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Jubilant January's NSD Challenge!

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  • Hi
    Please could I join this challenge with a target of 18 - I’m possibly being a bit ambitious but I’ll see how this month goes and it’ll give me an idea for next month. I won’t include direct debits and usual outgoings such as kids school dinners etc
    Good luck everyone
  • Hi,
    Can I join and aim for 15 NSDs in January please? I made it to 11 in December and a few of those were Christmas related spends so I'm hoping that 15 is achievable.
    Thanks

    https://forums.moneysavingexpert.com/discussion/6086606/debt-free-by-23/p1

    True LBM, December 2019 = £32934. Current Debt = £12762. 1% Challenge = 61.1%. #51 3-6 Month EF Challenge = £1200/£6000



  • CJRyder
    CJRyder Posts: 238 Forumite
    Fifth Anniversary 100 Posts Mortgage-free Glee! Photogenic
    Hi there! May I join with a target of 16 NSDs for January please?
    Mortgage free by 33 - (21/07/22 - 32 years and a bit...)

    Most DIY problems can be solved by a combination of spanner, pliers, screwdriver, Allan key and a blade. (Hold it, twist it, cut it!) Very occasionally industrial language, a hammer and an adhesive may need to be added to the mix. (Curse it, hit it, patch it!)
  • ttomo
    ttomo Posts: 38 Forumite
    10 Posts First Anniversary
    😀 my 1st NSD I managed it. My 10 year old is itching to spend Christmas money so may be foiled tomorrow but today is a victory.
    #25 Saving for XMAS 2021 £1 a day: £75/£365
    PADBX 2021: #44 £3383/£3382 Debt free 6/7/21
  • cathybird
    cathybird Posts: 15,648 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 2 January 2020 at 12:14PM
    January

    LZ5ioOG.gif = off to a start!

    vyphs1D.gif = five days

    lCX2j2w.gif = 10 days

    FIOOeVG.gif = 15 days

    PN3GTFT.gif = 20 days
    0ChlWEJ.gif = target reached

    wwkLBRV.gif = target beaten


    January targets


    AbundantBudget 10

    beanielou 15
    bestlifenow 1/20 LZ5ioOG.gif

    borollan
    cathybird 1/15 LZ5ioOG.gif

    CJRyder 16
    delta13 1/12 LZ5ioOG.gif
    doingitanyway 1/20 LZ5ioOG.gif

    Donkids22

    Dottles1

    Fivenations 15

    Glitterbaby 20

    Happy Monday 18

    HattersFan 1/15 LZ5ioOG.gif

    Honeysucklelou2 11

    Ivysmom 1/10 LZ5ioOG.gif

    MidsHollie 15

    Munchin 15
    Optimistic Saver 1/20 LZ5ioOG.gif

    Pennydrops 18

    Purplemumof2
    savequidalot 1/18 LZ5ioOG.gif

    Saver.The.Taste 17
    scotmumof3 1/31 LZ5ioOG.gif

    shopaholicnumber1

    SpekySquarehead

    SSDD23 1/20 LZ5ioOG.gif

    Thistimearound 12

    Tryingtosave29 18

    Ttomo 1/10 LZ5ioOG.gif

    :j ALL WELCOME TO JOIN!! :j
  • cathybird
    cathybird Posts: 15,648 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    My first forum post and first ever challenge.

    Calmed down my spending last year and saved 9K, need to get another few K together to buy a house. My biggest issue is buying stuff here and there (often whilst at work nipping out to get a brew!) so NSD challenge will help for sure.

    January I am aiming for 18 NSD!

    1 down, 17 to go :)

    Welcome savequidalot :) :wave: Happy New Year and good luck with the challenge and your savings goal re the house! :) Yay to this being your first ever challenge, I really hope it helps. :) Well done on the NSD! :) :T:T
  • cathybird
    cathybird Posts: 15,648 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I've just worked out between 01 Feb 19 and 31st Dec I used my debit card 1110 times. ONE THOUSAND ONE HUNDRED AND TEN TIMES.

    That is RIDIDCULOUS!

    Good luck on the rest of the month, i hope this is done every month? :)


    That is a lot :eek: I wonder how often I've used mine? I'll try to work it out! That's a good question. :) Yes the challenge runs every month. :)
  • cathybird
    cathybird Posts: 15,648 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi
    Please could I join this challenge with a target of 18 - I’m possibly being a bit ambitious but I’ll see how this month goes and it’ll give me an idea for next month. I won’t include direct debits and usual outgoings such as kids school dinners etc
    Good luck everyone


    Welcome Tryingtosave29 :) :wave:, Happy New Year and good luck with the challenge! :)
  • cathybird
    cathybird Posts: 15,648 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    MidsHollie wrote: »
    Hi,
    Can I join and aim for 15 NSDs in January please? I made it to 11 in December and a few of those were Christmas related spends so I'm hoping that 15 is achievable.
    Thanks

    Welcome MidsHollie! :) :wave: Happy New Year and good luck with the challenge :) Getting to 11 NSDs in December is pretty good, well done with that. :)
  • cathybird
    cathybird Posts: 15,648 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    CJRyder wrote: »
    Hi there! May I join with a target of 16 NSDs for January please?

    Welcome CJRyder :) :wave: Happy New Year and good luck with the challenge! Everyone's going for pretty high targets this month, it's great. :)
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