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Jubilant January's NSD Challenge!

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  • cathybird
    cathybird Posts: 15,648 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 1 January 2020 at 11:12PM
    January

    LZ5ioOG.gif = off to a start!

    vyphs1D.gif = five days

    lCX2j2w.gif = 10 days

    FIOOeVG.gif = 15 days

    PN3GTFT.gif = 20 days
    0ChlWEJ.gif = target reached

    wwkLBRV.gif = target beaten


    January targets

    beanielou 15
    bestlifenow 1/20 LZ5ioOG.gif

    borollan
    cathybird 1/15 LZ5ioOG.gif

    CJRyder 16
    delta13 1/12 LZ5ioOG.gif
    doingitanyway 1/20 LZ5ioOG.gif

    Donkids22

    Dottles1

    Fivenations 15

    Glitterbaby 20

    Happy Monday 18

    HattersFan 15

    Honeysucklelou2 11

    Ivysmom 10

    MidsHollie 15

    Munchin 15
    Optimistic Saver 1/20 LZ5ioOG.gif

    Pennydrops 18

    Purplemumof2
    savequidalot 1/18 LZ5ioOG.gif
    scotmumof3 1/31 LZ5ioOG.gif

    shopaholicnumber1

    SpekySquarehead

    SSDD23 20

    Thistimearound 12

    Tryingtosave29 18

    Ttomo 10

    :j ALL WELCOME TO JOIN!! :j
  • Happy new year to everyone.

    Thanks for the thread, cathybird.

    Hoping for a nsd day today to start the year as I mean to go on.

    bln x
  • cathybird
    cathybird Posts: 15,648 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Happy new year to everyone.

    Thanks for the thread, cathybird.

    Hoping for a nsd day today to start the year as I mean to go on.

    bln x


    Yay bestlifenow! I'm hoping for an NSD today too, in fact may as well commit myself to it as there's nothing I especially need, so it's 1/15. :)
  • Allowing myself a spend day to start the month to pick up some bits and pieces I need to alleviate any need for spending later in the week or month, mostly just want to get a bunch of flowers for my Nan when I visit her today, to start off my "20 nice surprised for people close to me" challenge for the year, my grandad has dementia so I know it's probably on her mind that this is another year where things are going to be tough, so want to do something to make her smile :)
  • That's a lovely thing to do, SSDD23! My stepdad has dementia which is so horrible for him and so very difficult for my mum, too. So, I am sure your Nan will appreciate seeing you. :A

    I am going to commit to a NSD today, as although I need some milk (for his nibs, our hungry cat), I am going to use my Co-op points to buy it. And NOT be tempted by anything else. So 1/20 to welcome in the New Year.
    From Jan 25:
    4,419.92-1,957.50
    4,538-3,260
    3,240.18-3,240.18
    BL 1,900-1,120
    Total: 12,182.91-9,577.68
    🏆 ⬇️ by £2,605.23

    NSD July 4/18
    #58 1p: 226.97/667.95 212/365
    #18 52: 1,063.89/1,378 27/52
    #32 Make 2025: 941.31/2,025
    #20 12k: 5,145.85/5,000

    Vin 86.50
    YG YL 100
    Prol SB 311.81
    Bank 364.32
    Quid 100.03
    Ched 49.77
    Snap 20
    Books 4.02

    Monzo 2,232.17
    TSB 700/2,700
    FD 1,100/3,500
    Atom 200
    Prin 600/1,224.74
    Invest 313.68
    🏆 ⬆️ Total: £5,145.85

    Trading: £793.73
    Mortgage: £58,471.88
  • Happy New Year everyone.
    I am claiming my first NSD today as I will be staying in cleaning and organising
    1/31 NSD
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • Hi all

    Dropped in and out through last year but going to fully commit this time, please can I be put down for 17 days with exceptions being direct debits and post office as I have to go there most days for work!

    Good luck to everyone and happy new year
    January Grocery Challenge £71.51/£150.00    48% spent!
    February Grocery Challenge £79.83/£112        71% spent!
    March Grocery Challenge £0.00/£93.00           0% spent!


    Save 2022    £2305.21
  • cathybird
    cathybird Posts: 15,648 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    SSDD23 wrote: »
    Allowing myself a spend day to start the month to pick up some bits and pieces I need to alleviate any need for spending later in the week or month, mostly just want to get a bunch of flowers for my Nan when I visit her today, to start off my "20 nice surprised for people close to me" challenge for the year, my grandad has dementia so I know it's probably on her mind that this is another year where things are going to be tough, so want to do something to make her smile :)


    SSDD23, that is a really lovely thing to do for your nan, especially on a rather cold and grey January day!
    HSZqlGI.gifHSZqlGI.gif
  • cathybird
    cathybird Posts: 15,648 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    That's a lovely thing to do, SSDD23! My stepdad has dementia which is so horrible for him and so very difficult for my mum, too. So, I am sure your Nan will appreciate seeing you. :A

    I am going to commit to a NSD today, as although I need some milk (for his nibs, our hungry cat), I am going to use my Co-op points to buy it. And NOT be tempted by anything else. So 1/20 to welcome in the New Year.


    Great stuff on the NSD Optimistic Saver :) :T:T


    Sorry to hear about your stepdad though - that does sound difficult for your mum and the family xx
  • cathybird
    cathybird Posts: 15,648 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Happy New Year everyone.
    I am claiming my first NSD today as I will be staying in cleaning and organising
    1/31 NSD

    Well done doingitanyway :) :j:j
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