the work, they should just say so from the start!
Hope you get it sorted soon...If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720255
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