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Jubilant January's NSD Challenge!

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  • cathybird
    cathybird Posts: 15,648 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi all

    Dropped in and out through last year but going to fully commit this time, please can I be put down for 17 days with exceptions being direct debits and post office as I have to go there most days for work!

    Good luck to everyone and happy new year

    Welcome back Saver.The.Taste :wave: :) and well done on NSD number 1 :) :j:j
  • delta13
    delta13 Posts: 322 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    I am committing to and claiming today as an NSD! Shops aren't open and I'm working later today anyway, so can't be tempted out.

    So it's 1/12 for me :)
    Save £12k in 2022 = £3705.97/ £7,500 (49%)
    Save £12k in 2021 #76 = £11,857.21/ £10,000 (118%)


  • cathybird
    cathybird Posts: 15,648 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    delta13 wrote: »
    I am committing to and claiming today as an NSD! Shops aren't open and I'm working later today anyway, so can't be tempted out.

    So it's 1/12 for me :)


    Fantastic stuff delta13 :) :j:j :)
  • Happy New year everyone. Was planning on a NSD, but decided to get a top up shop today to save me later in this week. I popped in to Home Bargains and B and M, always get my tinned stuff and cleaning products from there I always find it so much cheaper than anywhere else.

    Thursday and Friday will definitely be NSD, no plans to go anywhere other than work. It’s running club, but I decided to include that as planned spends so it doesn’t derail me from a NSD! If I’m lucky might also squeeze in a NS weekend, but we will see!

    Good luck everyone x
  • scotmumof3
    scotmumof3 Posts: 1,951 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Happy New Year everyone :beer:
    Thanks Cathybird for the lovely shiny new thread :T
    Declaring NSD number 1 today :)
    Debt free as of 29.10.2020 🎉😁
    SPC #73 Feb NSD 0/20
  • cathybird
    cathybird Posts: 15,648 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Happy New year everyone. Was planning on a NSD, but decided to get a top up shop today to save me later in this week. I popped in to Home Bargains and B and M, always get my tinned stuff and cleaning products from there I always find it so much cheaper than anywhere else.

    Thursday and Friday will definitely be NSD, no plans to go anywhere other than work. It’s running club, but I decided to include that as planned spends so it doesn’t derail me from a NSD! If I’m lucky might also squeeze in a NS weekend, but we will see!

    Good luck everyone x


    Go Happy Monday, well done on your bargain buys :) :j
  • cathybird
    cathybird Posts: 15,648 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    scotmumof3 wrote: »
    Happy New Year everyone :beer:
    Thanks Cathybird for the lovely shiny new thread :T
    Declaring NSD number 1 today :)

    Well done scotmumof3 :) :j:j:T
  • My first forum post and first ever challenge.

    Calmed down my spending last year and saved 9K, need to get another few K together to buy a house. My biggest issue is buying stuff here and there (often whilst at work nipping out to get a brew!) so NSD challenge will help for sure.

    January I am aiming for 18 NSD!

    1 down, 17 to go :)
    NSD (Jan) 2/18
  • My first forum post and first ever challenge.

    Calmed down my spending last year and saved 9K, need to get another few K together to buy a house. My biggest issue is buying stuff here and there (often whilst at work nipping out to get a brew!) so NSD challenge will help for sure.

    January I am aiming for 18 NSD!

    1 down, 17 to go :)

    Hello savequidalot - I am in a very similar position to you, re needing to avoid non-essential spending. I only joined this thread last month and already it has helped me heaps. Good luck with the rest of January's spends. And well done on your first NSD today!! :T
    From Jan 25:
    4,419.92-1,957.50
    4,538-3,260
    3,240.18-3,240.18
    BL 1,900-1,120
    Total: 12,182.91-9,577.68
    🏆 ⬇️ by £2,605.23

    NSD July 4/18
    #58 1p: 226.97/667.95 212/365
    #18 52: 1,063.89/1,378 27/52
    #32 Make 2025: 941.31/2,025
    #20 12k: 5,145.85/5,000

    Vin 86.50
    YG YL 100
    Prol SB 311.81
    Bank 364.32
    Quid 100.03
    Ched 49.77
    Snap 20
    Books 4.02

    Monzo 2,232.17
    TSB 700/2,700
    FD 1,100/3,500
    Atom 200
    Prin 600/1,224.74
    Invest 313.68
    🏆 ⬆️ Total: £5,145.85

    Trading: £793.73
    Mortgage: £58,471.88
  • I've just worked out between 01 Feb 19 and 31st Dec I used my debit card 1110 times. ONE THOUSAND ONE HUNDRED AND TEN TIMES.

    That is RIDIDCULOUS!

    Good luck on the rest of the month, i hope this is done every month? :)
    NSD (Jan) 2/18
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