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Jubilant January's NSD Challenge!
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Hi
Please could I join this challenge with a target of 18 - I’m possibly being a bit ambitious but I’ll see how this month goes and it’ll give me an idea for next month. I won’t include direct debits and usual outgoings such as kids school dinners etc
Good luck everyone0 -
Hi,
Can I join and aim for 15 NSDs in January please? I made it to 11 in December and a few of those were Christmas related spends so I'm hoping that 15 is achievable.
Thankshttps://forums.moneysavingexpert.com/discussion/6086606/debt-free-by-23/p1
True LBM, December 2019 = £32934. Current Debt = £12762. 1% Challenge = 61.1%. #51 3-6 Month EF Challenge = £1200/£6000
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Hi there! May I join with a target of 16 NSDs for January please?Mortgage free by 33 - (21/07/22 - 32 years and a bit...)
Most DIY problems can be solved by a combination of spanner, pliers, screwdriver, Allan key and a blade. (Hold it, twist it, cut it!) Very occasionally industrial language, a hammer and an adhesive may need to be added to the mix. (Curse it, hit it, patch it!)0 -
😀 my 1st NSD I managed it. My 10 year old is itching to spend Christmas money so may be foiled tomorrow but today is a victory.#25 Saving for XMAS 2021 £1 a day: £75/£365
PADBX 2021: #44 £3383/£3382 Debt free 6/7/210 -
January
= off to a start!
= five days
= 10 days
= 15 days
= 20 days
= target reached
= target beaten
January targets
AbundantBudget 10
beanielou 15
bestlifenow 1/20
borollan
cathybird 1/15
CJRyder 16
delta13 1/12
doingitanyway 1/20
Donkids22
Dottles1
Fivenations 15
Glitterbaby 20
Happy Monday 18
HattersFan 1/15
Honeysucklelou2 11
Ivysmom 1/10
MidsHollie 15
Munchin 15
Optimistic Saver 1/20
Pennydrops 18
Purplemumof2
savequidalot 1/18
Saver.The.Taste 17
scotmumof3 1/31
shopaholicnumber1
SpekySquarehead
SSDD23 1/20
Thistimearound 12
Tryingtosave29 18
Ttomo 1/10
:j ALL WELCOME TO JOIN!! :j0 -
savequidalot wrote: »My first forum post and first ever challenge.
Calmed down my spending last year and saved 9K, need to get another few K together to buy a house. My biggest issue is buying stuff here and there (often whilst at work nipping out to get a brew!) so NSD challenge will help for sure.
January I am aiming for 18 NSD!
1 down, 17 to go
Welcome savequidalot:wave: Happy New Year and good luck with the challenge and your savings goal re the house!
Yay to this being your first ever challenge, I really hope it helps.
Well done on the NSD!
:T:T
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savequidalot wrote: »I've just worked out between 01 Feb 19 and 31st Dec I used my debit card 1110 times. ONE THOUSAND ONE HUNDRED AND TEN TIMES.
That is RIDIDCULOUS!
Good luck on the rest of the month, i hope this is done every month?
That is a lot :eek: I wonder how often I've used mine? I'll try to work it out! That's a good question.Yes the challenge runs every month.
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Tryingtosave29 wrote: »Hi
Please could I join this challenge with a target of 18 - I’m possibly being a bit ambitious but I’ll see how this month goes and it’ll give me an idea for next month. I won’t include direct debits and usual outgoings such as kids school dinners etc
Good luck everyone
Welcome Tryingtosave29:wave:, Happy New Year and good luck with the challenge!
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MidsHollie wrote: »Hi,
Can I join and aim for 15 NSDs in January please? I made it to 11 in December and a few of those were Christmas related spends so I'm hoping that 15 is achievable.
Thanks
Welcome MidsHollie!:wave: Happy New Year and good luck with the challenge
Getting to 11 NSDs in December is pretty good, well done with that.
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