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Jubilant January's NSD Challenge!
Comments
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Saver.The.Taste wrote: »Hi all
Dropped in and out through last year but going to fully commit this time, please can I be put down for 17 days with exceptions being direct debits and post office as I have to go there most days for work!
Good luck to everyone and happy new year
Welcome back Saver.The.Taste :wave:
and well done on NSD number 1
:j:j 0 -
I am committing to and claiming today as an NSD! Shops aren't open and I'm working later today anyway, so can't be tempted out.
So it's 1/12 for me
Save £12k in 2022 = £3705.97/ £7,500 (49%)
Save £12k in 2021 #76 = £11,857.21/ £10,000 (118%)0 -
Happy New year everyone. Was planning on a NSD, but decided to get a top up shop today to save me later in this week. I popped in to Home Bargains and B and M, always get my tinned stuff and cleaning products from there I always find it so much cheaper than anywhere else.
Thursday and Friday will definitely be NSD, no plans to go anywhere other than work. It’s running club, but I decided to include that as planned spends so it doesn’t derail me from a NSD! If I’m lucky might also squeeze in a NS weekend, but we will see!
Good luck everyone x0 -
Happy New Year everyone :beer:
Thanks Cathybird for the lovely shiny new thread :T
Declaring NSD number 1 today
Debt free as of 29.10.2020 🎉😁
SPC #73 Feb NSD 0/200 -
Happy_Monday wrote: »Happy New year everyone. Was planning on a NSD, but decided to get a top up shop today to save me later in this week. I popped in to Home Bargains and B and M, always get my tinned stuff and cleaning products from there I always find it so much cheaper than anywhere else.
Thursday and Friday will definitely be NSD, no plans to go anywhere other than work. It’s running club, but I decided to include that as planned spends so it doesn’t derail me from a NSD! If I’m lucky might also squeeze in a NS weekend, but we will see!
Good luck everyone x
Go Happy Monday, well done on your bargain buys
:j 0 -
scotmumof3 wrote: »Happy New Year everyone :beer:
Thanks Cathybird for the lovely shiny new thread :T
Declaring NSD number 1 today
Well done scotmumof3
:j:j:T 0 -
My first forum post and first ever challenge.
Calmed down my spending last year and saved 9K, need to get another few K together to buy a house. My biggest issue is buying stuff here and there (often whilst at work nipping out to get a brew!) so NSD challenge will help for sure.
January I am aiming for 18 NSD!
1 down, 17 to go
NSD (Jan) 2/180 -
savequidalot wrote: »My first forum post and first ever challenge.
Calmed down my spending last year and saved 9K, need to get another few K together to buy a house. My biggest issue is buying stuff here and there (often whilst at work nipping out to get a brew!) so NSD challenge will help for sure.
January I am aiming for 18 NSD!
1 down, 17 to go
Hello savequidalot - I am in a very similar position to you, re needing to avoid non-essential spending. I only joined this thread last month and already it has helped me heaps. Good luck with the rest of January's spends. And well done on your first NSD today!! :TMarch 26:
MBNA 6,130 - 0% Feb 28
HAL 10,125.91 - 0% Jul 27
BL 320 - Ends Jul 26
Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
⬇️ to pay down by Oct 27
NSD March 15/22
Make 2026 in 2026:
173.01/2,026
Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats
Savings accounts:
Co-op 273.01/3,000
Principality 600/1,200
FD 2,000/2,000
Santander Saver 400/2,400
Lloyds 800/4,800
Cahoot 50/3,000
Invest 349.93
🏆 ⬆️ Total: £4,472.94
Mortgage: £54,048.730 -
I've just worked out between 01 Feb 19 and 31st Dec I used my debit card 1110 times. ONE THOUSAND ONE HUNDRED AND TEN TIMES.
That is RIDIDCULOUS!
Good luck on the rest of the month, i hope this is done every month?
NSD (Jan) 2/180
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