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Jubilant January's NSD Challenge!
Comments
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January
= off to a start!
= five days
= 10 days
= 15 days
= 20 days
= target reached
= target beaten
January targets
beanielou 15
bestlifenow 1/20
borollan
cathybird 1/15
CJRyder 16
delta13 1/12
doingitanyway 1/20
Donkids22
Dottles1
Fivenations 15
Glitterbaby 20
Happy Monday 18
HattersFan 15
Honeysucklelou2 11
Ivysmom 10
MidsHollie 15
Munchin 15
Optimistic Saver 1/20
Pennydrops 18
Purplemumof2
savequidalot 1/18
scotmumof3 1/31
shopaholicnumber1
SpekySquarehead
SSDD23 20
Thistimearound 12
Tryingtosave29 18
Ttomo 10
:j ALL WELCOME TO JOIN!! :j0 -
Happy new year to everyone.
Thanks for the thread, cathybird.
Hoping for a nsd day today to start the year as I mean to go on.
bln x0 -
bestlifenow wrote: »Happy new year to everyone.
Thanks for the thread, cathybird.
Hoping for a nsd day today to start the year as I mean to go on.
bln x
Yay bestlifenow! I'm hoping for an NSD today too, in fact may as well commit myself to it as there's nothing I especially need, so it's 1/15.
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Allowing myself a spend day to start the month to pick up some bits and pieces I need to alleviate any need for spending later in the week or month, mostly just want to get a bunch of flowers for my Nan when I visit her today, to start off my "20 nice surprised for people close to me" challenge for the year, my grandad has dementia so I know it's probably on her mind that this is another year where things are going to be tough, so want to do something to make her smile
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That's a lovely thing to do, SSDD23! My stepdad has dementia which is so horrible for him and so very difficult for my mum, too. So, I am sure your Nan will appreciate seeing you. :A
I am going to commit to a NSD today, as although I need some milk (for his nibs, our hungry cat), I am going to use my Co-op points to buy it. And NOT be tempted by anything else. So 1/20 to welcome in the New Year.March 26:
MBNA 6,130 - 0% Feb 28
HAL 10,125.91 - 0% Jul 27
BL 320 - Ends Jul 26
Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
⬇️ to pay down by Oct 27
NSD March 15/22
Make 2026 in 2026:
173.01/2,026
Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats
Savings accounts:
Co-op 273.01/3,000
Principality 600/1,200
FD 2,000/2,000
Santander Saver 400/2,400
Lloyds 800/4,800
Cahoot 50/3,000
Invest 349.93
🏆 ⬆️ Total: £4,472.94
Mortgage: £54,048.730 -
Happy New Year everyone.
I am claiming my first NSD today as I will be staying in cleaning and organising
1/31 NSDIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 1400/1000
Buffer fund 100/100
Debt Free (again) 25/07/20250 -
Hi all
Dropped in and out through last year but going to fully commit this time, please can I be put down for 17 days with exceptions being direct debits and post office as I have to go there most days for work!
Good luck to everyone and happy new yearJanuary Grocery Challenge £71.51/£150.00 48% spent!
February Grocery Challenge £79.83/£112 71% spent!
March Grocery Challenge £0.00/£93.00 0% spent!
Save 2022 £2305.210 -
Allowing myself a spend day to start the month to pick up some bits and pieces I need to alleviate any need for spending later in the week or month, mostly just want to get a bunch of flowers for my Nan when I visit her today, to start off my "20 nice surprised for people close to me" challenge for the year, my grandad has dementia so I know it's probably on her mind that this is another year where things are going to be tough, so want to do something to make her smile

SSDD23, that is a really lovely thing to do for your nan, especially on a rather cold and grey January day!
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Optimistic_Saver wrote: »That's a lovely thing to do, SSDD23! My stepdad has dementia which is so horrible for him and so very difficult for my mum, too. So, I am sure your Nan will appreciate seeing you. :A
I am going to commit to a NSD today, as although I need some milk (for his nibs, our hungry cat), I am going to use my Co-op points to buy it. And NOT be tempted by anything else. So 1/20 to welcome in the New Year.
Great stuff on the NSD Optimistic Saver
:T:T
Sorry to hear about your stepdad though - that does sound difficult for your mum and the family xx0 -
doingitanyway wrote: »Happy New Year everyone.
I am claiming my first NSD today as I will be staying in cleaning and organising
1/31 NSD
Well done doingitanyway
:j:j 0
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